Afleveringen
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Melissa Joy is joined by Dr. William Schulz, former Executive Director of Amnesty International USA to discuss the importance of staying hopeful during turbulent times.
The ‘why’ behind Amnesty International’s missionHow to remain resilient despite injustice in the world The importance behind conscious consumption and where you spend your money
How can we stay positive during times of uncertainty? Dr. Schulz explores how hope can be a driving force for change - leading to improvements in our own communities as well as a more just world. The lessons taught in this episode are valuable for all - from investors to friends.
Listen and Learn:Resources:
Purchase Dr. William Schulz’s Memoir: Reversing the Rivers: A Memoir of History, Hope, and Human RightsDiscover More Books by Dr. William SchulzLearn more about Amnesty International USAHuman Rights | United NationsLinks are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
Data Sources: Capital Group, RIMES, Standard & Poor's.
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Whether you’ve already filed your taxes or still need to request an extension, Melissa Joy shares her post-tax season tips and tricks. Discover how you can pave the way for a smoother tax season experience and take control of your money in the year ahead.
Listen and Learn:
Why it’s important to discuss taxes with your financial advisor Which resources you should use during tax season and afterWhen to consider reviewing and adjusting your tax withholdingsResources:
How to Extend Your Federal Taxes State of Michigan Tax ExtensionTax Aware Investment Strategies Webinar Tax Withholding Calculator (IRS)Tax Withholding – How to Get it Right Restricted Stock TaxationLinks are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
Data Sources: Capital Group, RIMES, Standard & Poor's.
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Zijn er afleveringen die ontbreken?
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Melissa Joy is joined by Financial Behavior Specialist®, Speaker, and Therapist Ashley Quamme LMFT, to discuss the intricate intersection of relationships and finances.
How do we talk about money with a partner when our perspectives differ? What are practical ways to navigate when one partner is a spender, and the other is a saver? Ashley dives into the complexities of love and money and how to navigate the money differences that happen in many relationships.
Common challenges couples face when discussing finances and tips to overcome themHow to use communication to navigate differences in spending habitsThe significance of listening, empathy, and vulnerability in client-advisor relationships
Listen and Learn:Resources:
Visit Beyond the PlanFollow Ashley on LinkedInFollow Ashley on TwitterListen: Episode 48: Financial Therapy with Nate AstleListen: Episode 212: Even Out The Power Scales of Marriage and MoneyLinks are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
Data Sources: Capital Group, RIMES, Standard & Poor's.
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Melissa Joy is joined by philanthropist Aly Sterling, President and Founder of Aly Sterling Philanthropy, to discuss the transformative power of philanthropic giving.
Aly shares powerful insights from her experience in facilitating major gifts while offering guidance on how to make your charitable donations more strategic. In this thought-provoking conversation, you’ll discover how to maximize your philanthropic impact, whether you’re giving millions or just starting your charitable journey.
Listen and Learn:
How to make your charitable donations more strategic and impactfulThe benefits of giving during your lifetime vs. leaving a philanthropic legacyTips for maximizing tax advantages when making charitable contributionsResources:
Visit Aly Sterling Philanthropy WebsiteLearn more about Aly SterlingFollow Aly Sterling on LinkedInPurchase Aly Sterling’s Book: 37: The Year I Stopped Making Excuses, Embraced My Power, and Launched My Million-Dollar BusinessRead: $1 Billion Dollar Donation Will Provide Free Tuition at a Bronx Medical SchoolWatch: NYC Medical School Eliminates Tuition After $1 Billion GiftRead: Why A $1 Billion Gift to Medical School Moved So Many PeopleRead: Will a $1 Billion Medical School Donation Help Make the Bronx Healthier?Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
Data Sources: Capital Group, RIMES, Standard & Poor's.
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Struggling with financial dynamics in your relationship? You’re not alone. Melissa Joy delves into the power balance in marriage and money and explores how this affects all partnerships, offering valuable tips for combining finances, open communication, and shared planning. No matter the stage of your relationship, this conversation is for you.
Listen and Learn:
Simple steps for couples looking to combine their financesHow to have transparent communication and shared financial planningStrategies for managing finances together in a relationshipResources:
Read: In a Growing Share of U.S. Marriages, Husbands and Wives Earn About the SameRead: When Couples Fight About Money, What Do They Fight About?Read: Married Couples Who Merge Finances May Be Happier, Stay Together LongerListen: Episode 133: Money Secrets in Your Net Worth with Rachael CampLinks are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
Data Sources: Capital Group, RIMES, Standard & Poor's.
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When should you get serious about saving for the future (older) you? It’s never too late to start or reassess your retirement strategy. Whether you’re a super saver, an average saver, or doing well but unsure if you’re on track to retire comfortably—this episode has something for everyone. Melissa Joy discusses options for multiple stages of retirement planning and what you can do if you’re traditionally employed, a business owner, or have experienced career setbacks along the way.
Listen and Learn:
When it's time to get serious about retirement planningThe key steps to take to understand your retirement outlookHow to improve your trajectory no matter which group you fall intoResources:
Watch our 2023 Retirement Readiness WebinarDiscover how the average American feels about retirement readinessLearn more about the XYPN NetworkFind out how to get started with Pearl Planning’s retirement planning and analysis servicesLinks are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
Data Sources: Capital Group, RIMES, Standard & Poor's.
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Dr. Sue McCreadie, a pediatrician and women's coach, joins Melissa Joy to discuss how mindset and emotions impact financial well-being. Drawing from her experience in pediatric care, Dr. Sue shares insights on promoting mothers' health and mindsets. This transformative conversation covers the connection between women's roles, taking control of one's life, and financial empowerment.
Listen and Learn:
How mastering mindset and emotions can transform your financial well-beingThe importance of understanding and honoring your own money personalityHow to normalize conversations about money with your partner and kidsResources:
Learn more about Dr. Sue McCreadie, MDTake the SoulFULL Medicine QuizLearn more about Pearl PlanningLinks are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
Data Sources: Capital Group, RIMES, Standard & Poor's.
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Join Melissa Joy as she discusses the nitty-gritty of handling extra cash and creating emergency funds. Melissa shares practical tips and personalized advice to help you navigate your financial journey - from stressing the importance of yearly check-ins to offering tailored recommendations to specific situations. Don’t miss out on this enriching episode that offers practical wisdom for effectively managing and investing cash reserves.
Listen and Learn:
Understand strategies to maintain and adjust your emergency reserve rangeDiscover a collaborative approach to financial planning so you and your partner are equipped to face the future with financial strength and resilienceHow to seek professional assistance for ongoing evaluation and personalization in investment managementResources:
Check out our recent webinar Under The Radar: Overlooked Tips & Tricks For Your Investment PortfolioRead: How Much Should I Have in Savings?Discover: The Best Savings Accounts for 2024Listen: Women’s Money Wisdom Episode ‘Paying Down Debt’Listen: Women’s Money Wisdom Episode ‘All About Emergency Reserves’Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
Data Sources: Capital Group, RIMES, Standard & Poor's.
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Melissa Joy explores a significant yet often overlooked trend: the increasing dependence of adult children on their parents for financial support. Drawing from a recent Credit Karma survey, which reveals that one-third of American adults rely on parental financial assistance, Melissa delves into the problems this trend can cause for parents while also providing practical measures to promote financial independence within families.
Listen and Learn:
Proactive ways to prepare your kids to support themselvesWhat to do when you're ready to reduce your financial supportHow to manage if you are overcommitted & need to cut the financial cord nowResources:
Read: These Families Are Shutting Down the Bank of Mom and DadRead: Nearly One-Third of American Adults Rely on Their Parents for Financial Support Read: The 3 Money Conversations to Have With Your KidsListen: Women’s Money Wisdom Ep 161: Teaching Teens the Value of MoneyLinks are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
Data Sources: Capital Group, RIMES, Standard & Poor's.
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Melissa Fradenburg explores the complicated nature of receiving an inheritance, especially as a woman. You'll get practical guidance on managing inherited assets, honoring the wishes of passed loved ones, and making informed decisions during this sensitive time.
Listen and Learn:
How to make what you inherit last & honor a loved oneAn easy way to prioritize the overwhelming list of to-dosTax consequences to be aware of with a transfer of accountsOverlooked expenses that can surprise you with inherited propertyResources:
Listen: Episode 59: Inheritance Mistakes with Cathy Curtis Listen: Episode 138: How to Deal with Grief and Financial Decisions with Kathi Balasek Read: Emotionally Charged Money: InheritanceReview: Can I Delay Distributions From The Traditional IRA I Inherited?Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
Data Sources: Capital Group, RIMES, Standard & Poor's.
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In this episode of Women’s Money Wisdom, Melissa Fradenburg explores the intricate dynamics of managing finances within relationships. With a focus on the importance of financial transparency and communication, Fradenburg draws from her own experiences to shed light on the complexities couples face when merging their financial lives.
Tune in to gain valuable insights on managing finances within relationships, fostering open communication, and planning for a secure financial future together.
The importance of learning to manage joint accountsHow to navigate pre-marriage financesSteps to plan for the futureHow Pearl Planning can provide you with expert guidance
Listen and learn:Resources mentioned in this episode:
Reach out for an introductory call with Pearl PlanningImportant Numbers for 2024Episode 155: Love And Money: Financial Planning Considerations For CouplesEpisode 200: Setting Financial Resolutions and Goals for 2024
Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.Data Sources: Capital Group, RIMES, Standard & Poor's.
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Join Melissa Joy as she simplifies the often-overwhelming world of filing your taxes. In this episode, Melissa dives into strategies for managing taxes effectively while providing tools to enter tax season with confidence and organization.
Listen and learn:
How to get organized and reduce your tax season stressKey points to start collecting important documentsWhy paying "zero" in taxes may not be the win you think it isResources mentioned in this episode:
What Documents Do I Need to Collect for Filing My 2023 Tax Return Important Financial Numbers for 2023Important Financial Numbers for 2024Five Financial Tips to Implement After Filing Your TaxesLinks are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
Data Sources: Capital Group, RIMES, Standard & Poor's.
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Ever feel like your financial confidence takes a hit every election year? You're not alone, and that's exactly why we've dedicated this episode to discussing the current economic enviroment as well as looking at historical election year markets. We all know that political cycles can bring uncertainty, but today, we present compelling reasons backed by statistics for why you should stay invested for the long term, no matter which political party is in office. We share historical data on how markets have performed under both political parties and discuss what long-term investors should focus on when short term headlines have them rethinking their long term investing goals.
Learn more about Pearl Planning. View Important Numbers for 2024What Issues Should I Consider At The Start Of The Year 2024Watch our Webinar Replay Winter 2024 Economic Update and Investment Outlook.
Resources mentioned in this episode:Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
Data Sources: Capital Group, RIMES, Standard & Poor's.
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Are you guilty of comparing your financial decisions to others? In this episode of Women's Money Wisdom, Melissa Fradenburg, delves into the pitfalls of financial comparison. It all started with the outrageous ticket prices for a Detroit Lions home playoff game, reminiscent of those Taylor Swift tickets at Ford Field. Melissa shares her personal insights and explores how comparing finances with others can be unproductive. Discover the importance of financial planning, building emergency funds, and setting clear financial goals. Learn how having a tailored financial plan allows you to splurge on what truly matters to you without falling into the comparison trap.
Join us for a candid conversation about why comparing yourself to others can steal your financial joy and how you can take control of your financial future. Don't let comparison rob you of your financial contentment; empower yourself with the wisdom of financial planning.
Resources mentioned in this episode:
Listen to Episode 192: Resisting the Spending to Impress Trap: Financial Planning Tips Inspired by Travis and TaylorListen to Episode 123: Simple Budgeting Tips with Melissa FradenburgView Important Numbers for 2024What Issues Should I Consider At The Start Of The Year 2024Register for our Winter 2024 Economic Update and Investment Outlook.Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
Data Sources: Capital Group, RIMES, Standard & Poor's.
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Have you updated your resume recently? If you're thinking of making a career change or change employers this episode is a must listen. Linda Olejniczak, owner of Phases Career Services brings over 25 years of experience in human resources, coupled with a deep understanding of marketing. Linda is committed to helping women stand out by crafting resumes that not only highlight their unique skills and achievements, but also align with their career aspirations. Linda emphasizes the importance of staying current with job search strategies, developing a professional brand and networking effectively. Embrace a transformative professional journey with Linda's advice on creating standout resumes, nurturing a strong professional brand, and leveraging change for growth. Her expertise doesn't stop there; dive into the essential tactics of updating your resume for our digital age, including the strategic use of LinkedIn and AI-enhanced job applications. We discuss the shift towards remote work that could revolutionize work-life balance, and specific tips to latch onto those sought-after flexible roles. Linda's insights into subtle job hunting are game-changing, especially in a world where your professional online presence is under constant scrutiny.
Connect with Linda or email [email protected] for Work From Home Jobs.Resume Do's and Don'ts.Remote Work board and www.flexjobs.comFollow Brenda Meller for LinkedIn ideas.View Important Numbers for 2024What Issues Should I Consider At The Start Of The Year 2024Register for our Winter 2024 Economic Update and Investment Outlook.
Resources:Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
Data Sources: Capital Group, RIMES, Standard & Poor's.
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In this episode, we explore whether those pricey skincare products and dermatological treatments are worth the investment. Did you know that on average, women spend over $250,000 on beauty products in their lifetime, with a shocking 90% of these products going unused?
Our host, Melissa Fradenburg, is joined by Dr. Meredith Price, MD, FAAD, a board-certified dermatologist from Grosse Pointe Dermatology. Dr. Meredith Price earned her bachelor's degree in Cell and Molecular Biology from the University of Michigan, Ann Arbor, in 2005, and completed her medical training at Wayne State University School of Medicine in 2009. In this episode, we delve into the world of skincare and dermatological treatments, offering practical tips to help you make informed decisions about your skincare routine and expenses. They also discuss the importance of prioritizing sunscreen to shield your skin from harmful UV rays.
Join us for this informative and engaging conversation with Dr. Meredith Price as we empower you to make smart choices regarding your skincare and beauty expenditures. Achieve healthy, radiant skin without breaking the bank!
Learn more about Dr. Meredith Price, MD FAAD and Grosse Pointe Dermatology.Follow @gpdermdoc on Instagram, TikTok and Facebook.Shop Dr. Meredith Price's Favorite Skincare. View Important Numbers for 2024What Issues Should I Consider At The Start Of The Year 2024Register for our Winter 2024 Economic Update and Investment Outlook.
Resources:Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
Data Sources: Capital Group, RIMES, Standard & Poor's.
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In this episode, Co hosts Melissa Joy and Melissa Fradenburg kick off the new year with a lively discussion on how to set and achieve your financial resolutions for 2024. They emphasize the importance of taking a strategic approach to your financial planning and share practical tips to help you get organized and stay on track throughout the year. The Melissa's share actionable steps you can take to start the year on the right financial footing, including budgeting, automating savings, and optimizing interest rates on your savings accounts. They also remind listeners to consider their tax planning needs and the importance of early communication with tax professionals. Lastly, they share their own New Year's resolutions, from simplifying financial accounts to spending less time on screens, and invite listeners to help them stay accountable. Tune in to this episode to gain valuable insights and practical strategies for making 2024 a financially successful and fulfilling year.
Learn more about Melissa Joy, CFP ® and Pearl Planning.Listen to Episode 197: Understanding and Overcoming the Emotional Triggers of Overspending with Paige PritchardView Important Numbers for 2024What Issues Should I Consider At The Start Of The Year 2024Register for our Winter 2024 Economic Update and Investment Outlook.
Resources:Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
Data Sources: Capital Group, RIMES, Standard & Poor's.
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Have you considered starting a side hustle thrifting and reselling items? In this episode special guest and life long thrifter, Ruth Fradenburg, we discuss the nitty-gritty of making sales on sites like Poshmark, Ebay and Facebook marketplace. Ruth shares tips on what to look for as well as how to post and price items for resale. Her tales of trials and triumphs in the online marketplace are not just entertaining but are laced with practical tips, like the power of a good photograph and the art of honest product descriptions. Ruth's sparkling insights are not to be missed, so listen to this episode to follow her thrifting escapades and for a dose of inspiration. Subscribe to our podcast for more empowering financial wisdom that speaks directly to you.
Follow Ruth on Facebook or InstagramRead blog posts and shop vintage shop on www.tableglamour.comLearn more about Pearl Planning. Register for our2024 Winter Economic Update and Investment Outlook.
Resources:Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
Data Sources: Capital Group, RIMES, Standard & Poor's.
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In this festive episode, host Melissa Joy, CFP®️, dives into the world of holiday giving with a twist. The focus is on gifts that aren't just thoughtful but also contribute to financial wellness. Melissa Joy opens the discussion by sharing her excitement for the holiday season and the importance of meaningful gift-giving. She emphasizes how charitable gifts can teach younger generations about compassion and empathy. Need something in the next week? How about financial gifts like gifting stocks, subscriptions to budgeting apps or services from financial planners or coaches? This episode is a must listen for a unique take on holiday gift-giving, emphasizing gifts that contribute to financial literacy and wellness, thereby leaving a lasting impact.
Resources:
Listen to Episode 195: Maximizing the Impact of Charitable Giving with Melissa Joy.Read How to give the gift of a Roth IRA.Michigan 529 plans have a whole page on how to gift to a 529.Save Spend Donate Invest piggy bank.Trust and Will digital estate planning solution with 10% discount.Help a family member create a book with stories from their life with Storyworth.Read Pearl Planning blog, 10 Ideas for Giving. Here are Tips and Contribution Limits for Charitable Giving.Register for our Winter 2024 Economic Update and Investment Outlook.Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do no
Data Sources: Capital Group, RIMES, Standard & Poor's.
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In this episode, hosted by Melissa Fradenburg, we explore Paige Pritchard's remarkable transformation from an impulsive shopper to a financially savvy individual. By age 29, Paige had achieved notable financial milestones: she paid off $40,000 in student loan debt, cash-flowed her MBA, became a homeowner, and built a substantial six-figure investment portfolio. As a certified life coach, she has empowered thousands of women to improve their spending habits through various platforms, including her social channels, The Money Love Podcast, and her group coaching membership, Overcoming Overspending.
Paige divulges her three-phase approach to money management, underscoring the pivotal role of mindset and emotions in financial decision-making. She provides an in-depth look at the emotional triggers that often lead to overspending, alongside proposing healthier coping strategies. A significant focus is placed on the impact of social media on spending habits. Paige offers valuable insights on how social media can instigate detrimental spending mindsets and provides strategies to counteract these influences.
The episode also delves into the concept of "spending self-concept," where Paige discusses how our mental and emotional states can drastically affect our spending choices. This discussion goes beyond mere financial advice; it's a journey of self-discovery, enriched with personal stories and practical tips designed to transform your relationship with money. Join us in this empowering episode as we learn to overcome the lure of overspending and embark on a path to financial health and freedom.
Resources:
Connect with Paige on Instagram: @overcoming_overspending or TikTok:@overcoming_overspendingFollow Paige on her YouTube ChannelListen to The Money Love PodcastJoin her Free Masterclass: Why You Impulse Shop & How To StopWork with Paige: Overcoming Overspending MembershipLearn more about Pearl Planning. Register for our2024 Winter Economic Update and Investment Outlook.Links are being provided for information purposes only. The information herein is general and educational in nature and should not be considered legal or tax advice. Tax laws and regulations are complex and subject to change, which can materially impact investment results. Pearl Planning cannot guarantee that the information herein is accurate, complete, or timely. Pearl Planning makes no warranties with regard to such information or results obtained by its use and disclaims any liability arising out of your use of, or any tax position taken in reliance on, such information. Consult an attorney or tax professional regarding your specific situation. Please note, changes in tax laws or regulations may occur at any time and could substantially impact your situation. Pearl Planning financial advisors do not render advice on tax matters. You should discuss any tax matters with the appropriate professional.
Data Sources: Capital Group, RIMES, Standard & Poor's.
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