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  • ๐Ÿธ Check out more episodes of Smart Money Happy Hour
    Tired of giving your dad the same pack of white socks every year for Christmas? In this episode, Rachel and George have the gift inspo you’ve been looking for—plus great ideas for the one on your list who has everything.

    Today’s Happy Hour Special: ๐Ÿท Red Sans-Gria
    Recipe from Drinking for Two: Nutritious Mocktails for the Mom-to-Be
    Ingredients:

    1 1/4 cups pomegranate juice

    1 1/4 cups grape juice

    Splash of tart cherry juice

    2 1/2 cups coconut water

    1 cup orange juice

    1/4 cup lime juice

    1 lemon (thinly sliced with peel)

    1 lime (thinly sliced with peel)

    1 orange (thinly sliced with peel)

    1 apple (cored and sliced thinly)

    Instructions: Slice fruit thinly with the peel on. Add sliced fruit to a large pitcher and muddle. Add the fruit juices and coconut water. Stir well. Place in the fridge and let chill for three to four hours. Serve over ice in highball glasses, including the fruit. Enjoy!

    Rachel and George’s Gift Guide:
    Wine and Cocktail Lovers


    Cocktail shaker that doesn’t freeze your hands 

    Vintage cocktail book

    People Who Love to Cook

    Meat chopper

    Citrus squeezer

    Tech and Gadget Lovers

    Cordless phone charger

    Extended-length phone charger cable

    Kids
    Digital camera
    Parents/Grandparents

    Neck fan

    Foot spa

    Massage gun

    DeleteMe

    Spouse

    Coffee subscription

    Flower delivery

    White Elephant/Dirty Santa

    Milk frother

    Wine decanter

    “Take the Hint” Gifts

    Apple AirTag

    Rachel’s favorite self-help book: The Anxious Generation by Jonathan Haidt


    Ramsey Solutions official store (Black Friday deals)

    For the One Who Has It All

    Customized sign/art


    Cozy Earth products (Use code SMARTMONEY for exclusive discount up to 45% off)



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  • ๐Ÿ“ˆ Are you on track with the Baby Steps? Get a Free Personalized Plan
    ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Dr. John Delony & George Kamel answer your questions and discuss:

    "Investing while paying off debt,"

    "Getting on the same page with our finances"

    "Wait for the economy to improve before I invest?"

    "My mother-in-law wants my wife to stay home,"

    "Should I throw everything at my mortgage?"


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  • ๐Ÿ“ˆ Are you on track with the Baby Steps? Get a Free Personalized Plan
    ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Dave Ramsey & Ken Coleman answer your questions and discuss:

    "My fiance hasn't filed taxes in 20 years..."

    "I asked my parents if they can forgive my loan,"

    "Should I rent out my house during the NFL Draft?"

    "My brother co-signed a car with my late father,"

    "I'm worried grandkids will blow their inheritance,"


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    Next Steps
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  • ๐Ÿ“ˆ Are you on track with the Baby Steps? Get a Free Personalized Plan๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.Dave Ramsey & Jade Warshaw answer your questions and discuss:"My terminally ill wife hid debt from me,""Is $42k a year enough income to build wealth?""Should I buy a $1M house in cash?""We overbought on a house; what do we do?""Getting out of a car I'm $5K upside down on"Dave and Jade interview millionaires to find out how they built their wealth.Support Our Sponsors:๐ŸŒฑ Get 10% off your first month of BetterHelp๐Ÿฅ Learn more about Christian Healthcare Ministries๐Ÿก Get started today with Churchill Mortgage๐Ÿ”’ Get 20% off when you join DeleteMe๐Ÿฆ Go to FAIRWINDS Credit Union for an exclusive account bundle!๐Ÿฅ— Save 15% on your first Field of Greens order with code RAMSEY๐Ÿ’ค Visit Helix Sleep for special offers!๐Ÿ’ป Visit NetSuite today to learn more๐Ÿ—‚๏ธ Use promo code RAMSEY for 18% off at The Nokbox๐Ÿ› Get started with YRefy or call 844-2-RAMSEY๐Ÿ” Visit Zander Insurance for your free instant quote today! Next Steps๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!๐Ÿฉบ Find the Right Health Coverage During Open Enrollment๐Ÿ’ต Start your free budget today. Download the EveryDollar app!๐ŸŽ„ You could win $5,000 in the Ramsey Christmas Cash Giveaway! Enter today.๐ŸŽ 50 days of Christmas deals are here! Get 30% off meaningful gifts.๐ŸŽŸ๏ธ See Dave and John LIVE in a city near you!Listen to more from Ramsey Network๐ŸŽ™๏ธ The Ramsey Show ๐Ÿง  The Dr. John Delony Show๐Ÿธ Smart Money Happy Hour๐Ÿ’ก The Rachel Cruze Show๐Ÿ’ธ The Ramsey Show Highlights๐Ÿ’ฐ George Kamel๐Ÿ’ผ The Ken Coleman Show๐Ÿ“ˆ EntreLeadershipLearn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy

  • ๐Ÿ“ˆ Are you on track with the Baby Steps? Get a Free Personalized Plan
    ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Dave Ramsey & Rachel Cruze answer your questions and discuss:

    "My parents are worried about losing their home,"

    "Should I go back to grad school after getting laid off?"

    "When should I consider refinancing my home?"

    "How do I sell the gold I dredge?"

    Dave Rant on stupid tax advice.


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  • ๐Ÿ“ˆ Are you on track with the Baby Steps? Get a Free Personalized Plan
    ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Dave Ramsey & George Kamel answer your questions and discuss:

    "My parents have no retirement savings and are expecting us to help,"

    "How can I diversify my investment portfolio?"

    Should I freeze my credit?

    "My husband thinks we are too broke to have a baby?:"

    "Should I keep my Universal Life insurance policy?"

    Jimmy Darts on how fun it is to give money away (follow him at @jimmydarts)


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    ๐ŸŽ 50 days of Christmas deals are here! Get 30% off meaningful gifts.
    ๐ŸŽŸ๏ธ Get Tickets to the Money & Relationships Tour

    Listen to more from Ramsey Network
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  • ๐Ÿ“ˆ Are you on track with the Baby Steps? Get a Free Personalized Plan
    ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Ken Coleman & George Kamel answer your questions and discuss:

    My ex-boyfriend is on the deed to my house.

    My family doesn't want me to pay off my debt

    I was scammed by a fraudulent publisher

    I landed my dream job but I'm bad with money

    My husband won't stick with a budget


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  • ๐Ÿ“ˆ Are you on track with the Baby Steps? Get a Free Personalized Plan
    ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Ken Coleman & Jade Warshaw answer your questions and discuss:

    "Finding a girl that likes me and not my money"

    "Do I need to file for bankruptcy?"

    "We're almost in $1M in debt"

    "How do I make decisions with my new wife?".


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  • ๐Ÿ“ˆ Are you on track with the Baby Steps? Get a Free Personalized Plan
    ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    George Kamel & Dr. John Delony answer your questions and discuss:

    "Should I pay off my house or start investing?"

    "I live in my truck. How do I get back on track?"

    "My grandparents skipped my parents in the inheritance and gave their money to us,"

    "Are we financially ready to build a cabin?"

    "Is my mother-in-law is trying to cause a rift?"


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    ๐ŸŽŸ๏ธ Get Tickets to the Money & Relationships Tour!

    Listen to more from Ramsey Network
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  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Rachel Cruze & Jade Warshaw answer your questions and discuss:

    "How do I get out of a financial mess on my own?"

    "Can I afford to buy out my wife's car lease?"

    "How can I be a good influence for my cousin?"

    "We live paycheck-to-paycheck and can't get ahead,"

    "Should we move to get away from our weird neighbors?"


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    ๐Ÿฆ Go to FAIRWINDS Credit Union for an exclusive account bundle!

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    ๐Ÿ’ค Visit Helix Sleep for special offers!

    ๐Ÿ’ป Visit NetSuite today to learn more

    ๐Ÿ—‚๏ธ Use promo code RAMSEY for18% off at The Nokbox


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    Next Steps
    ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!
    ๐Ÿ“ˆ Are you on track with the Baby Steps? Get a Free Personalized Plan
    ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!
    ๐ŸŽ„ 50 days of Christmas deals are here! Get 30% off meaningful gifts.
    ๐Ÿ  How to Buy a Home Course
    ๐Ÿ˜๏ธ Free Tools & Resources to Reach Your Home Goals

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  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    George Kamel & Jade Warshaw answer your questions and discuss:

    "Should I co-sign a mortgage for my sister?"

    "Is it okay to rent when I first move out?"

    "Should I put extra income towards my wife's debt?"

    Tips for paying less in taxes next year,

    "Should I pay for my son's second degree?"



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    ๐Ÿ’ค Visit Helix Sleep for special offers!

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    Next Steps
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  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    George Kamel & Rachel Cruze answer your questions and discuss:

    "I took a pay cut to keep my family together,"

    "What should I be investing in to build wealth?"

    "Should I combine debt with my boyfriend?"

    "My monthly bills are $500 more than my income"


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    ๐Ÿ’ค Visit Helix Sleep for special offers!

    ๐Ÿ’ป Visit NetSuite today to learn more

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    Next Steps
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    ๐Ÿ–๏ธ Invest in Your Future With a SmartVestor Pro
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  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Rachel Cruze & Dr. John Delony answer your questions and discuss:

    "My parents are threatening to kick me out"

    "I can't afford rent, what can I do?"

    "My husband doesn't trust me with our money,"

    "How will I ever be able to afford a home?"

    Sports betting is affecting Americans' investing habits.


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  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Ken Coleman & Jade Warshaw answer your questions and discuss:

    Trump won the election: here's what to do next,

    "I overspent and have over $1 million of debt,"

    "How much can I spend on buying property?"

    "How should I take on my new wife's debt?"

    "Should we stay gazelle intense to pay off our house?"


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  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Ken Coleman & George Kamel answer your questions and discuss:

    "Pull from my 401(k) to pay my ex-husband?"

    "I can't break the habit of living like I'm broke"

    "A potential employer wants me to pay them"

    "Keep our credit cards to build our credit score?".


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  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Dr. John Delony & Jade Warshaw answer your questions and discuss:

    "I feel like I'm allergic to spending money,"

    "How quickly should I be paying off my house?"

    "When do we tell our kids about our wealth?"

    "Should I invest more or buy a BMW?"

    "My loan officer says I'm putting too much down,"


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  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Rachel Cruze & Dr. John Delony answer your questions and discuss:

    "Is it wrong to not let family borrow our car?"

    "Is it okay to buy gifts while paying off debt?"

    "Why shouldn't I get a 30-year mortgage?"

    "Should I "call it quits" with my husband?"

    "I feel guilty charging my sons rent"


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  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Jade Warshaw & Dr. John Delony answer your questions and discuss:

    My business partner owes me $16K.

    I'm struggling to keep my finances above water.

    Talking to my parents about their budget

    What are FICA withholdings?

    Should we buy a brand new car?


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  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.George Kamel & Ken Coleman answer your questions and discuss:"Why shouldn't I use credit cards?""We're millionaires, do we still need to budget?""My new husband lied about his net worth,""How much should we spend on a home?""I just inherited $3M; how do I invest this?""How do I talk my husband out of a bad decision?"Support Our Sponsors:๐ŸŒฑ Get 10% off your first month of BetterHelp๐Ÿฅ Learn more about Christian Healthcare Ministries๐Ÿก Get started today with Churchill Mortgage๐Ÿฆ Go to FAIRWINDS Credit Union for an exclusive account bundle!๐Ÿฅ— Save 15% on your first Field of Greens order with code RAMSEY๐Ÿ’ค Visit Helix Sleep for special offers!๐Ÿ’ป Visit NetSuite today to learn more๐Ÿ—‚๏ธ Use promo code RAMSEY for18% off at The Nokbox๐Ÿ›Get started with YRefy or call 844-2-RAMSEY๐Ÿ” Visit Zander Insurance for your free instant quote today! Next Steps๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here!๐Ÿ“ˆ Are you on track with the Baby Steps? Get a Free Personalized Plan๐Ÿ›ณ๏ธ Live Like No One Else Cruise๐Ÿ–๏ธ Invest in Your Future With a SmartVestor Pro โ“Reconnect with the NEW Questions For Humans Conversation Cards: Intimacy, Couples, Friends, Parents & Kids Editions ๐Ÿ’ต Start your free budget today. Download the EveryDollar app!Listen to more from Ramsey Network๐ŸŽ™๏ธ The Ramsey Show ๐Ÿง  The Dr. John Delony Show๐Ÿธ Smart Money Happy Hour๐Ÿ’ก The Rachel Cruze Show๐Ÿ’ธ The Ramsey Show Highlights๐Ÿ’ฐ George Kamel๐Ÿ’ผ The Ken Coleman Show๐Ÿ“ˆ EntreLeadershipRamsey Solutions is a paid, non-client promoter of SmartVestor Pros.Learn more about your ad choices. https://www.megaphone.fm/adchoicesRamsey Solutions Privacy Policy

  • ๐Ÿ“ฑWatch the full episode for free in the Ramsey Network app.
    Jade Warshaw & Ken Coleman answer your questions and discuss:

    "I'm $2.5M in debt, what can I do?"

    "How do I talk to my family about money?"

    "Should I use my savings to buy my wife a car?"

    "Do I need to invest 15% if I have a pension?"

    "I'm afraid that AI and robots will take my job"


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    โœ… Shop the right coverage based on your individual needs

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