Afleveringen
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Unlock the secrets to navigating the real estate market with a wad of cash as we reveal how Baby Boomers are reshaping the housing landscape. In this episode, we dissect the financial firepower fueling an all-out bidding war and explain why having parents with deep pockets might just be your golden ticket in today's competitive market.
Are you ready to ride the rollercoaster of home financing trends? Together, we explore the seismic societal shifts prompting families to pack up for lower-tax pastures and the rise of multigenerational households. But hold on tight because we also tackle the tricky terrain of wage growth and inflation and how these factors are turning the real estate market into a battleground for buyers. It's a complex equation, but we've got the insights to help you crack the code.
Finally, we take the magnifying glass to the local housing markets, zooming in on the finer details that make each one tick. From skyrocketing regulatory costs to the evolving expectations of luxury, we're breaking down why high housing prices might just be here to stay. It's not just about interest rates or the size of your bank account—it's about understanding the intricacies of where you want to plant your roots. So, whether you're itching to invest or considering a cautious approach, we've got the wisdom you won't want to miss for your next big move.______________________________________________________________
Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.
You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at [email protected]
👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia
⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review -
Ever feel like the housing market is a rollercoaster you can't quite get off? Join us as we embark on a journey through the convoluted landscape of real estate economics. Prepare to have your assumptions challenged in our latest episode, where we dissect the multifaceted beast that is soaring housing prices, and spotlight the illusions surrounding lower interest rates as the cure-all for home affordability. We peel back the layers of market dynamics and psychological factors that are inflating the cost of your dream home.
As we navigate the societal currents shaping our living choices, we don't shy away from the touchy subjects. From the social media pressures that prod us into keeping up with the Joneses to the tug-of-war between rural charm and urban convenience, we expose how these forces influence our decisions about where to settle down. Whether it's the emotional whirlwind of buying a new property or the lure of prestigious addresses, we offer candid conversations about the true cost of the lifestyles we aspire to lead.
Rounding out our exploration, we spotlight the often-overlooked influencers of relocation: taxes. Moving isn't just about space; it's also about what's left in your wallet after the taxman takes his share. Discover how the exodus from high-tax to low-tax states isn't just about the weather but a strategic financial move that could bring unexpected benefits to your bank account. So strap in and tune in; this isn't just another chat about houses—it's an intimate look at the homes we choose and the lives we build within their walls.______________________________________________________________
Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.
You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at [email protected]
👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia
⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review -
Zijn er afleveringen die ontbreken?
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In this new 4-part series, we discuss buying homes in 2024 and the relationship between interest rates and home purchases. As we open the series, we tackle the daunting trifecta of taxes, home prices, and interest rates reshaping today's real estate market.
Our conversation delves deep into the cascading effects of mass migrations and state tax codes, offering you a fresh lens to view the ever-changing landscape of real estate. We peel back the layers of property taxes – a silent yet significant factor in the cost of homeownership – and discuss the strategic moves you can make to combat rising taxes and interest rates. Amidst these revelations, we don't just leave you with the challenges; we arm you with the financial literacy tools necessary to make empowered decisions, sidestepping the scarcity mindset that can cloud judgment.
Finally, prepare to time travel as we chart the history of mortgage interest rates from the eye-watering highs of the '70s to the lows of recent years. We explore how these fluctuations have shaped buyer behavior and the broader implications for the cost of homeownership, including maintenance and lifestyle adjustments. By the end of our exchange, you'll have a treasure trove of insights that we promise will elevate your understanding of the housing market and perhaps even your approach to securing your own slice of the American dream.______________________________________________________________
Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.
You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at [email protected]
👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia
⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review -
Is corporate greed an inevitable force or a misunderstood economic growth component? In this final session of our four-part series, we unpack the essence of a corporation's role in driving innovation and societal progress. We dissect the symbiotic relationship between profit-making and community investment, challenging the common narrative that equates corporate success with avarice. Our conversation covers the role of R&D, local economic enhancement, and the support systems that underpin modern-day families, all thanks to the engine of corporate contribution.
Should you really be made at corporations for being profitable? Your investment accounts over the last several years have benefited from these profits. So, what is really going on?
We take to expose the government's ability to raise revenue through taxation when you buy something, you are taxed. When you sell something, you are taxed. Any time money changes hands, you are taxed! Federal and State governments have an inate ability to make tremendous amounts of money through taxation which in the end cripples your ability to make money. So it begs the question, who is more greedy....corporations or government?! Stay tuned. We'll answer this and more!______________________________________________________________
Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.
You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at [email protected]
👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia
⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review -
In this episode, we dissect the connection between corporate profits and inflation, especially where it hurts most—your groceries and gas. We're peeling back the layers of financial jargon to reveal the truth behind profit margins, debunking the myth that fat profits always mean corporate greed. By dissecting the real stories behind booming revenues and inflated prices, we promise to equip you with the savvy to decode the economic narratives that flood your newsfeeds.
It's no secret that Uncle Sam's pockets are getting deeper, with federal and state tax revenues swelling by jaw-dropping figures. But what does this mean for your wallet and the nation's fiscal health? As we dissect over $1.2 trillion in government income gains, we tackle the tough questions about national debt and scrutinize the impact on your personal finances. We're not just talking dry percentages here; we're hitting hard on what these revenue jumps signify for everyday life in the wake of worker shortages, tax hikes, and minimum wage increases.
By the end of this series, you'll be your own financial guru. We drill down into the importance of understanding profit margins and their role in business and your day-to-day decision-making. Your takeaway? An arsenal of knowledge to boost your financial acumen and safeguard your family's future. And don't miss our bonus episode—the cherry on top of this fiscal feast—where we lay out the ultimate tools to help you take command of your money life. Join the ranks of our informed listeners and turn the tide on your financial narrative.______________________________________________________________
Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.
You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at [email protected]
👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia
⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review -
Get ready to challenge your financial savvy and uncover the true measures of business success as we unravel the complexities of profit margins. This deep dive isn't just about the figures; it's an exploration of efficiency, the lifeblood of investments and entrepreneurship. You'll walk away with a keener sense of how profit margins truly reflect a company's capacity to transform revenue into gains and why they matter more than the bottom line when cruising through the tempest of market fluctuations and economic uncertainty.
We explore the tough choices businesses face when navigating rising costs—decisions that can make or break their profitability. We untangling the web of pricing, wages, layoffs, and how these factors spin together to affect profit margins. We're not just talking numbers here; it's a narrative of risk, strategy, and the relentless pursuit of efficiency. By the end, you'll be equipped to see beyond the profit headlines and appreciate the strategic moves that fortify a company's financial health.
Finally, we strip away the myths surrounding profit margins and personal finance. Ever wondered why your extra cash seems to vanish despite your best intentions, or why a company's stock might dip despite announcing higher profits? We're peeling back the layers of these perplexing phenomena and examining the impact of inflation on our perception of success. So tune in for an honest, enlightening conversation that promises to reshape your view of money, business, and the true meaning of innovation and efficiency.______________________________________________________________
Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.
You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at [email protected]
👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia
⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review -
"These greedy corporations are destroying us!" Have you heard this lately? In this political season, there is a lot of talk and rhetoric surrounding corporate profits and their effect on you, your money, and your future. As a friendly reminder, the news is designed to provoke a reaction, not educate. It's important to contextualize the information presented in the news without being easily provoked.
Prepare to have your views challenged as we dissect the contentious issue of corporate profits and their true role in our financial lives. This episode isn't about assigning blame; it's an invitation to understand the economy's cogs and how they benefit us all, from our personal investments to the cities and towns we live in.
This conversation explores the concept of profit and its significance in entrepreneurship and business. We discuss the success rate of starting a business and the risks involved. The role of ideas in entrepreneurship and the importance of profit as a reward for taking risks are also examined. We also delve into the uses of profit, both personally and for businesses, and we highlight the necessity of profit for growth and stability.
We take the time to address whether profits are good or bad and explore the contradictions and misconceptions surrounding the topic. Finally, we emphasize the importance of profit for you personally in regard to your retirement and investments.______________________________________________________________
Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.
You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at [email protected]
👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia
⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review -
In this episode, we discuss whether or not you should own bonds. We emphasize the importance of defining the purpose of owning bonds, which is to have predictable income and the safety of the principal. We also explain the components of bonds, including coupon, maturity, and price.
We take time to discuss the impact of money supply, inflation, the changing financial landscape, and interest rates on bond investments.
As the market ebbs and flows, the potential for losses can surge like a tide against the unprepared investor. We dive into the lessons learned from the 2022 market downturn, showcasing the pitfalls of selling bonds in a pinch and drawing an effective parallel with real estate market dynamics under rising interest rates.
Stick with us as we peel back the layers of mutual fund misconceptions and shine a light on the importance of distinguishing short-term noise from long-term investment strategies. Our discussion is a must-listen for those looking to fortify their investments against the unpredictable waves of the economy.
Lastly, we delve into the fine print that can make or break your bond investments. Just as a meticulous home inspection can save you from future headaches, understanding the intricacies of bond contracts is crucial to avoiding unnecessary losses. With a nod to #WarrenBuffetts emphasis on investment competency, we underscore the power of knowledge and careful selection.______________________________________________________________
Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.
You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at [email protected]
👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia
⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review -
Still reeling from the rollercoaster ride that was 2022 in the bond market? You're not alone. In this episode, we dissect the intricate world of bond mutual funds, breaking down why the rules of the stock market don’t always apply. Expect to emerge from our conversation with a new perspective on how overpaying for bonds can feel like a tightrope walk over a pitfall of limited returns. We don't just skim the surface; we scrutinize the common traps investors fall into when they treat bond funds like their stock counterparts, and we arm you with the savvy to make choices that serve your portfolio, not strangle it.
We dive into the murky waters of mutual fund fees, unveiling what they entail and the significance of aligning them with a fund manager's performance. This isn’t just about numbers; it's about getting under the hood of bond mutual funds, understanding their contracts, and grasping how market flows can either buoy or batter your investments.
We round off with a candid look at the limitations that mutual funds can impose on an investor's autonomy. Here's a sobering thought: market flows, and the behavior of other investors can hijack your mutual fund's performance, often leading to unintended consequences for your hard-earned money. We lay out the strategic crossroads faced by investors in today’s volatile bond market, urging a thorough reassessment of whether bonds merit a place in your portfolio. Tune in and equip yourself with the insights needed to tread confidently in the bond market's shifting sands.______________________________________________________________
Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.
You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at [email protected]
👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia
⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review -
If you invested in bond mutual funds over the last few years, you might have been surprised to see your positions get annihilated. Why did this happen, and what can you do about it moving forward?
In this new series, we are peeling back the layers on what bonds really are, how they function, and the pivotal role of interest rates and market pressures that can either make or break your bond portfolio.
Step into the world of bonds with our analogies that simplify this complex market, making it as relatable as selling your own home. We'll break down the dual avenues of bond profit—interest payments and capital appreciation—and bust the myths surrounding their supposed safety and predictable yields. The turbulence of the past year's market serves as a foundation for our candid discussion, emphasizing the necessity of a discerning eye when it comes to the fine print of your bond agreements.
Lastly, we navigate the sometimes choppy waters of bond trading, where we dissect how market unrest can lead to opportunities for the astute investor and pitfalls for the unwary. We arm you with the insights to strategically approach your bond investments, ensuring you're prepared for the uncertain tides ahead.______________________________________________________________
Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.
You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at [email protected]
👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia
⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review -
Celebrate a milestone with us on the Ditch the Suits podcast as we pop the champagne for our 100th episode and three-year anniversary! Thank you for being a part of this journey with us! In this celebratory episode, learn how to shield your legacy from chaos, optimize your assets for those you love, and avoid potential tax pitfalls.
Have you ever wondered what happens to your assets after you die? We're shining a spotlight on the financial institutions and the potential freeze they can put on accounts when you're no longer here. It's a deep dive into the world of additional documents, the art of clear communication with banks and insurance companies, and the strategies that keep your financial intentions on track, even when faced with institutions that are more rigid than a starched suit. Discover the art of allocating beneficiaries and the myths about will amendments that may have you second-guessing your current estate plan.
In the last part of this episode, we'll try to convince you of how important it is to have clear communication and teaming between your financial planner and attorney. We share tales from the trenches on how a harmonious relationship between these experts can prevent your last wishes from getting lost in translation. No matter how complex your beneficiary designations may seem, with the right team by your side, your legacy will be as well-crafted and unique as the life you've lived.
Win some Ditch the Suits swag on us! This is episode 100!! To celebrate this achievement, we want to give away some goodies. There will be a drawing with three ways to enter:1. Like our NQR Media page on Facebook and share a recent DTS episode with your network. Visit https://www.facebook.com/nqrmedia
2. Like our NQR Media page on Instagram and comment on a recent DTS episode. Visit https://www.instagram.com/nqrmedia/
3. If you are an Apple listeners, leave us a 5-star rating and review. You can visit https://podcasts.apple.com/us/podcast/ditch-the-suits-start-getting-more-from-your-money-life/id1551210529
Once completed, send us an email at [email protected] and let us know your name and what've you done so we can track the entries and enter you in to win!
Three chances to enter!
______________________________________________________________
Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.
You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at [email protected]
👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia
⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review -
In this episode, we unravel the complex tapestry of estate planning. We're dishing out crucial insights on why settling for a basic will could leave your legacy in a lurch. Our conversation takes you through the perils and pitfalls of oversimplified wills, underscoring the need for a well-drafted document that goes beyond the bare minimum to safeguard your assets against life's unforeseen twists and turns.
Join us as we delve into the fine art of constructing a will that communicates with crystal clarity, avoiding common blunders like the overuse of trusts or choosing an incompatible executor. The essence of this episode lies in the stitching together of your family dynamics with the fabric of your fiscal assets. We dissect scenarios that demonstrate how a nuanced will can effectively steer your inexperienced heirs toward financial stability and success while simultaneously preventing familial feuds.
It's all about crafting a legacy that alleviates the burden on your loved ones, rather than entangling them in a web of taxes and complications. Stay tuned for the next climactic installment – our 100th-episode celebration – and equip yourself with the knowledge to navigate the intricacies of leaving a legacy that truly reflects your life's journey.
Win some Ditch the Suits swag on us! This is episode 99, ONE AWAY FROM 100!! To celebrate this achievement, we want to give away some goodies. There will be a drawing with three ways to enter:
1. Like our NQR Media page on Facebook and share a recent DTS episode with your network. Visit https://www.facebook.com/nqrmedia
2. Like our NQR Media page on Instagram and comment on a recent DTS episode. Visit https://www.instagram.com/nqrmedia/
3. If you are an Apple listeners, leave us a 5-star rating and review. You can visit https://podcasts.apple.com/us/podcast/ditch-the-suits-start-getting-more-from-your-money-life/id1551210529
Once completed, send us an email at [email protected] and let us know your name and what've you done so we can track the entries and enter you in to win!
Three chances to enter!______________________________________________________________
Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.
You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at [email protected]
👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia
⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review -
Are your beneficiary designations in line with your legacy goals? Find out why a simple name on a form isn't enough as we navigate the complexities of estate planning and the importance of a well-thought-out will. Our latest Ditch the Suits podcast episode is your wake-up call at the start of the year to examine the fine print of your financial future, ensuring that your assets transfer seamlessly and your wishes are respected.
We broach the sensitive topic of life's impermanence and how it affects your estate planning. We share insights on crafting a will that acts as a clear guide, simplifying the process for your loved ones during a time of loss. It's not just about listing down assets; it's about understanding the nuances of the inheritance, particularly when it comes to things like special needs beneficiaries. Our discussion spotlights the perils of overlooking the impactful role of beneficiary designations, and ways to shield your family from unnecessary stress and taxation.
This episode isn't just a checklist; it's a strategic roadmap to aligning your financial and estate plans. We emphasize the need for regular updates to estate documents, especially considering recent societal changes. We also share real-life examples that illustrate the consequences of mismatched beneficiary designations and wills.
Win some Ditch the Suits swag on us! This is episode 98, two away from 100. To celebrate this achievement, we want to give away some goodies. There will be a drawing with three ways to enter:
1. Like our NQR Media page on Facebook and share a recent DTS episode with your network. Visit https://www.facebook.com/nqrmedia
2. Like our NQR Media page on Instagram and comment on a recent DTS episode. Visit https://www.instagram.com/nqrmedia/
3. If you are an Apple listeners, leave us a 5-star rating and review. You can visit https://podcasts.apple.com/us/podcast/ditch-the-suits-start-getting-more-from-your-money-life/id1551210529
Once completed, send us an email at [email protected] and let us know your name and what've you done so we can track the entries and enter you in to win!
Three chances to enter!______________________________________________________________
Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.
You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at [email protected]
👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia
⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review -
Ever wondered how a simple mobile device morphed into such an indispensable part of our lives? In this episode, we reminisce about the astonishing shifts in lifestyles and opportunities over recent years. We share tales from our own lives that showcase the remarkable journey from luxury to necessity, and we analyze the generational advancements that can sometimes leave us in awe. We also tackle the fears that economic fluctuations bring, especially in an eventful election year, and offer our listeners the wisdom needed to maintain composure amid potential financial turbulence.
Sensational news can be like a siren's call, luring us towards unnecessary panic or irrational financial decisions. In our conversation, we draw a line between news that truly matters and the noise that doesn't, helping you to remain focused on what's crucial for your well-being. We contemplate the resilience of markets amidst unforeseen events, such as the COVID-19 pandemic, and question the endless pursuit of material wealth. Our aim is not just to educate but to foster a mindful approach to personal finance, steering clear of impulsive reactions sparked by fear or the fear of missing out.
Rounding off our chat, we reflect on the instant gratification era, fueled by technological wonders like virtual reality and the soaring costs of college education. We urge you to explore alternatives and embrace a 'what if?' mindset to combat stress in the face of a rapidly changing educational and career landscape. By shifting from a defeatist outlook to one of opportunity and growth, we hope to inspire you to see the silver lining, even when economic headlines seem daunting. Remember, this journey is not just ours—it's shaped by your insights. So, we invite you to tune in, join the dialogue, and contribute to the conversations that matter most to you.
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Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.
You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at [email protected]
👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia
⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review -
Happy New Year! Have you ever wondered what truly fuels company growth and personal leadership? In this special holiday episode, we bring to light how our internal monthly new hire meetings are more than just introductions to our team and values; they're incubators for personal development and leadership. We discuss the significance of aiming to give more than we receive, especially during the holiday season. Our conversation will leave you considering how your aspirations for others can shape the culture within your own circles, families, and communities - making a lasting impact on the people around you.
Amidst the festive cheer, we take a moment to underscore the importance of appreciation in business just as much as in family life. It's the little things—remembering a client's birthday, acknowledging their value—that can loop back and create an environment of mutual care. We share stories of success that highlight this ripple effect, offering insights into creating a space that allows for free expression and aligns with the virtues that we stand for. Through these anecdotes, you'll grasp the tangible influence of our everyday actions and how they contribute to the larger narrative of our clients' and colleagues' lives.
Lastly, we explore the relentless pursuit of excellence and the journey of continuous personal and professional betterment. Our conversation turns to the 'peaks and pits' concept, shedding light on the power of reflection in our daily experiences and the essential role we play in the lives of others. As we close the episode, we extend an invitation to join us in savoring each moment and making the most of every single day. Let's carry the spirit of the holidays into this New Year and wish each other a heartfelt season filled with happiness and togetherness.______________________________________________________________
Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.
You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at [email protected]
👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia
⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review -
Thank you for making 2023 a smashing success! As the year comes to a close, we are taking a moment to share our reflections and key takeaways from past episodes and series.
For those of you who are new to Ditch the Suits, we want to catch you up on all you've missed this year. But don't just listen to this episode; go back and binge some of the episodes we discuss that resonate with you.
In 2023, we covered a range of topics, including caregiving, early retirement, exposing economists, ESG investing, artificial intelligence and the impact of financial planning, tax planning strategies, rethinking retirement, financial literacy, understanding the impact of windfalls and inheritances, the FIRE movement, retirement reality, and passive investing.Takeaways
Ditch the Suits aims to have conversations that others aren't having, providing unique perspectives on financial topics.Financial planning and investment planning should be driven by an individual's financial goals and values.Understanding the nuances of tax planning is crucial for making informed financial decisions.Retirement is more than just money; it requires purpose and meaning.Passive investing should be approached with caution and a thorough understanding of the industry.Achievements
Ditch the Suits was named 'Best Podcast of 2023' by Quill IncWe've added a lot of new followers and subscribersWe've been recognized in several blog posts as a top finance podcastWe launched NQR media in 2023We launched three new podcasts - Unleashing Leadership, the One Big Thing Podcast with Steve Campbell, and Cut Throat College Planning.Thank you for making this a memorable year. The best is yet to come! Let us know what topics you would like to hear in 2024 by visiting www.ditchthesuits.com
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Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.
You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at [email protected]
👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia
⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review -
Have you ever wondered why market fluctuations cause such a stir among investors? Or questioned if there's a better way to approach these inevitable ups and downs? Today's episode takes a deep dive into the world of investments, exploring the crucial distinction between price and value. We unpack how changes in price often blind us to the true intrinsic worth of our investments, leading to reactive decisions driven by short-term market waves.
Investing is more than just buying low and selling high, it's about understanding what you own and why you own it. We discuss the essential mindset shift required for successful investing. Delve into how to navigate market downturns without panic, to shift from a reactive approach to a proactive one. We bust the myth that a down market equals a bad investment, encouraging listeners to focus on long-term potential rather than temporary turbulence.
We don't stop at the stock market; we also address various types of investments from mutual funds to treasury bonds, shedding light on their purpose and potential. With insights on financial decision-making, especially for retirees in a volatile economy, we emphasize the importance of informed decisions. This episode is designed to equip you with the knowledge and confidence to navigate the investment landscape, and to make decisions that align with your goals and values. Set aside your fears and join us on this enlightening journey through the world of investments.______________________________________________________________
Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.
You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at [email protected]
👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia
⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review -
In this episode, we discuss the complexity of retiring in a bad economy. We explore the fear and uncertainty that often accompanies the decision to retire during challenging economic times. Our conversation highlights the importance of understanding the difference between a bad economy and bad markets, as well as the psychological impact of fear and guilt.
Retirement shouldn't be burdened with anxiety over layoffs and job security. Instead, it should be a phase of life to look forward to. We provide you with a fresh outlook, emphasizing the essence of personalized planning over the noise of economic forecasts. We stress on crafting a retirement plan that fits your unique needs and circumstances, eliminating the uncertainties of leaving the workforce. And yes, we discuss the emotional side of this decision, taking into account how past experiences with financial instability can stir up retirement anxiety.
We emphasize the role of a good financial planner in helping individuals navigate these complexities and make informed decisions. The episode concludes with a reminder to focus on the value of money in retirement and to be cautious of fear-based sales pitches.
Enjoy this episode, as we help you navigate through these financial crossroads, equipping you with knowledge to make your retirement journey more confident. Don't forget to share this episode with others who could benefit from this conversation.______________________________________________________________
Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.
You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at [email protected]
👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia
⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review -
Are you concerned about how taxes will impact your retirement? Wondering if there is anything you can do? How would you feel about paying some taxes now in order to save yourself a lifetime of taxes?
In this episode, we embark on an engrossing journey into the world of Roth conversions, breaking down the complex idea into easy-to-understand segments. Also, we emphasize the crucial role of long-term financial projections in making decisions and underscore how inflation and income taxes come into play.
From there, we steer our conversation toward an often-overlooked aspect of financial planning: tax planning. We highlight the significance of weighing both short-term and long-term implications before making any financial commitments. Additionally, we discuss the essentials of understanding your current and future tax bracket, individual circumstances, and financial goals.
Could you be leaving your heirs a tax bomb? Wanting to name your heirs as beneficiaries on your retirement accounts is a noble thought, but it could be a costly one. Listen in as we decipher tax strategies for charitable inheritance and how they could potentially shape your financial legacy.
Our final leg of the journey takes us into maximizing Roth conversion benefits, where we shed light on the need to understand projections and the potential pitfalls of online financial decision-making. We discuss the benefits of strategic asset allocation, particularly placing more aggressive investments in the Roth for tax-free growth.
Join us in this riveting exploration as we aim to help you get the most out of your money and life!______________________________________________________________
Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.
You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at [email protected]
👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia
⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review -
Are you planning to take social security but are unsure of when to do so? Misinformation, intricacies, and personal circumstances can make this decision quite complicated. We aim to provide you with the facts and debunk the myths about social security in our latest series surrounding Complex, Simple Questions.
This is episode 1 of a four-part series. In this episode, we spend enormous amount of time dissecting social security. In episode 2, we get in whether or not you should consider a Roth conversion. In episode 3, we address whether it’s okay to retire in a “bad” economy. And in episode 4, we discuss when it’s okay to sell an investment. All simple-sounding questions, but all very complex in detail. Each is unique to your life and circumstances!
For this episode, join us, as we explore fascinating perspectives on this essential topic of social security timing and equip you with the comprehensive understanding needed to make informed decisions about your benefits.
This episode unravels the many aspects of social security - from the government's promises and the reality of the IOU to the impact of changing taxation on your benefits. We discuss the importance of individual circumstances such as age, marital status, and dependents in deciding when to start receiving social security benefits. We'll expose you to industry insights and break down complex topics into digestible chunks.
We'll guide you through understanding your personal situation, health, survivor benefits, cash flow needs, income tax situation, and long-term financial projections when considering when to take social security. By the end of this episode, you'll have gained a solid grip on social security and retirement taxes, empowering you to take control of your financial future.______________________________________________________________
Looking for additional content that can help you get the most from your life? Check out Unleashing Leadership with Travis Maus, premium bonus content from Ditch the Suits Fans, at https://unleashingleadership.buzzsprout.com/
Thanks to our sponsor, S.E.E.D. Planning Group! S.E.E.D. is a fee-only financial planning firm with a fiduciary obligation to put your best interest first. Schedule your free discovery meeting at www.seedpg.com
Ditch the Suits is produced by NQR Media. NQR also produces the One Big Thing Podcast with Steve Campbell.
You can watch all episodes, as well as other great content produced by NQR Media through their YouTube channel at https://youtube.com/@NQRMedia
📧 For more information or to get in touch with us, visit https://www.ditchthesuits.com/ or email us at [email protected]
👍🏼 You can also follow us on Facebook, Instagram and Twitter at @nqrmedia
⭐⭐⭐⭐⭐ We'd also love for you to subscribe to this podcast and leave a 5-star rating and review - Laat meer zien
