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  • #207: Actionable strategies to overcome distraction and reclaim your focus with insights from Nate Klemp. He addresses the negative impact of screen addiction on mental health and shares practical tactics for reducing distractions. We also explore how cultivating openness and curiosity can strengthen relationships and help combat polarization.
    Nate Klemp is a thought leader in mindfulness and personal development, leveraging his background in philosophy to explore the intersection of technology and well-being. He’s the author of Open, The 80/80 Marriage and NY Times Best Seller, Start Here.
    Link to Full Show Notes: https://chrishutchins.com/digital-distractions-nate-klemp

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    Fabric: Affordable term life insurance for you and your family
    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals

    Resources Mentioned
    Nate Klemp: Website | Klemps Insights Newsletter

    Book: Open: Living with an Expansive Mind in a Distracted World


    Free Open Audio Meditations

    kSafe Time Locking Container
    Brick App
    The Light Phone
    Irresistible by Adam Alter
    ATH Episodes

    #25: The Four Research-Backed Steps to Be Indistractable with Nir Eyal


    #43: Why 50/50 Doesn't Work: A New Model for Happier Relationships with Kaley and Nate Klemp



    Full Show Notes
    (00:00) Introduction
    (01:57) Why Today's Society Is in a Constant State of Distraction
    (03:57) Shocking Statistics Around Phone Usage
    (05:29) The Impact and Cost of Living with Digital Distractions
    (08:24) Internal vs. External Distraction
    (11:24) Indulgence-Based Tactics for Less Distractions
    (18:19) Chris' Experience with Binging on TikTok
    (22:12) Self-Binding Tactics to Reduce Phone Addiction
    (26:04) Restraint-Based Tools and Tactics
    (30:27) How Being Open Affects Human Relationships
    (35:31) Ways to Be More Open to Other Perspectives
    (39:47) The Connection Between Political Polarization and Screen Addiction
    (45:19) The Impact and End Goal of Being Open
    (47:24) Nate's Final Piece of Advice
    (48:47) Ways to Assess Different Levels of Screen Addiction
    (50:47) Where to Find Nate and His Work

    Connect with Chris
    Newsletter | Membership | Twitter | Instagram | LinkedIn

    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #206: Discover to secrets of gold investing, reselling, profiting and more with Trey Benedict. Learn the history of the gold market, how gold is valued, where to find opportunities for investing and reselling gold, the differences between the bullion and collector market, tips to avoid scams and so much more.
    Trey Benedict is the CEO and Co-Founder of Pure Technologies, a platform bring transparency, liquidity, and technology to the gold industry. He has extensive experience from Heritage Auctions, Tangible Investments, and Kevin Lipton Rare Coins.
    Link to Full Show Notes: https://chrishutchins.com/gold-investing-selling-buying-trey-benedict

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    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals

    Resources Mentioned
    Trey Benedict: LinkedIn
    Pure (Up to $150 off when buying/selling here)
    Coins

    American Eagle

    American Buffalo

    PAMP Lady Fortuna

    230th Anniversary Flowing Hair

    Coin Grading Companies: PCGS vs NGC
    Costco Gold Bars: Price Guide and What to Know
    PCGS CoinFacts
    Heritage Auctions
    Stack's Bowers
    American Numismatic Association
    Professional Numismatists Guild
    ATH Episode #200: Debunking Tax Myths, Avoiding Audits and Maximizing Savings with Jasmine DiLucci
    Are Credit Card Rewards Taxable?

    Full Show Notes
    (00:00) Introduction
    (02:14) Understanding the Gold Market
    (04:50) The Many Different Reasons People Buy Gold
    (07:11) Trey's Journey with Gold and Coin Restoration
    (11:02) How Gold Is Valued and Priced
    (13:45) Spot Price and Gold Trading
    (16:13) Types of Coin Traders
    (18:49) How Can People Invest and Make Money in Gold?
    (22:49) How Often the U.S. Mint Releases Limited Coins
    (25:22) Pure: A Marketplace for Gold
    (35:38) Leveraging Discounted Gift Cards to Buy Gold
    (37:12) Ways to Mitigate Concerns Around Buying and Selling Gold
    (43:41) Vetting Coin Shops
    (45:59) Can You Trade Your Gold Jewelry?
    (47:13) Online Resources for Gold Info
    (48:24) Things to Avoid in the Gold Market

    Connect with Chris
    Newsletter | Membership | Twitter | Instagram | LinkedIn

    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

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  • #205: Chris and Amy answer listener questions around life and relationships, from creating better routines and setting boundaries to navigating family dynamics and planning creative date nights. They also discuss leveraging assistants, credit card strategies, and more. Link to Full Show Notes: https://chrishutchins.com/ama-with-amy-life-relationships-optimizingPartner DealsSuperhuman: Free month of the fastest and best email with code ALLTHEHACKSNetSuite: Free KPI checklist to upgrade your business performanceShopify: $1/month trial for the easiest e-commerce platformDeleteMe: 20% off removing your personal info from the webVuori: 20% off the most comfortable performance apparel I've ever wornFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedBlueprint Nutty PuddingThe Family Firm by Emily OsterThe Adventure ChallengeAssistantsOceans (← $1000 off for mentioning ATH) + Delegation Guide)Squared AwayFayePoints & Miles Conference: Chicago SeminarsKids Animated Series: StillwaterATH Podcast:Ep #43: Why 50/50 Doesn't Work: A New Model for Happier Relationships with Kaley and Nate KlempEp #47: Finding Happiness, Success and Deep Purpose with Arthur BrooksEp #91: Die With Zero: Net Fulfillment Over Net Worth with Bill PerkinsEp #101: Optimizing Your Insurance Policies (Auto, Home/Renters, Umbrella, Life, Disability, Pet, and Travel)Ep #170: Cash Back vs. Points: Are We Doing It All Wrong?Ep #181: Making an Easy $3k/mo from Online Deals with KaiEmail for questions, hacks, deals, and feedback: [email protected] Show Notes(00:00) Introduction(02:34) How Amy Started to Own Her Decisions (Especially When Saying No)(05:05) Chris' New Early Morning Routine(07:45) Amy & Chris' Daily Routine(11:08) Things That Make a Relationship Successful(16:39) How Amy and Chris Knew They Wanted to Get Married(22:44) How Amy and Chris Met(27:26) Practical Date Night Ideas(30:15) How Amy & Chris Balance Household Responsibilities(32:22) The Most Impactful ATH Episodes(39:06) Hiring an Assistant for Business vs. Personal Work(42:23) Finding and Making New Friends in Your 30s(47:50) Managing Credit Card Points as a Couple(51:25) Evaluating Time vs. Money Decisions(56:57) How to Submit Questions for Future EpisodesConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #204: Learn how to use nutrition to optimize your health, energy, and longevity. Dr. Mark Hyman explores the harmful effects of ultra-processed foods and offers tips for adopting a nutrient-dense diet. We discuss the role of dairy, protein, GLP-1 agonists, and supplements, the importance of the gut microbiome, and the link between nutrition and mental health.Dr. Mark Hyman is an internationally recognized expert in functional medicine and nutrition, a practicing family physician, and a best-selling author. He is also the host of The Doctor’s Pharmacy podcast. His pioneering work combines cutting-edge research with actionable advice to help people achieve optimal health by addressing the root causes.Link to Full Show Notes: https://chrishutchins.com/dr-mark-hyman-science-of-nutritionPartner DealsStoryworth: Share your family stories in a custom book (+ $10 off)Bilt Rewards: Earn the most valuable points when you pay rentMint Mobile: $15/mo for unlimited wireless on the nation's largest 5G networkFabric: Affordable term life insurance for you and your familyDaffy: Free $25 to give to the charity of your choiceFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedDr. Mark Hyman: Website | Podcast | Instagram | XBook: Young ForeverSleep Master ClassThe NOVA Food Classification SystemThe New England Journal of Medicine: Milk and HealthEnvironmental Working Group GuidesThe Dirty Dozen ListThe Clean Fifteen ListGood Food on a Tight BudgetFunction Health (Use code ALLHACKS100 to skip the waitlist)Why We Sleep by Matthew WalkerMeditation Apps: Calm | HeadspaceATH PodcastFollow & Review on Apple PodcastsEmail us for questions, tips, deals and feedbackFull Show Notes ï»ż(00:00) Introduction(02:12) The Definition of Real Nutrition(06:56) The NOVA Food Classification System(11:36) How Much Does Food Being Organic Matter?(14:07) How Chris Leverages ChatGPT to Identify Ultra-Processed Foods(16:11) The Role of Dairy in Nutrition(21:44) The Protein Debate: Animal vs. Plant(25:46) The Importance of the Gut Microbiome(27:13) Efficient Ways to Structure Your Diet(30:41) How the Timing of Your Meals Matters(31:59) The Rise of GLP-1 Agonists(38:47) The Most Common Nutritional Deficiencies(40:25) Can Supplements Increase Nutrition?(42:38) How Nutrition Impacts Mental Health and Cognitive Function(46:37) Four Practical Habits to Improve Your Nutrition Intake(49:28) Three Simple Ways to Optimize Your Nutrition(50:30) Where to Find Dr. Mark HymanConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #203: Learn to save on the cost for college. Chris and college funding expert Brad Baldridge discuss common mistakes, leveraging 529 plans and tax benefits, types of financial aid, creative tactics to maximize savings, and much more.Brad Baldridge, founder of Baldridge College Solutions and Taming the High Cost of College, is a Certified Financial PlannerÂź who has helped hundreds of families plan and pay for college, their retirement, and more.Link to Full Show Notes: https://chrishutchins.com/saving-money-on-college-brad-baldridgePartner DealsMaui Nui: 20% off the most nutrient-dense red meat with code ALLTHEHACKSVuori: 20% off the most comfortable performance apparel I've ever wornDaffy: Free $25 to give to the charity of your choiceCultural Care: Get $250 off flexible childcare with international au pairsDeleteMe: 20% off removing your personal info from the webFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedBrad Baldridge: Website | NewsletterFree Scholarship Guide for Busy ParentsFree Financial Aid Calculator529 Plan Investment Options: A Quick Guide for Parents7 Quick Tips for FAFSA SeasonThe Best Student Loan Options for 2024-253 Last-Minute Strategies to Save on College CostsCSS Profile: Everything You Need to Know to Complete the CSS ProfileWealthfront: 529 PlanRakuten ($40 for new members)Credit Cards:Rise Student CardRobinhood Gold CardU.S. Bank Smartly CardGift of College Gift CardsCardPointers Pro (50% off here)ATH Podcast:MembershipChris' NewsletterEmail us for questions, tips, deals and feedbackFull Show Notes(00:00) Introduction(02:08) Biggest Mistakes People Make When Planning to Pay for College(03:18) Early Stage Planning vs. Late Stage Planning(05:56) Tax Benefits & Advantages for College Savings(16:40) How Your Assets Impact/Doesn’t Impact Need-Based Financial Aid(18:01) Recent Big Change On The FAFSA(22:41) What Is The CSS Profile?(27:31) The Different Types of Financial Aid(30:24) How to Plan for Scholarships(35:50) Transferring from A Local Community College to A Competitive College(37:49) Saving Strategies for Families with Higher Income(42:57) Ways to Utilize Student Loans(48:13) Student Loan Forgiveness Programs(50:36) Brad’s Final Takeaway(51:57) How Much Money Can Families Save on College Costs?(52:36) Where to Find Brad & His Services(53:16) Utilizing Credit Cards for College Tuition(55:08) How to Maximize Gift of College Gift Cards(1:03:35) Brad’s DisclosureConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #202: Sharing 80+ holiday gift ideas across tech, kitchen, clothing, healthcare, games, and more—plus my top strategies to maximize your holiday savings.For all the products, links, deals and more, check out the full 2024 Gift Guide here: https://chrishutchins.com/giftsPartner DealsLMNT: Free sample pack of my favorite electrolyte drink mixGelt: Skip the waitlist on personalized tax guidance to maximize your wealthNotion: Try Notion AI free to automate tedious tasks and streamline your work1Password: Free 2-week trial of my favorite password managerCopilot: Free 2 months access to my favorite personal finance app with code HACKS2For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources Mentioned2024 Gift Guide: Find all the products, links, deals and more at https://chrishutchins.com/giftsATH PodcastChris' Newsletter: SubscribeEp #151: Master the Skill of Sleep with Mollie EastmanEp #197: Navigating Your Money, Points, and Career + More Listener Q&A with Kevin RoseEp #68: Hosting Cocktail Parties, Building Relationships, Museum Strategies and Friends Newsletters with Nick GrayLeave a review: Apple Podcasts | SpotifyEmail for questions, hacks, deals, and feedback: [email protected] Show Notes(00:00) Introduction(01:52) Personal Tech Gifts(10:54) Kitchen Appliances & Tech(19:59) Clothing & Gear(27:24) Health & Fitness(31:24) Games(38:33) Kids(42:22) Books & Learning(43:54) Ways to Save Money When You Shop(52:35) Gift Card Buying and Selling(55:13) How You Can Gift Chris (For Free)(55:52) Chris' Family Holiday TraditionsConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #201: Chris and Amy recap all the takeaways and planning tactics from two recent trips to Iceland (with All the Hacks listeners and the Big Island of Hawaii.Link to Full Show Notes: https://chrishutchins.com/iceland-hawaii-trip-recapPartner DealsDeleteMe: 20% off removing your personal info from the webFabric: Affordable term life insurance for you and your familySuperhuman: Free month of the fastest and best email with code ALLTHEHACKSVuori: 20% off the most comfortable performance apparel I've ever wornBilt Rewards: Earn the most valuable points when you pay rentFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedATH PodcastIceland Trip 2025: Sign UpHotel Upgrade ProgramEp #115: Iceland: Planning an Epic Adventure with Brandon PresserEp #66: Rental Cars: Saving Money, Avoiding Fees and All the Secret Tricks with Jonathan WeinbergChris + Amy AMA: Submit QuestionsEmail us for questions, tips, deals and feedbackIcelandHot SpringsHvammsvĂ­kBlue LagoonWestSnĂŠfellsnes PeninsulaHĂłtel BĂșĂ°irReykjavĂ­kThe Icelandic Punk MuseumThe Icelandic Phallological MuseumRestaurants: Sumac Grill+Drinks | ÓXIcelandic Hot Dog: BĂŠjarins BeztuSouthThĂłrsmörkSkĂĄlakot Manor Hotel and Horseback Riding ToursTraveling to Iceland with points & miles in 2024Top Super Jeep Tours in IcelandTravel Backpacks by TortugaHawaiiKids Travel GearJetKidsℱ by StokkeÂź BedBoxℱRideSafer Travel VestHotelsMauna LaniFairmont OrchidFood & DrinksLava Lava Beach ClubDa Poke ShackOn the RocksNational Car Rental: Emerald Club BenefitsSouthwest Family BoardingFull Show Notes(00:00) Introduction(02:20) Overall Thoughts on Iceland(05:37) Our Hot Springs Experience(07:43) The Magical Northern Lights(10:01) Eating Fermented Shark(10:52) Why It’s Important to Meet the Locals(11:52) Walking Around Reykjavik(15:15) Icelandic Hot Dogs: BĂŠjarins Beztu(19:34) Traveling Around Iceland in Super Jeeps(21:53) The Types of Waterfalls Across Iceland(23:47) The Uniqueness of Icelandic Culture(28:29) Travel Logistics in Iceland(34:06) Expenses & Payment Options in Iceland(37:50) ATH Iceland Trip 2025(40:41) Intro to the Hawaii Trip(41:53) The Best Ways to Fly to Hawaii(46:28) Southwest Family Boarding Trick(47:52) Renting Cars in Hawaii(51:17) Properties We Stayed at in Hawaii(54:44) Food: Room Service, Kids Menu & Fine Dining(58:05) Free & Unique Hotel Perks(1:00:23) Fun Activities and Spots in HawaiiConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #200: Take control of your taxes and save money with unique strategies from tax expert Jasmine DiLucci. Learn how to leverage IRS transcripts, identify misleading tax advice, and differentiate between personal and business deductions. We also cover common audit triggers and valuable tax planning advice for business owners.
    Jasmine DiLucci is a seasoned tax attorney, Certified Public Accountant, and Enrolled Agent with over a decade of experience. She specializes in tax controversy, litigation, IRS collections, payroll debt disputes, penalty abatements, and audit representation.
    Link to Full Show Notes: https://chrishutchins.com/tax-savings-2024-jasmine-dilucci

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    Cultural Care: Get $250 off flexible childcare with international au pairs
    1Password: Free 2-week trial of my favorite password manager
    Mint Mobile: $15/mo for unlimited wireless on the nation's largest 5G network
    NetSuite: Free KPI checklist to upgrade your business performance
    Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth
    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals

    Resources Mentioned
    Jasmine DiLucci: YouTube | Website
    Are Credit Card Rewards Taxable?
    Request IRS Transcripts
    Donor-Advised Fund: Daffy (Free $25 for charity)
    ATH Podcast:

    Chris' Newsletter: Subscribe


    Ep #50: The Power (and Tax Savings) of Charitable Giving with Adam Nash


    Ep #62: Protect Your Family, Mitigate Taxes and Preserve Your Wealth with Patrick and Mani


    Ep #147: How to Save on Taxes with Ankur Nagpal



    Full Show Notes
    (00:00) Introduction
    (02:09) Why There's So Much Bad Tax Advice
    (05:17) Debating for Business Expenses vs. Personal Expenses
    (07:36) Can You Hire Your Kids to Work for You?
    (10:31) Ways to Identify Good and Bad Tax Advice Online
    (14:07) What Actually Happens When You Get Audited by the IRS
    (20:13) Do Credit Card Transactions Justify Receipts?
    (21:32) Common Things That Would Flag Audits
    (24:13) The Importance of IRS Transcripts
    (28:55) What Happens When the IRS Delays a Payment
    (30:33) Jasmine's Advice to Minimize Tax Penalties
    (32:36) What Kind of Tax Documents Can Have Errors?
    (34:44) Filing Using Tax Tool vs. Tax Expert
    (38:55) Chris' EOY Tax Checklist
    (43:41) Business Tax: Setting Up S Corps vs. LLCs
    (45:07) Changes to Expect in the Near Future
    (49:30) Where to Find Jasmine

    Connect with Chris
    Newsletter | Membership | Twitter | Instagram | LinkedIn

    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #199: Sharing my top 10 takeaways from a retreat for high-net-worth individuals hosted by Long Angle. Today, Tad Fallows and I discuss how money shapes our decisions—impacting everything from your mindset and family choices to overall happiness. We dive into the power of resilience over perfection, the importance of staying flexible in uncertain times, practical insights for raising financially responsible kids, and more.Tad Fallows is the co-founder of Long Angle, a community for high net worth and ultra-high net worth investors. He previously co-founded iLab Solutions, a global leader in cloud-based lab management software, which was acquired by Agilent Technologies.Link to Full Show Notes: https://chrishutchins.com/10-money-lessons-happiness-family-purposePartner DealsGelt: Skip the waitlist on personalized tax guidance to maximize your wealthMaui Nui: 20% off the most nutrient-dense red meat with code ALLTHEHACKSShopify: $1/month trial for the easiest e-commerce platformNotion: Try Notion AI free to automate tedious tasks and streamline your workDeleteMe: 20% off removing your personal info from the webFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedTad Fallows: LinkedInLong Angle: Join a free private community for high net worth investorsChris + Amy AMA: Submit QuestionsHappy Money: The Science of Happier SpendingATH Podcast Episodes:#6: The Psychology of Money with Morgan Housel#49: Finding Happiness, Success and Deep Purpose with Arthur Brooks#87: How High Net Worth Individuals Invest and a Deep Dive on Alternative Assets with Tad Fallows#91: Die With Zero: Net Fulfillment Over Net Worth with Bill Perkins#170: Cash Back vs. Points: Are We Doing It All Wrong?#187: 42 Travel Planning Tips & Tricks from Travel Pro Leigh RowanAMA with Chris and Amy: Submit QuestionsFull Show Notes(00:00) Introduction(02:48) Wealth Can Amplify the Good or Bad(05:56) There Is No One Right Way to Invest(09:39) Understanding Trade-Offs Can Unlock Hidden Opportunities(12:16) How One-Third of the Economy Operates Outside Public Markets(15:32) Building Resilience Is More Valuable Than Chasing Perfection(21:24) With the Future Being Uncertain, Flexibility Becomes Key(24:01) Estate Planning: Why You Should Have Flexibility Over Court Decisions(27:14) Everyone Can Benefit from Seeking Advice(30:26) Recognize That You're Not at the End of History(33:07) The Key to Happiness: Finding Purpose Beyond Accumulating Wealth(39:19) Two Curves of Happiness(40:26) There's No Perfect Answer When It Comes to Money and Kids(42:32) Should You Be Transparent About Finances with Your Kids?(48:18) Why It’s Important to Have a Minimum Wage Job(49:47) Optimizing Isn’t a Binary Game(52:31) How Chris Optimizes Points & Miles(55:58) Ways to Optimize Your Travel Experiences(58:51) All Decisions Are Personal, So There Isn’t a Universal Right AnswerConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #198: Learn to find anything online quickly, effectively and securely with Chris and Steph Smith. We discuss essential tools and tips for navigating the web, from uncovering hidden information to leveraging AI and keyboard shortcuts to validating sources. Whether you’re a seasoned researcher or a casual browser, you’ll gain practical strategies to unlock the internet’s full potential.
    Steph Smith is a writer and the host of the a16z and Sh*t You Don't Learn in School podcasts. She builds online projects like Internet Pipes and Trends, and has launched several websites that topped Product Hunt. Previously, she led HubSpot’s Creator Program and worked at The Hustle.
    Link to Full Show Notes: https://chrishutchins.com/steph-smith-navigating-the-internet-pipes

    Partner Deals
    Copilot: Free 2 months access to my favorite personal finance app with code HACKS2
    Bilt Rewards: Earn the most valuable points when you pay rent
    MasterClass: Learn from the world's best with 15% off
    Oracle: Free trial of the next generation Oracle Cloud Infrastructure
    Fabric: Affordable term life insurance for you and your family
    DeleteMe: 20% off removing your personal info from the web
    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals

    Resources Mentioned
    Steph Smith: Website | X | Podcast

    Internet Pipes (Get $200 off with code ALLTHEHACKS)
    Browser Extensions

    Keepa

    Honey

    Capital One Eno

    Points Path

    Keywords Everywhere

    Grammarly

    Library Extension

    Similarweb

    Ghostery


    Wappalyzer | changedetection.io | Distill


    Text Blaze

    OneTab

    Tools

    Syften

    Arc

    Rectangle


    Superhuman (Use code ALLTHEHACKS for a free month)

    Search Engines

    Reddit Search: GigaBrain | Redditle


    Academic Search: Google Dataset Search | Consensus


    AI Tools

    Perplexity

    Globe Explorer

    Note Taking: Obsidian | NotebookLM


    Cubby

    PodEngine

    Email Contact Searches: Lusha | Hunter | Muck Rack
    RadRunner Electric Utility Bikes
    Unclaimed Money Database
    Supplement Validators: Examine | Pillser
    Tools for Storing Info

    Evernote

    Notion (Try Notion AI free here)

    Apple Notes

    Save to Notion

    Arc Search

    Audio and Video Editing: Descript
    Business Ideas

    ImportYeti

    Harper's Index

    ResearchRabbit

    AppMagic

    Web Scraping: Web Scraper | Browse AI
    ATH Podcast

    Chris' Newsletter: Sign Up | Past Issues


    Ep #78: Action List: Everything You Can Do To Protect Your Identity, Accounts, Credit and Family


    Ep #85: Building a Second Brain to Organize Your Digital Life with Tiago Forte



    Full Show Notes
    (00:00) Introduction
    (02:16) Most Common Mistakes in Finding Information Online
    (04:45) Browser Extensions for Better Research
    (09:47) Steph's Online Research Tools
    (11:49) The Importance of Learning Keyboard Shortcuts
    (14:54) The Different Types of Search Engines
    (19:45) Why Reddit Is the Most Underutilized Search Engine
    (23:51) How Information Available on Each Platform Differs
    (25:05) AI Search Engine: Globe Explorer
    (28:38) Ways to Leverage ChatGPT
    (36:33) Features on Google's New Notebook LM
    (44:47) How to Effectively Search for People's Email Addresses
    (46:30) How to Delete Your Personal Information Online
    (50:07) The Importance of Digital Privacy
    (53:03) Ways to Validate Online Sources and Information
    (55:52) Validating Expertise
    (58:27) The Most Efficient Ways to Store Information
    (1:06:08) Internet Pipes: Researching Business Ideas and Trends
    (1:09:24) The Amazing Results of Web Scraping
    (1:11:21) Steph's Final Piece of Advice for Online Research
    (1:14:17) Where to Find Steph and Her Work

    Connect with Chris
    Newsletter | Membership | Twitter | Instagram | LinkedIn

    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #197: Together with Kevin Rose, we'll dive into points and miles strategies, credit card optimization, travel tips, and career growth. Specifically, we'll cover everything from underrated credit card tricks, tactics for earning multiple welcome bonuses, navigating the complexities of family travel, staying updated on the best deals, our favorite podcasts, and so much more.
    Kevin Rose is a partner at True Ventures, an early-stage venture capital firm that has invested over $4 billion in a portfolio of over 400+ founders. Kevin previously founded Digg, Zero, Oak, and was a Partner at Google Ventures.
    Link to Full Show Notes: https://chrishutchins.com/kevin-rose-ama-1

    Partner Deals
    Stable: 50% off your first year of my favorite digital mailbox
    Superhuman: Free month of the fastest and best email with code ALLTHEHACKS
    Daffy: Free $25 to give to the charity of your choice
    Vuori: 20% off the most comfortable performance apparel I've ever worn
    Oracle: Free trial of the next generation Oracle Cloud Infrastructure
    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals

    Resources Mentioned
    Kevin Rose: Website | Newsletter
    DEXA Scan: DexaFit
    Credit Cards

    Best Credit Cards Offers Page

    Capital One Venture X Rewards Credit Card

    Capital One Venture Rewards Credit Card

    U.S. Bank Altitude® Reserve Visa Infinite® Card

    Bank of America Preferred Rewards

    Robinhood Gold Credit Card

    Bilt Mastercard®

    Wells Fargo Autograph Journey℠ Card

    Wells Fargo Autograph℠ Card

    Citi Strata Premier℠ Card

    Credit Card Optimizer Tool
    How to Get Approved for Business Cards
    Pepper Rewards App (Referral code: 612342)
    Points and Miles Websites

    Frequent Miler

    Doctor Of Credit

    One Mile at a Time

    Travel

    point.me

    AwardCat

    10xTravel

    Savanti Travel

    Hyatt Globalist Guest of Honor: A Complete Guide

    Podcasts

    Frequent Miler On The Air

    Animal Spirits

    The Memo by Howard Marks

    MoneyWise with Sam Parr

    The Peter Attia Drive

    diggnation

    Huberman Lab


    The Aliquot (Rhonda Patrick)

    ATH Podcast

    Chris' Newsletter: Sign Up | Past Issues


    Chris' Membership

    Ep #47: Finding Happiness, Success and Deep Purpose with Arthur Brooks


    Ep #86: The Best Deals for Vacation Rentals, Exchanges, Fractionals, Timeshares and More!


    Ep #170: Cash Back vs. Points: Are We Doing It All Wrong?


    Ep #196: Optimizing Metabolic Health to Live a Longer and Healthier Life with Dr. Casey Means



    Full Show Notes
    (02:11) Introduction
    (03:32) Strategizing Your Next Home Purchase
    (07:42) When Should You Consider REITs?
    (08:25) Mastering the Skill of Spending
    (12:15) Why You Should Invest Toward Your Pain Points
    (14:28) Maximizing Earnings in Less Than 6 Months
    (16:51) Most Overrated Credit Card Trick
    (20:55) Underrated Credit Card Strategies
    (23:30) Chris' Credit Card Optimizer Tool
    (25:34) Secret Perk on Amazon Visa Card
    (26:49) How to Earn Multiple Welcome Bonuses
    (30:26) Cancelling/Recycling Credit Cards
    (35:20) How to Get Weekly Alerts on Deals & Finds
    (37:01) Earning Points Beyond Regular Spending
    (40:00) Pepper Points
    (41:16) Alaska Airlines and Hawaiian Airlines Merger
    (44:03) Adding Authorized Users on Your Card
    (45:48) How to Search for Hotel Availability by Occupancy
    (46:49) Chris' Favorite Websites to Earn Points From
    (47:22) Best Credit Card Pairings
    (49:33) Using Consultants to Maximize Points
    (51:04) Relaxing on Vacation
    (54:03) Rental Car Protection on Points
    (55:57) Chris and Kevin's Favorite Airline Cabins
    (58:10) Splitting Kids & Nanny into Different Class Flight Seats
    (1:02:20) Earning Hyatt Globalist Status
    (1:05:52) Optimizing Vacation Rentals or Extended Trips
    (1:07:07) Chris and Kevin’s Favorite Podcasts
    (1:09:31) How to Decide to Quit Your Job
    (1:13:49) Accelerating Your Career With Kids
    (1:20:13) Future Q&A Preview
    (1:21:04) The Reason We Have Ads in the Show
    (1:22:53) Where to Find Kevin
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #196: In this deep dive on metabolic health, Dr. Casey Means shares insights on how changes to your food, exercise, sleep, and more can improve your metabolic health. She also shares her recommendations on essential biomarkers to monitor your health and the role of functional medicine in personalized healthcare.Casey Means, MD, is a Stanford-trained physician and co-founder of Levels, a health tech company focused on reversing the global metabolic health crisis. She’s the author of the #1 New York Times bestseller Good Energy and her work has been featured in The New York Times, The Wall Street Journal, Forbes, and more.Link to Full Show Notes: https://chrishutchins.com/casey-means-metabolic-healthPartner DealsGreen Chef: 50% off your first meal kit + 20% off next 2 months with code ALLTHEHACKS501Password: Free 2-week trial of my favorite password managerNetSuite: Free KPI checklist to upgrade your business performanceDeleteMe: 20% off removing your personal info from the webGelt: Skip the waitlist on personalized tax guidance to maximize your wealthFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedCasey Means: Website | Newsletter | Instagram | XBook: Good EnergyLevels BlogDiabetes Reversal Diets: Virta Health | Mastering DiabetesBiomarker Testing and ServicesDexaFitFunction Health (ALLHACKS100 to skip the waitlist)InsideTracker (Get 10% off here)Levels (Discounts on Subscriptions here)InstalabLife ExtensionNext HealthFunctional Medicine DoctorsThe Institute for Functional MedicineParsley HealthMedical Journals: New England Journal of Medicine | Journal of the American Medical AssociationEnvironmental Obesogens and Their Impact on Susceptibility to ObesitySleep Tracker: Oura RingContinuous Glucose Monitoring (CGM): LevelsATH PodcastEp #151: Master the Skill of Sleep with Mollie EastmanFollow & Review on Apple PodcastsEmail us for questions, tips, deals and feedbackFull Show Notes(00:00) Introduction(02:02) Why Investing in Healthcare Is Making Us More Sick(04:53) Metabolic Dysfunction: Definition and Impact(08:38) The Causes of Metabolic Dysfunction(12:35) The Role of Food in Metabolic Health(19:46) Ways to Identify Healthy and Unhealthy Processed Food(23:59) How Our Body Handles Sugar(27:04) The 5 Essential Components of Food(28:33) How Important Is Hydration?(30:45) Testing and Biomarkers for Metabolic Health(34:11) Advanced Tests for Specific Health Functions(40:37) Affordable Services to Test Your Biomarkers(43:05) What Does a Functional Medicine Doctor Do?(45:19) Understanding Diagnostic Categories(49:43) Leveraging Continuous Glucose Monitoring for Your Overall Health(52:47) Does the Timing and Order of What You Eat Matter?(55:44) Why You Should Take a Walk After Your Meals(58:32) Sleep Hygiene Tips for Better Metabolic Health(1:01:17) Types of Exercises That Boost Your Metabolism(1:05:13) What Are Environmental Toxins and How Can You Get Rid of Them?(1:09:21) The Impact of Good Cellular Function and How to Start Improving It(1:11:20) Where to Find Dr. Casey MeansConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #195: Learn 50+ tactics to earn points and miles without spending extra money. From shopping portals and card-linked offers to strategies for earning points on groceries, flights, and even rent, discover how to optimize your spending and leverage partnerships between airlines, hotels, and various services to rack up points effortlessly.Link to Full Show Notes: https://chrishutchins.com/50-ways-to-earn-more-points-and-milesPartner DealsVuori: 20% off the most comfortable performance apparel I've ever wornMint Mobile: $15/mo for unlimited wireless on the nation's largest 5G networkFabric: Affordable term life insurance for you and your familyBilt Rewards: Earn the most valuable points when you pay rentLMNT: Free sample pack of my favorite electrolyte drink mixFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedShopping PortalsCashback MonitorRakutenCardPointers: 30% off (50% off for ATH Members)United MileagePlus XSimplyMilesMyPointsAmazon x JetBluePaid Surveys: e-RewardsDining: Bilt Rewards | OpenTable x IHG | SkyMiles DiningDrugs Stores: Bilt Rewards x WalgreensStarbucks x DeltaGroceries: Albertsons/Safeway Just For U Rewards x Alaska AirlinesLocal EventsNFL: 12StatusTicketmaster x DeltaBroadway and Off Broadway Shows: Audience RewardsFuel: Shell x American AirlinesHotel + Airline PartnershipsUnited Airlines x MarriottAmerican Airlines x HyattMarriott x EmiratesHotel Booking PlatformPaisly by JetBlueDelta VacationsStays by Alaska VacationsAAdvantage HotelsℱSouthwest HotelsRocketmilesHome RentalsAirbnb: Delta | British Airways | QantasVrbo: United Airlines | JetBlueVillas of Distinction x MileagePlusTravelCar Rental Programs: Avis Budget x United Airlines | Turo x DeltaLyft: Alaska Airlines | Delta | Hilton Honors | Bilt RewardsUber x MarriottThanks AgainActivitiesViator x WyndhamGetYourGuide x Alaska AirlinesWorld of Hyatt FINDPets: Rover x American AirlinesRent: Bilt RewardsDebit Cards: Paypal BillsBank AccountsAmerican Express Rewards CheckingBask Bank Mileage SavingsMortgageRocket MortgageGuaranteed RateBetterMortgageEnergy ProvidersNRG EnergyReliant EnergyXOOM EnergyEnergyPlusDonationsStand Up To CancerNational Foundation for Cancer Research x United AirlinesATH PodcastEpisode 164: Earn Points Paying Taxes with a Credit CardNewsletterMembershipEmail us for questions, tips, deals and feedbackFull Show Notes(00:00) Introduction(01:57) Shopping Portals for Extra Points(06:03) Leveraging Card-Linked Offers(07:13) Apps and Websites for Bonus Miles and Points(09:36) Online Survey Programs(12:26) Dining(14:08) Drug Stores(15:09) Delta SkyMiles from Starbucks(15:46) Groceries(19:22) Local Events(20:48) Fuel Spend for Points and Miles(21:38) Earning Miles Through Flights(23:18) Points and Miles on Hotels(25:01) Hotel Booking Platforms(28:12) Home Rental Earnings(29:02) Car Rental Rewards(30:13) Points and Miles on Cruises(30:41) Points with Lyft and Uber(32:08) How to Earn Points on Activities(35:13) Easiest Way to Earn Points on Rent(38:08) Earning Points on Debit Cards(40:20) Paying Taxes to Earn Points(41:13) Bank Accounts: Miles vs. Interest(44:01) Airlines and Mortgage Partnerships(44:41) Earning Miles via Energy Providers(45:36) Leveraging Transfer Bonuses(47:19) Earning Points with Credit Card Referrals(47:48) Company Reimbursements(49:15) Using Donations to Earn Points(51:12) ATH Newsletter & MembershipEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #194: Build wealth and achieve financial freedom with three simple, actionable steps. Personal finance expert JL Collins discusses the concept of "FU" money, the importance of living on less than you earn, the power of low-cost index fund investing, and other effective strategies to create long-term wealth.JL Collins is the author of The Simple Path to Wealth and a popular personal finance blog, where he helps countless individuals take control of their financial futures by simplifying wealth-building strategies. With decades of experience, his work has been widely influential in the FIRE movement.Link to Full Show Notes: https://chrishutchins.com/jl-collins-the-simple-path-to-wealthPartner DealsDRAM: 20% off my favorite sparkling water with zero calories, zero sugarFacet: Personalized Financial Planning + $250 enrollment fee waivedNotion: Try Notion AI free to automate tedious tasks and streamline your workGelt: Skip the waitlist on personalized tax guidance to maximize your wealthDeleteMe: 20% off removing your personal info from the webFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedJL Collins: Blog | X | FacebookBooks: The Simple Path to Wealth | PathfindersTime Machine and the Future Returns for StocksBlog: Mr. Money MustacheJ.P. Morgan Asset Management Analysis: Is your money working its hardest for you?ATH Podcast:Ep #91: Die With Zero: Net Fulfillment Over Net Worth with Bill PerkinsEp #189: Beyond the 4% Rule: Smarter Strategies for Financial Independence with Karsten JeskeFollow & Review on Apple PodcastsEmail us for questions, tips, deals and feedbackFull Show Notes (00:00) Introduction(02:20) What Is "FU" Money and How Is It Related to Financial Freedom?(04:13) Real Life Examples of "FU" Money (Even With Small Savings)(07:27) The Simple Path to Wealth Explained(09:31) Is Saving the Hardest Part of Creating Wealth?(11:54) How to Prioritize Your Lifestyle for Financial Freedom(19:26) Why Becoming Wealthy Is Simpler Than You Think(23:15) Do You Need to Quit Your Job When You're Financially Independent?(25:52) How to Look at Investments as a Way of Saving(30:08) Should You Cash Out Your Portfolio When the Market Is Down?(36:54) The Different Implications of the Trinity Study (Safe Withdrawal Rates)(40:19) Expanding Your Portfolio Beyond U.S. Exposure(49:21) Difference Between VTSAX vs. VTI(53:19) How to Avoid Fees When Investing(54:54) Strategies to Roll Over 401(k)s(59:36) Exceptions for Debt(1:04:49) Is Financial Independence About Freedom or Wealth?(1:10:06) What Is the Real Benefit of Financial Freedom and Independence?(1:10:52) Where to Find JL CollinsConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #193: Unlock better opportunities, improve your emotional and physical health, and build stronger relationships by embracing “hopeful skepticism.” Dr. Jamil Zaki shares science-backed, actionable strategies to overcome the rising tide of cynicism and shift toward a positive mindset— paving the way for a more fulfilling and successful life.Dr. Jamil Zaki is the director of the Stanford Social Neuroscience Lab and a psychology professor at Stanford University. Trained at Columbia and Harvard, Dr. Zaki has published his work on empathy and kindness in the human brain, including his books The War For Kindness and Hope for Cynics.Link to Full Show Notes: https://chrishutchins.com/jamil-zaki-hopeful-skepticismPartner DealsSuperhuman: Free month of the fastest and best email with code ALLTHEHACKSCopilot: Free 2 months access to my favorite personal finance app with code HACKS2Maui Nui: 20% off the most nutrient-dense red meatDaffy: Free $25 to give to the charity of your choiceVuori: 20% off the most comfortable performance apparel I've ever wornFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedChris Hutchins's Q&A SubmissionJamil Zaki: Website | X | InstagramHope for Cynics: The Surprising Science of Human GoodnessSocial Neuroscience LaboratoryCynic Personality Self EvaluationATH Podcast:Follow & Leave a Review on Apple PodcastsEmail us for questions, tips, deals and feedbackFull Show Notes(00:00) Introduction(02:35) The Difference Between Being Cynical vs. Skeptical(05:12) Why There’s a Massive Rise in Cynicism and Drop in Trust(07:36) Ways to Identify if You're a Cynic(09:45) The Spectrum of Cynicism(12:48) What’s the Ultimate Benefit of Overcoming Cynicism?(16:46) Is There Any Benefit to Being Cynical in Certain Scenarios?(20:30) The Generational Difference in Cynicism(21:41) Why Hopeful Skepticism Isn't the Same as Optimism(23:26) How to Cultivate Hopeful Skepticism(26:58) What Are Values Affirmations?(28:35) Ways to Engage People Who Are Too Cynical(31:18) Why You Should Experiment with Risk Tolerance in Social Settings(37:59) How to Deal with Hopeful Cynicism When Your Trust Is Broken(41:21) Role of Your Intuition and Gut vs. Science(44:37) The Impact of Cynicism on Personal Finance and Optimization(47:51) Dealing with Cynics in Your Own Family and Friend Circles(49:47) Advice for Parents to Course Correct Kids(52:27) The Rule of Exception in CynicismConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #192: Here's how we saved over $20,000 on our recent Europe trip! Learn how to use award flight tools to score affordable business-class tickets, maximize hotel loyalty programs for luxury stays, and find incredible travel deals. We’ll also review highlights from our trip, including top restaurants, airport experiences, Olympic events, and so much more!Link to Full Show Notes: https://chrishutchins.com/save-20k-luxury-europe-tripPartner DealsNetSuite: Free KPI checklist to upgrade your business performanceMasterClass: Learn from the world's best with 15% offBilt Rewards: Earn the most valuable points when you pay rentFabric: Affordable term life insurance for you and your familyAG1: Free 1 year supply of Vitamin D and 5 free travel packsFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedFlight ToolsEp #166: Best Tools for Booking Flights with Points & Miles with Greg the Frequent MilerAwardTool ($20 off annual plans with code ALLTHEHACKS)Seats.AeroPointsYeahpoint.meavianca lifemiles+ ProgramDirect Flights: FlightConnectionsHotel ToolsEp #167: Best Tools for Booking Hotels with Points & Miles with Greg the Frequent MilerAwayz ($10 for ATH listeners and 50% off for ATH members)Rooms.AeroChris' Airline/Hotel Transfer Partner SpreadsheetHotels7Pines: Sardinia | IbizaHĂŽtel Martinez Cannes by HyattHyatt Paris MadeleineHyatt's Tier ListCar Rental ToolsAutoSlashSIXTHertzNationalRestaurantsParis: Arnaud NicolasPalma: VandalPlaces in MallorcaHotel: Cap Rocat | Sea Club RestaurantCities: SĂłller | Palma de MallorcaCatedral de MallorcaCredit CardsCards PageAmerican ExpressÂź Gold CardHilton Honors American Express Aspire CardHilton Honors American Express SurpassÂź CardATH PodcastNewsletterMembershipFollow & Review on Apple PodcastsEmail us for questions, tips, deals and feedbackEp #175: Booking Summer Travel Award Flights (34:35)Ep #184: Chris’ Summer Award Travel Update (06:27)Ep #187: 42 Travel Planning Tips & Tricks from Travel Pro Leigh RowanEp #188: My Must-Have Products and Services for Life, Work and MoreFull Show Notes (00:00) Introduction(03:02) Getting the Best Deal on Our Flights(06:07) How to Book Flights Using Transfer Partners(10:30) Why We Decided Not to Take Our Kids on This Trip(13:34) How We Planned Our 40th Birthday in Europe(17:58) Leveraging Credit Card Welcome Bonuses For Hotel Perks(23:33) How We Booked Our Hotel in Paris(26:39) Booking Our Intra-European Flights(33:12) Renting a Car in Mallorca(34:29) How We Booked Tickets to the Olympics(36:34) The Flight Experience to Paris(43:35) A Review of the Hyatt Paris Madeleine(46:00) Arnaud Nicolas: A Michelin Guide Restaurant(47:11) Our Olympic Experience(53:13) A Review of the Paris-Orly Airport and Transavia Flights(56:20) What It's Like in Mallorca(58:21) Why We Would Give Cap Rocat (Mallorca) a Perfect Score(1:02:11) Bora Bora vs. Mallorca(1:03:57) Things We Did in Mallorca(1:07:41) Quick Review of Condor Airlines(1:13:01) Overall Takeaway on EuropeConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #191: Grow your wealth and build a resilient portfolio by making smarter decisions with these 11 investing lessons. Financial advisor Ben Carlson and I share actionable insights on managing risk, overcoming psychological barriers in investing, and the power of simplicity and diversification to ensure long-term, fulfilling financial success.Ben Carlson is the Director of Institutional Asset Management at Ritholtz Wealth Management and the author of four books on investing and personal finance. He runs the popular blog A Wealth of Common Sense, where he shares insights on financial markets and investing strategies. Ben also co-hosts Animal Spirits, one of my favorite podcasts.Link to Full Show Notes: https://chrishutchins.com/ben-carlson-money-lessonsResources MentionedBen Carlson: Website | Animal Spirits Podcast | X20 Lessons From 20 Years of Managing MoneyMy All-Time High in SavingsYou Probably Need Less Money Than You Think For RetirementWealthfront Risk Parity Fund | What is Risk Parity?JP Morgan: S&P 500 Market Concentration ChartFractional Vacation Homes: PacasoPaula Pant’s Podcast: Afford AnythingSafe Withdrawals: Free DIY Withdrawal Rate Toolbox | Safe Withdrawal Rate SeriesStudy: Spending Habits of RetireesATH PodcastEp #41: Beating Inflation, Alternative Assets, and Simplifying Your Finances with Ben CarlsonEp #59: Save Money, Build Wealth and Just Keep Buying with Nick MaggiulliEp #91: Die With Zero: Net Fulfillment Over Net Worth with Bill PerkinsEp #117: Navigating a High Rate Market: Buying a Home, Preparing for a Recession and Where to Put Cash with Ben CarlsonEp #168: Building an Investment Portfolio to Grow and Protect Your Wealth with Chris DoylEp #180: Stocks vs. Real Estate: What’s the Best Investment to Build Wealth?Ep #186: 25 Money Rules (and When to Break Them) with Brian FeroldiEp #189: Beyond the 4% Rule: Smarter Strategies for Financial Independence with Karsten JeskeJoin our NewsletterFollow & Review on Apple PodcastsEmail us for questions, tips, deals and feedbackFull Show Notes(00:00) Introduction(02:30) Experience in Investing Is Not the Same as Expertise(03:24) Intelligence Doesn’t Guarantee Investment Success(05:42) No One Lives Life in the Long Term(07:32) Experiences Shape Your Perception of Risk(10:12) The Biggest Risks Are Always the Same yet Different(13:29) Optimism Should Be Your Default(20:03) There Is No Such Thing as a Perfect Portfolio(22:31) Overthinking Can Be Just as Debilitating as Not Thinking at All(24:30) How to Think About a Simple Portfolio with International Exposure(26:17) Less Is More(30:17) Ways to Reduce Overthinking(32:02) Tax Loss Harvesting vs. Direct Indexing(39:02) Why Ben Wrote a Post on 20 Money Lessons(40:11) Lesson #10: There Is a Big Difference Between Rich and Wealthy(43:37) The Reason Ben and Chris Invested in Holiday Homes(48:27) What's a Reasonable Amount to Save?(51:29) You Probably Need Less Money Than You Think for Retirement(56:47) The Final Biggest TakeawayConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #190: Transform your relationships, productivity, and overall quality of life by discovering how to be intentional with your time. Sahil and I share actionable tactics to build better habits (and get rid of bad ones), improve your listening, boost creativity, choose the right people to surround yourself with, and so much more!
    Sahil Bloom is the author of 5 Types of Wealth and writer of The Curiosity Chronicle, a popular weekly newsletter that provides actionable ideas to help build a high-performing, healthy, wealthy life. He is also an investor and runs a venture fund called SRB Ventures.
    Link to Full Show Notes: https://chrishutchins.com/sahil-bloom-time-vs-energy

    Partner Deals
    Greenlight: First month free on a debit card and money app to raise financially smart kids
    DRAM: 20% off my favorite sparkling water with zero calories, zero sugar
    Copilot: Free 2 months access to my favorite personal finance app with code HACKS2
    Facet: Personalized Financial Planning + $250 enrollment fee waived
    Gelt: Skip the waitlist on personalized tax guidance to maximize your wealth
    For all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/deals

    Resources Mentioned
    Sahil Bloom: Website | Newsletter | X

    Book: 5 Types of Wealth


    Blog Post with Charts: How We Spend Our Time


    Brave New World By Aldous Leonard Huxley (Free PDF)
    Tim Ferriss: 17 Questions That Changed My Life
    Stanford Study: Walking Improves Creativity
    Video: It's Not About The Nail
    Ep #185: 12 Tactics to Make More Time EVERY Day with Jake Knapp and John Zeratsky

    Full Show Notes
    (00:00) Introduction
    (02:42) The Fundamental Difference Between Time and Energy
    (04:56) How to Identify Life Seasons to Prioritize Things That Matter
    (07:35) Anti-To-Do List: What Is It and How Can It Help You?
    (11:44) The Law of Reversed Effort
    (14:00) A Think Day to Focus on the Bigger Picture
    (22:41) Why Walking Is the Single Most Powerful Habit
    (23:26) Sahil's 30 for 30 Approach for Building a New Habit
    (26:59) The Face Down Phone Theory
    (29:31) Tactics to Disconnect From Your Phone
    (33:50) The 3 Levels of Listening
    (41:22) Listening in Romantic Relationships
    (43:17) How Important Is It to Spend Time With the Right People?
    (44:25) Ways to Find the Right People for You
    (48:28) Sahil's #1 Rule in Life: Don't Complain (About Anything)
    (49:51) The Benefits of Being Intentional With Time
    (50:53) Sahil's New Book: 5 Types of Wealth

    Connect with Chris
    Newsletter | Membership | Twitter | Instagram | LinkedIn
    Editor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.
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  • #189: Learn to master retirement market risks and safe withdrawal rates with finance expert Karsten Jeske. We explore key strategies like the 4% rule, sequence of return risk, and delve into roles of taxes, annuities, inflation protection, portfolio allocation, and even the psychological aspects of retirement planning.Karsten Jeske is the founder of Early Retirement Now, a blog where he shares his expertise in retirement planning, safe withdrawal rates, and financial independence. He has a PhD in economics and is a Chartered Financial Analyst.Link to Full Show Notes: https://chrishutchins.com/how-to-retire-early-karsten-jeskePartner DealsMasterClass: Learn from the world's best with 15% offBilt Rewards: Earn the most valuable points when you pay rentDaffy: Free $25 to give to the charity of your choiceDeleteMe: 20% off removing your personal info from the webFabric: Affordable term life insurance for you and your familyFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsResources MentionedKarsten Jeske: Blog | X | LinkedInSafe Withdrawal Rate SeriesPart 14 & Part 15: Sequence of Return RiskPart 28: Free DIY Withdrawal Rate ToolboxPart 35: Asset LocationPart 43: Pre-Retirement GlidepathsPart 61: Safety FirstBlog Post: Stealth FrugalityShiller CAPE RatioAlpha Architect 1-3 Month Box ETF: BOXXBlog For Tax Optimization: Go Curry CrackerATH Podcast:Ep #2: Financial Independence Without a Six Figure Salary with Brad BarrettEp #141: The Spectrum of Financial Independence and Tools to Track Your Progress with Brad BarrettFollow & Review on Apple PodcastsEmail us for questions, tips, deals and feedbackFull Show Notes (00:00) Introduction(02:00) Should Everyone Retire Early?(05:09) The Rule of 4% as a Guideline(09:46) The Role of Longevity in the 4% Rule(12:46) Using Historical Data for Retirement Simulations(19:11) Sequence of Return Risk: What It Means & What to Do About It(23:51) Strategies to Mitigate the Sequence of Return Risk(30:41) The Flexibility of Safe Withdrawal Rates(37:49) How to Adjust Withdrawal Rates Based on Current Market Conditions(45:53) The Reverse Glide Path Strategy(49:30) The Impact of Inflation on Retirement Planning(57:03) Evaluating Annuities(59:40) Ways to Consider Tax Optimization Strategies(1:04:29) How to Think About Portfolio Allocation During Accumulation(1:12:25) The Role of International Diversification in Equity Allocation(1:16:57) Karsten's View on Tax Loss Harvesting(1:20:34) Asset Location(1:22:35) Is Adding Leverage to Your Equity Worth It?(1:26:41) Advice for Someone Early in the Accumulation Phase(1:28:27) Stealth Frugality(1:29:39) How Do People Spend During Retirement?Connect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Learn more about your ad choices. Visit megaphone.fm/adchoices

  • #188: Here are the 130+ things I cannot (or don’t want to) live without, including my favorite tech, web and mobile apps, travel gear, subscriptions, banks and financial tools. I also share health and fitness items, smart home gadgets, kitchen tools, must-haves for kids and more!Link to the full show notes with all the links and discounts for everything mentioned: https://chrishutchins.com/stuff-i-usePartner DealsMaui Nui: 20% off the most delicious and nutrient-dense red meatNetSuite: Free KPI checklist to upgrade your business performanceGelt: Skip the waitlist on personalized tax guidance to maximize your wealthAG1: Free 1 year supply of Vitamin D and 5 free travel packsVuori: 20% off the most comfortable performance apparel I've ever wornFor all the deals, discounts and promo codes from our partners, go to: chrishutchins.com/dealsProducts MentionedNote: I've only included links to products with discounts here, because I have limited space. You can find the full list at chrishutchins.com/stuff.Email: Superhuman (Free month with code ALLTHEHACKS)1Password (← Free 2-week trial)NordVPN (← Discount + 4 months free)Cash Back: Rakuten (← Free $30)MasterClass (← 15% off)Virtual Mailbox: Stable (← 50% off)Remove Personal Info: DeleteMe (← 20% off)Kubera (← 1st year free for ATH members)ProjectionLab (← 10% off with code ATH-10)Copilot (← 2 months free with code HACKS2)Daffy (← Free $25 for charity)CPAs: Gelt (← Skip the waitlist)Trustworthy (← 10% off)Cold Plunge (← $150 off)Vuori Activewear (← 20% off)Bonobos (← 25% off)Indochino (← 10% off with code ALLTHEHACKS)goodr sunglasses (← $10 off)Mack Weldon Underwear (← $20 off)Backpacks: Tortuga (← 10% off)Suitcases: Away (← $40 off) & MonosCardPointers Pro (← 30% off)TeslaFi (← 2 Weeks Free)Eight Sleep (← $150 off)Green Chef (← 50% off with code ALLTHEHACKS50)DRAM (← 20% off)Cameras: nanit (← 15% off with CHRISH15)Toys: Lovevery (← $20 off)Au Pairs: Cultural Care (← $175 off)Dog Food: Sundays (← 50% off)Virtual Assistants: Oceans (← $1000 off for mentioning ATH) + My Delegation GuideFull Show Notes(00:00) Introduction(03:04) Tech: Personal, Computer, Speakers(04:42) Stuff On My Desk(07:27) Storage(09:15) Software on My Computer(14:21) Chrome Extensions(17:30) Best Apps On My Phone(21:34) Favorite Subscriptions(24:23) Best Bank Accounts and Personal Finance Tools(25:48) Charitable Giving(27:11) Health And Fitness(30:59) Clothing(39:26) Apps for Points and Miles(42:30) Smart Home Tech and Gadgets(44:36) Home Energy(45:59) Games I Love(47:02) Food and Kitchen Gadgets(51:17) Things We Use For The Kids(54:27) Stuff We Get For Our Dog (Finn)(55:52) Business and Podcast ItemsConnect with ChrisNewsletter | Membership | Twitter | Instagram | LinkedInEditor’s Note: The content on this page is accurate as of the posting date; however, some of our partner offers may have expired. Opinions expressed here are the author's alone, not those of any bank, credit card issuer, hotel, airline, or other entity. This content has not been reviewed, approved or otherwise endorsed by any of the entities included within the post.Chris Hutchins is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.Learn more about your ad choices. Visit megaphone.fm/adchoices