Afleveringen
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On this episode of A Wiser Retirement® Podcast, Casey Smith and Shawna Theriault, CFP®, CPA, CDFA® discuss various methods to minimize capital gains taxes, especially during retirement. Key strategies include gifting appreciated assets to charities, 1031 exchanges, and converting IRAs to Roth accounts during specific timeframes. Proper education and planning can help investors maximize their financial benefits while minimizing their tax liabilities.
Related Podcast Episodes:
- Ep 150: Can Tax-Loss Harvesting Improve Your Investing Returns?
Related YouTube Videos:
- Here's How to Avoid Paying Capital Gains Tax!
- Do you have to pay taxes on an inheritance?
Related Blogs:
- Tax Savings Strategies for High Income EarnersLearn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:
- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening! -
Unlock the secrets to successful franchising with our special guest, Jon Ostenson, CEO of FranBridge Consulting and former president of Shelf Genie. Jon joins Casey Smith on the episode and shares his journey from the corporate world to franchising. He reveals the untapped potential of non-food franchises, which often boast lower startup costs and higher profit margins. They delve into the appeal of semi-passive franchise models and why aligning your personal interests with your business endeavors is crucial for long-term success.
Related Podcast Episodes:
- Ep 176: Tips to Grow and Scale Your Small Business
- Ep 138: Making Your Business Less Dependent on You
Related YouTube Videos:
- How to Reduce Taxable Income as a Business Owner
Related Blog Posts:
- What should succession planning for a small business include?
Other Links:
- Connect with Jon Ostenson or FranBridge ConsultingLearn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:
- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening! -
Zijn er afleveringen die ontbreken?
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Can inheriting money truly change your life for the better, or could it create unforeseen financial pitfalls? On this episode of A Wiser Retirement® Podcast, Casey Smith, Missie Beach, CFP®, CDFA®, and Shawna Theriault, CFP®, CPA, CDFA® talk about what to do if you inherit $200k.
Related Podcast Episodes:
- Ep 171: I've inherited money, now what?
- Ep 127: The Cost of Inheriting Wealth, Estate Tax and Opportunities to Avoid It
Related YouTube Videos:
- Do you have to pay taxes on an inheritance?
- Does inheritance count as income?
Related Blogs:
- Inheritance Scams: How to Protect Yourself and Your Loved Ones
- What Should I Do with an Inherited 401(k) or IRA?Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:
- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening! -
On this episode of A Wiser Retirement®, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They discuss how SWIFT plans to launch a CBDC, Binance founder CZ sentenced, and give an Ethereum ETF update.
Related Podcast Episodes:
- Ep 216: What are alternative investments? Should you be invested in them?
- Ep 220: Is Bitcoin more than digital gold
Other Links:
- Robert Swarthout: Teton Crypto CapitalLearn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:
- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening! -
Will the 2024 Presidential election influence the stock market? On this episode of A Wiser Retirement®, Casey Smith is joined by Andrew Pratt, CFA, CBDA, to talk about how the S&P 500 performs depending on which party is in office and how the market performs with a divided Congress. They also compare stats on how the market performed when Trump and Biden were each in office.
Related Podcast:
- Ep 169: How the 2024 Election Will Affect Your Portfolio
Related Blog:
- How often should you check your investments?Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:
- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening! -
It's often tricky to find the balance between living in the moment and planning for the future. On this episode of A Wiser Retirement™, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Dowdy talk about instant vs delayed gratification, goal-setting tips, and lifestyle perceptions of the wealthy.
Podcast Episodes Referenced:
- Ep 219: Do you have a wealth preservation plan?
- Ep 221: How to Prioritize Financial Goals
YouTube Videos Referenced:
- Retirement Planning Tool vs Working with a Financial Planner
- Meaningful Ways to Leave a Financial Legacy for Your Heirs
Blogs Referenced:
- Why You Should Work with a Fiduciary Financial PlannerLearn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:
- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening! -
Is 2024 a good time to purchase a new home? On this episode of A Wiser Retirement™, Casey Smith is joined by realtor, Tom Townsend from Townsend Realty Group. They talk about what's going on in the housing market, what to know about buying a house in 2024, interest rates, upcoming changes to realtor commissions, and investing in a second home.
Podcasts Referenced:
- Ep 198: Real Estate Market Trends: What to Watch for in 2024
YouTube Videos Referenced:
- Will mortgage rates drop in 2024?
- Should I pay off my mortgage? Why or why not?Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:
- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening! -
When should I claim Social Security if I don't need it? On this episode of A Wiser Retirement™, Casey Smith and Missie Beach, CFP®, CDFA® talk about the best age to claim Social Security, different strategies for claiming it, and the optimal time to take it if you don't necessarily need it.
Related Podcast Episodes:
- Ep 109: Common Social Security Questions Answered
Related YouTube Videos:
- How will retiring early impact my Social Security benefit?
- Common Mistakes to Avoid with Social Security Spousal Benefits
Related Blogs:
- Social Security Benefits for Divorcees after 10 Years of Marriage
Other Links:
- Solving Social Security CalculatorLearn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:
- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening! -
On this episode of A Wiser Retirement™, Casey Smith, Missie Beach, CFP®, CDFA®, and Michaela Dowdy discuss how to prioritize financial goals. They encourage people to set SMART goals, explain leading and lagging indicators, and how to focus on daily priorities.
Related Podcast Episodes:
- Ep 200: Setting and Achieving Financial Goals in the New Year
- Ep 185: Opportunity Funds - Where Dreams Become Reality
Related YouTube Videos:
- What is flat fee financial planning?
Other Links:
- 4 Disciplines of Execution by Sean CoveyLearn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:
- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening! -
On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They talk about whether Bitcoin is more than digital gold, give an update on the SEC vs Ripple case, explain Bitcoin halving, and mention that the IRS issued a draft for the new 1099-DA.
Related Podcast Episodes:
- Ep 216: What are alternative investments? Should you be invested in them?
- Ep 211: Crypto and Technology Update: ChatGPT, Gemini, FTX, Ethereum, Bitcoin ETFs, and More
Other Links:
- Teton Crypto CapitalLearn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:
- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening! -
On this episode of A Wiser Retirement™, Casey Smith is joined by Missie Beach, CFP®, CDFA®, to discuss wealth preservation plans and various asset protection strategies. Wealth preservation is more than just preparing for retirement; it involves a strategic approach to safeguarding your assets for future generations while maintaining a comfortable lifestyle today.
Related Podcast Episodes:
- Ep 145: Dying without Estate Planning: Do you hate your family?
- Ep 175: Passing Down Generational Wealth
Related YouTube Videos:
- Prevent Family Conflict with Legacy Planning
- Using an Online Estate Planning Service vs Using a Local Attorney
- Meaningful Ways to Leave a Financial Legacy for Your Heirs
Related Blog:
- Legacy Planning vs Estate Planning: Understanding the DifferenceLearn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:
- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening! -
On this episode of A Wiser Retirement™, Casey Smith is joined by guests, Justin and Jennifer Place. Justin and Jennifer are both Pilots at a major airline. They discuss what it was like starting at regional airlines and how to make it to the majors, different career paths for pilots, variable income budgeting tips, emergency funds, airline 401k plans, and planning for retirement.
Podcast Episodes Mentioned:
- Ep 194: Delta, American & United: Who's Got the Best Pilot Retirement Offering?
- Ep 173: Making the Most of Your Airline 401k
YouTube Videos Mentioned:
- Pilots, stop spending millions in 401k management fees!
- Delta Pilot's Guaranteed Variable Universal Life (GVUL) - What Action You Need to Take
Other Links:
- Click here to download your airline's 401k allocation for free.Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:
- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening! -
Have you thought about moving to a new state when you retire? On this episode of A Wiser Retirement™, Casey Smith is joined by Michaela Dowdy to talk about the 5 best and worst states to retire to. The states on the list might surprise you!
Podcast Episodes Referenced:
- Ep 184: What It’s Like Traveling Full-Time in Retirement with the Retirement Travelers
- Ep 77: Tips for Moving to Lower Tax States
- Ep 192: Estate Planning for Those that Travel Frequently or Live in Multiple States
YouTube Videos Referenced:
- Where should I pull income in the first years of retirement?
- What kind of taxes should you expect to pay during retirement?Other Links:
- Bub's Run: Click here to learn more or to register for the race.Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:
- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening! -
On this episode of A Wiser Retirement™, Casey Smith is joined by Andrew Pratt and Robert Swarthout. Andrew is the Investment Manager at Wiser and Robert is the Founder, CEO, and Portfolio Manager of Teton Crypto Capital. They talk about Andrew’s new CBDA designation, crypto volatility, Bitcoin ETF holdings, and alternative investments.
Podcast Episodes Referenced:
- Ep 206: Bitcoin ETF Launch Update, SEC's X Account Hacked, & Greyscale's Outflow
- Ep 208: How Direct Indexing Benefits High-Net-Worth Individuals
- Ep 195: Is the 60/40 portfolio really dead?
Other Links:
- Connect with Robert Swarthout: [email protected], https://www.tetoncryptocapital.com/Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:
- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening! -
Happy Financial Literacy Month! On this episode of A Wiser Retirement™, Casey Smith is joined by Missie Beach, CFP®, CDFA®, and Michaela Dowdy to talk about why it's important to be financially literate. At its core, financial literacy empowers and equips individuals with the knowledge and skills needed to make informed financial decisions. How financially literate are you?
Podcast Episodes to Reference:
- Ep 124: Financial Literacy is Vital for... EVERYONE!
YouTube Videos to Reference:
- Georgia Will Now Mandate Personal Finance Education in SchoolsLearn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:
- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening! -
On this episode of A Wiser Retirement™, Casey Smith is joined by Randy Hargett and Kyle Conroy. Randy is a Long Term Care Specialist at Capstone LTC Advisors and Kyle is a Managing Partner at Disability Insurance Services. They discuss what disability insurance is and how to determine if you need it.
Podcast Episodes Referenced:
- Ep 212: Medical Costs During Retirement and Preparing for the Unexpected
- Ep 179: Long-Term Care Insurance: To Buy or Not to Buy?
- Ep 126: How can insurance protect your wealth?
YouTube Videos Referenced:
- The Medicare Sign-Up Process ExplainedOther Links:
- Randy Hargett - Capstone LTC Advisors, [email protected]
- Kyle Conroy - DI Services, [email protected]Learn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:
- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening! -
On this episode of A Wiser Retirement™, Casey Smith is joined by Missie Beach, CFP®, CDFA®, to talk about how to terminate a relationship with your financial advisor. They discuss common reasons people part ways with financial advisors, understanding any terms related to termination, tips for communicating the decision to your advisor, and how to monitor the transition.
Podcast Episodes Referenced:
- Ep 118: What to Look for in a Financial Advisor
YouTube Videos Referenced:
- Financial Planner vs Financial AdvisorLearn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:
- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening! -
On this episode of A Wiser Retirement™, Casey Smith is joined by Logan Steele from Steele Choice Insurance to talk about medical costs during retirement and preparing for the unexpected. They go over Medicare, long-term care, healthcare costs, Medigap, and traveling overseas for medical procedures.
Related Podcasts:
- Ep 179: Long-Term Care Insurance: To Buy or Not to Buy?
- Ep 188: Current State of Healthcare and Medicare Open Enrollment
Related YouTube Videos:
- What is IRMAA?
Other Links:
- Steele Choice InsuranceLearn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:
- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening! -
On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Robert Swarthout, to talk about their concerns over AI platforms like ChatGPT and Google's Gemini, the ongoing bankruptcy proceedings for FTX, the potential for Ethereum to receive an ETF, as well as the potential implications of Bitcoin reaching a million dollars.
Podcast Episodes Referenced:
- Ep 206: Bitcoin ETF Launch Update, SEC's X Account Hacked, & Greyscale's Outflow
- Ep 202: Bitcoin Halving and the Upcoming Bull RunLearn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:
- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening! -
On this episode of A Wiser Retirement™ Podcast, Casey Smith is joined by Missie Beach, CFP®, CDFA®, Senior Financial Advisor, and Michaela Dowdy, Financial Planning Associate, to talk about strategies for educating your children on money management, credit, investing, and saving to pave the way for their financial success.
Podcast Episodes Referenced:
- Ep 168: Everything You Need to Know About 529 Plans
YouTube Video Referenced:
- Georgia Will Now Mandate Personal Finance Education in Schools
Blogs Referenced:
- Should we use the 529 for private school or save it for college?
- Benefits of a Custodial Roth IRA for Your Kids
- Teaching Your Kids About MoneyLearn More about Wiser Wealth Management:
- Our website
- Schedule a complimentary consultation to learn more about our flat fee financial planning and wealth management services.
- Download one of our free guides on topics like the top reasons most financial plans fail, post-divorce financial planning checklist, why they keep trying to sell you that annuity, and many more!
Connect With Wiser Wealth Management:
- YouTube Channel
- Facebook
- LinkedIn
- Instagram
- Twitter
- Casey Smith's Twitter
- Podcast
- Blog
This podcast was produced by Wiser Wealth Management. Thanks for listening! - Laat meer zien
