Afleveringen
-
In this episode of Beyond Budgets, weâre thrilled to welcome Crystal Ware, a former Fortune 500 corporate leader and attorney who made the bold leap into entrepreneurship. Crystal shares her journey of transitioning from the corporate world to running a small business, driven by the desire for more flexibility, time with family, and personal fulfillment.
Listeners will gain deep insights into:
The importance of aligning your career with personal values and family goals.
Practical strategies for handling financial responsibilities in marriage, including the benefits and drawbacks of joint versus separate accounts.
Tips for saving for long-term financial goals like childrenâs education.
How to manage a career transition from corporate America to entrepreneurship.
The challenges of wearing multiple hats as a small business owner.
This episode is packed with practical advice and inspiration for anyone considering a career shift or looking to balance professional success and personal fulfillment. Donât miss it!
Episode Highlights
0:00:04 - 0:14:00 Transition from Corporate America to Entrepreneurship
0:13:43 - 0:17:32 Identifying Your Purpose and Career Path
0:17:32 - 0:30:18 How to Manage Separate Bank Accounts Within A Marriage
Connect with Crystal Ware
Website The Well-Defined Woman
Instagram https://www.instagram.com/crystalware_getclear/
Connect with Deb Meyer
Website
Schedule a Free Consult
-
Ready to transform your financial future? Hear a deeply personal story about Deb Meyerâs hard-hitting lessons gained from her first investment during the tech bubble burst. Learn the critical importance of diversification among other investment pillars and the hazards of emotionally charged decision-making.
We'll dissect the pitfalls of market timing and the often misleading influence of financial media, emphasizing the necessity of maintaining a long-term perspective and a clear financial plan.
Determine how to craft an effective asset allocation strategy by understanding the diverse behaviors of equities, bonds, real estate, and commodities. With insights into the Federal Reserve's interest rate maneuvers and their effects on various financial instruments, this episode equips you with the knowledge to build a resilient and balanced investment portfolio.
Listen now to elevate your confidence as an investor!
Episode Highlights
08:07 - 09:32 The Risks of Individual Stock Picking
13:18 - 14:31 Fee-Only vs. Commission-Based Investment Advisors
17:21 - 19:39 Understanding Market Capitalization and Diversification
27:13 - 28:15 Impacts of Changing Interest Rates
Connect with Deb Meyer
Website
Schedule a Free Consult
-
Zijn er afleveringen die ontbreken?
-
What happens when a Manhattan career woman swaps skyscrapers for suburbia and discovers a new kind of creativity?
Join us on Beyond Budgets as we welcome Kimberly Amici, the mastermind behind Build Your Best Family, who shares her extraordinary journey from designer and architect in the bustling city to a mom redefining family culture through faith and daily acts of creativity. Kimberly's story illuminates how she integrates values into everyday life, transforming routine activities like cooking and travel into meaningful family experiences. She provides invaluable insights into encouraging children to think outside the box while crafting a purposeful and enriching family environment.
We also discuss the importance of creating a stable and positive family atmosphere, using tools like Family Culture Discussion Sheets to identify and live by core values. Kimberlyâs wisdom and personal anecdotes highlight how simplifying daily priorities can help families truly thrive by establishing a sense of belonging and stability.
Donât miss this enriching conversation with Kimberly, full of practical tips and heartfelt stories to help you build your best family.
Episode Highlights
(01:03 - 01:52) Expressing Creativity and Faith in Family
(03:04 - 04:54) Exploring Creativity in Everyday Life
(09:45 - 10:52) Discovering Non-Negotiables for Self-Care
(14:44 - 16:18) Family Values and Accountability
(19:10 - 20:04) Defining Family Values With Kids
(26:51 - 27:59) Parenting Through Consistent Decision Making
Connect with Kimberly Amici
Build Your Best Family Website
Connect with Deb Meyer
Website
Schedule a Free Consult
-
Moving cross-country is not just about packing boxes; it's about navigating a maze of expenses and unexpected hurdles. When my family decided to leave Florida for Missouri, we faced surprising costs and tough choices.
In this episode of Beyond Budgets, Deb shares how her family balanced the hefty quotes from national moving companies with more affordable, creative options like PODS and regional businesses. Discover the practical tips she learned along the way, including hiring a local young entrepreneur and managing holiday schedules to ensure a smooth transition for her kids.
But the adventure didnât stop there. Buying a house in Missouri came with its own set of challenges and surprises. From replacing windows and an old water heater to unforeseen plumbing issues, Deb candidly discusses the realities of unexpected homeownership expenses. Reflecting on our choice to buy a home after just one in-person inspection, she highlights the pros and cons, emphasizing the stability renting can offer during such significant life changes.
Episode Highlights
(00:03) Moving Expenses and Budgeting Tips
(11:27) Unexpected Homeownership Expenses
(20:44) Home Buying Lessons Learned
Connect with Deb Meyer
Website
Schedule a Free Consult
-
What does it take to successfully merge family values with financial planning? On this episode of Beyond BudgetsÂź, we have the pleasure of speaking with Brian Haney, CEO and co-founder of the Haney Group. Brian takes us through the unique dynamic of running a family-owned business alongside his father and brother.
From balancing the intricate relationships within the family to leveraging their diverse skill sets, Brian shares valuable insights that could benefit anyone considering a family venture. Hear his compelling journey from aspiring journalist to financial professional, illustrating how following his passion led to the formation of a thriving financial practice.
We also demystify the rising costs of long-term care insurance and discuss strategic planning to manage these expenses effectively. Packed with actionable advice and real-world examples, this episode serves as a comprehensive guide for securing your financial future and protecting your loved ones.
Episode Highlights
(02:16 - 04:23) History and Structure of Haney Company
(09:54 - 11:26) Strategic Use of Life Insurance
(14:21 - 16:29) Life Insurance for Families
(21:00 - 22:19) Importance of Care Through Insurance
(26:06 - 27:59) Destigmatizing Long-Term Care Insurance
Connect with Brian Haney
LinkedIn
The Haney Company
Connect with Deb Meyer
Website
Schedule a Free Consult
-
Have you ever wondered if your life insurance policy secures your family's future or if itâs just another bill to pay?
Join me, Deb Meyer, on this critical episode of the Beyond BudgetsÂź podcast as we unravel the complexities of life insurance. We'll explore the emotional and financial dimensions of choosing the right life insurance, using relatable comparisons like renting versus owning a home to explain term and permanent policies.
In this episode, we dig into the specifics of term life insurance, with an emphasis on cost-effective premiums, as well as universal and whole life insurance. Gain valuable insights on determining the right amount of coverage based on factors like career stage, number and ages of children, and household expenses.
Tune into this episode to equip yourself with the knowledge to make informed decisions about your family's financial security.
Episode Highlights
(00:26 - 01:20) Navigating Life Insurance for Loved Ones
(03:02 - 04:29) Understanding Different Types of Life Insurance
(08:09 - 09:31) Permanent Insurance Considerations for Families
(19:05 - 20:31) Life Insurance Policy Analysis and Changes
(22:41 - 24:40) Hybrid Long-Term Care Policies Explained
Resources
Find a Fee-Only Advisor on NAPFA
Term Life Insurance Companies
Connect with Deb Meyer
Website
Schedule a Free Consult
-
In todayâs episode, Iâm joined by Robert and Kay Lee Fukui, co-founders of i61 Inc., cohosts of the Thriving in Tandem podcast, and authors of the book Tandem. They share invaluable strategies for balancing business success and family life.
Robert recounts his transition from Fortune 500 company sales roles to small business consulting, emphasizing the importance of working smarter rather than harder. Kay Lee reflects on her entrepreneurial upbringing and the toll relentless work hours took on family relationships. Together, they provide practical advice on succeeding professionally while preserving family time.
We also discuss tips to improve business profitability, prioritize relationships, and create sustainable wealth. This episode is a must-listen for married parents seeking harmony in their professional and personal lives.
Episode Highlights
(04:05 - 05:08) Optimizing Outcomes Over Time Investment
(09:15 - 10:18) Managing Work-Life Balance and Finances
(16:39 - 17:22) The Power of Prayer for Couples
(23:39 - 24:33) Improving Profit Margins in Small Business
Resources
Connect with Robert and Kay Lee Fukui
Website
Pick up a copy of their book, Tandem
Connect with Deb Meyer
Website
Schedule a Free Consult
-
Making a life-changing move is never easy, especially when leaving a place you've called home. On this episode of Beyond BudgetsÂź, I share the poignant journey my family and I are undertaking as we transition from the sunny beaches of Florida back to Missouri.
This episode also presents a comprehensive guide to values-based financial planning. We dive deep into a six-step process to help you achieve financial goals while staying true to your core values. From gathering self-knowledge and setting realistic yet ambitious goals to analyzing your financial situation and consulting a financial advisor, you'll find practical advice tailored to larger financial milestones and simpler, more immediate goals.
Whether you're contemplating a major life change or simply looking to align your finances with your deepest values, this episode offers invaluable insights and inspiration.
Episode Highlights
(01:44 - 02:46) Importance of Core Values in Relocating
(06:46 - 08:34) Family Motivation in Florida
(10:07 - 11:44) Careful Deliberation Led to Moving
(21:29 - 23:18) Developing a Realistic Financial Plan
Resources
Think2Perform Values Exercise
Values as a Foundation for Success
Roots & Wings Ministries - Spiritual Direction
Finish by Jon Acuff
Jon Acuffâs podcast All it Takes is a Goal
Connect with Deb Meyer
Schedule a Free Consult
Website
-
Can you truly achieve financial freedom by shifting your mindset? Guest Brian Tibbs, a seasoned real estate investor and author of The HACKER Method, believes you can. Brian shares how the allure of consumerism often leads people astray and how his experiences living overseas offered him a fresh perspective on achieving genuine wealth. In this episode, Deb and Brian unpack the vital differences between consumer and investor mindsets and why the latter is crucial for building long-term financial stability.
Have you heard of the 50-40-10 budgeting strategy? By allocating 50% of your income to essential and enjoyable expenses, 40% to investments, and 10% to charitable giving, this strategy aims to foster financial independence and nurture a sense of social responsibility. We delve into how this budget can help parents like you eliminate large debts, reinvest profits, and positively impact the world.
Taking risks in investing can be daunting, but Brian explains how measured risks in stocks and real estate can lead to substantial long-term gains. Tune in to learn how these actionable steps can help you rethink your financial choices and pave the way toward financial freedom.
Episode Highlights
(00:03) Transforming Financial Mindsets for Wealth
(09:09) The 50-40-10 Budget Strategy
(16:25) Building Wealth Through Measured Risk
(22:33) House Hacking for Real Estate Investing
Resources
Connect with Brian Tibbs
https://theunexpectedinvestor.com/
Buy his book, The HACKER Method
Connect with Deb Meyer
Website
Schedule a free consult
Download the FREE Starter Guide
-
Unlock the secrets to a seamless business exit strategy that secures your financial future, as we journey through the pivotal steps of detaching from a business you've nurtured.
With my expertise in tax compliance and succession planning, alongside insights from the Exit Planning Institute, this episode arms you with the essential knowledge to gracefully navigate the intersection of retirement and the sale of your small business. From the emotional complexities tied to parting with your enterprise to actionable tactics for aligning your fiscal ambitions with the realities of the market, I've got you covered.
Prepare to empower yourself with a skill set designed to mitigate tax repercussions and enhance quality of life, while also understanding the critical role of a valued advisor in steering your strategy. Whether you're close to retirement or seeking to align your business with your family's financial dreams, this discussion is tailored to help you step confidently into your next chapter with a team of experts guiding the way.
Episode Highlights
(07:31 - 09:07) Building a Team for Business Success
(13:11 - 14:20) Life After Exit
(15:57 - 17:51) Maximizing Sale Proceeds Through Financial Planning
(21:22 - 22:24) Roles in Exit Planning Team
(25:14 - 26:36) Financial Planning for Business Exit
Resources
Exit Planning Institute
CEPA
Email deeper dive questions to [email protected]
Walking to Destiny by Chris Snider
Traction by Gino Wickman
Family Business Consulting Group
Connect with Deb Meyer
Website
Schedule a free consult
Download the FREE Starter Guide
-
Unlock the secrets of financial harmony in marriage with insights from financial experts Deb Meyer and her special guest, Den Murley. They delve into the dynamic world of couples' finances, shattering the myth of the spender-saver binary and advocating for a stronger foundation of mutual understanding. Discover how to navigate shared versus separate accounts, illuminating the path to financial unity and individual autonomy within a relationship.
You'll learn to reframe the adage âwe canât afford itâ to an enlightening explanation your kids can easily understand. This journey of self-discovery and communication about money is the key to breaking long-standing negative financial patterns.
This episode is also a strategic conversation on tax planning and retirement. It offers guidance through the current tax landscape and shares tactics for thoughtfully timing income recognition. Join Deb and Den for this comprehensive guide to family financial planning, where managing emotions and creating a legacy take center stage.
Episode Highlights
(00:03) - Transforming Relationship With Money in Marriage
(07:33) - Influence of Childhood on Financial Habits
(14:26) - Teaching Finances and Generosity to Children
(19:31) - Tax Planning and Retirement Strategy
Connect with Den Murley
Website
LinkedIn
Connect with Deb Meyer
Website
Get a copy of Redefining Family Wealth
-
Unlock the secrets of blending family life with financial freedom as we journey through the ever-changing realms of retirement and financial independence. Explore the personalized paths that lead to a life where work is a choice, not a necessity, and freedom is the ultimate retirement plan.
In this episode, Iâll show financial planning isn't just a numbers gameâ it's about designing a life rich with choices to pursue what truly matters. We've got enlightening tales from couples who mixed early retirement with freelance work and those who've struck an excellent balance between enjoying today and securing tomorrow. These stories are more than just inspiration; they're a roadmap to navigating the complexities of achieving financial independence while raising a family.
Step inside the world of savvy savers and strategic planners, where we dissect the delicate art of securing a future unshackled by the traditional confines of work. Every family's journey to financial independence is as unique as a fingerprint, marked by the individual challenges and joys that come with parenting.
Episode Highlights
(02:20 - 03:18) The Changing Landscape of Retirement
(07:14 - 07:58) Homeownership and Interest Rates
(10:22 - 12:42) Eternal Significance of Secular Work
(19:06 - 21:40) Financial Independence for Early Retirement
Resources
Join us at the Raising Generational Wealth Summit May 2nd-4th
Get Jordan Raynorâs book The Sacredness of Secular Work.
Connect with Deb Meyer
Website
Get a copy of Redefining Family Wealth
-
Unlock the secrets to impart essential financial wisdom to your kids with guest and finance guru Clifton Corbin. We share a heartfelt journey through Clifton's early fascination with money, his trials with credit card debt, and his evolution into a champion for youth financial literacy.
Our conversation examines the foundational differences between earning and managing money smartly. It serves as a powerful reminder that teaching financial responsibility is key to preparing children for the economic complexities of the future.
We also discuss the upcoming Raising Generational Wealth Summit, which promises a deep well of knowledge for parents dedicated to laying the financial groundwork for their children's prosperous future.
Episode Highlights
(04:19 - 05:40) Teaching Responsible Money Management to Youth
(13:48 - 15:45) Best Practices for Teaching Financial Literacy Through Lending
(19:13 - 20:02) How To Explain The Difference Between Saving and Investing
(23:57 - 26:48) Piggy Banks vs. Bank Accounts
Resources
Connect with Clifton - cliftoncorbin.com
Join us at the raisinggenerationalwealth.com
Get your FREE Kids Money Workbook
Read Cliftonâs book Your Kids, Their Money
Connect with Deb Meyer
Website
Get a copy of Redefining Family Wealth
-
Navigating the legal labyrinth of estate planning can be overwhelming, but the peace of mind it brings is pricelessâDeb has seen the difference firsthand. Through heartfelt anecdotes, Deb unravels why every parent needs to take this act of love seriously, ensuring their children's guardianship and the handling of their affairs are well examined.
Join her as we delve into the often-overlooked yet essential steps of estate planning, from appointing decision-makers for your health and finances to the intricacies of selecting a guardian for your children. It's not just about wealth; it's about safeguarding your family's future.
This episode isn't just a discussion; it's a treasure trove of actionable insights. Tune in and arm yourself with the knowledge to protect your loved ones for generations to come.
Episode Highlights
(02:35 - 03:18) Planning for Your Family's Financial Future
(15:01 - 15:43) Selecting a Trustee for Financial Responsibility
(20:03 - 21:07) Importance of Estate Planning Attorney
(23:52 - 24:57) Retirement Beneficiary Designations for Trusts
Resources
Download Your FREE Family Finance Starter Guide
Search for an Estate Planning Attorney
Get Basic Documents Online
Connect with Deb Meyer
Website
Get a copy of Redefining Family Wealth
-
Unlock the secrets to a unified financial future with Amanda Teixeira from Walletwin, our guide through the tricky territory of family finances. In a heart-to-heart conversation, Amanda and host Deb Meyer discuss:
The process of merging bank accounts and viewpoints,
How a shared vision is pivotal to a harmonious future
Budgeting strategies that respect individual money personalities.
Dive into the world of financial literacy for the younger generation, where allowances and chores become tools for teaching value and responsibility. It's not just about saving and spending; it's about sowing seeds for a generation of financially savvy adults equipped to navigate the economic challenges that lie ahead.
Join us on this journey of transformation, and feel the support of a community cheering you on to financial success.
Connect with Amanda Teixeira
Catholic Money Show
Catholic Money Academy
WalletWin on Facebook
Mini video course on budgeting
-
A moment of clarity can strike at any timeâeven while sitting in a cubicle, dreaming of distant lands. Thatâs where our tale begins, as my family turned a dream into a daring three-month odyssey through the heart of Spain, fueled by an ingenious tool: the opportunity fund.
Our latest podcast episode is laced with a vibrant tapestry of personal anecdotes and practical financial wisdom. We discuss how an opportunity fund can bridge mundane saving and realizing lifeâs bolder ambitions, inspired by Maslowâs hierarchy of needs. From the cobblestone streets of España to your backyard, discover how you, too, can craft a savings strategy that aims not just to protect but to propel you towards your dreams. There's magic in the meticulous planning that precedes a leap of faith.
You'll get the inside scoop on why my family trimmed our initial seven-month plan down to three, how we grappled with passport regulations, and the art of stretching our dollars without pinching the fun out of travel. Delving into the specifics, from off-peak flights to public transits in Spainâs bustling cities, this episode isn't just a recount of our adventuresâit's a blueprint for any parent looking to transform their relationship with money and adventure. And for those number crunchers among us, I've got a detailed budget breakdown waiting on my website.
Join me, and let's chart a course to turn the what-ifs into what's next.
Episode Highlights:
(01:25 - 03:15) Maslow's Hierarchy of Needs and Growth
(06:17 - 07:23) Opportunity Fund for Entrepreneurial Dreams
(25:48 - 27:21) Family Travel Budgeting
LINKS :
3 Simple Steps to an Opportunity Fund
How We Funded Three Months of Travel
Buy Redefining Family Wealth
-
Join Jenni Sisson, "Mama's Money Map" podcast host and mother of five, as she shares her budgeting blueprints for single-income homes. Dive into the dynamics of household budget management and the transition from homemaker to freelancer. Discover strategies for tackling medical bills through self-advocacy. This episode is a treasure trove of advice for families aiming to achieve financial stability and teach their children about money.
Episode Highlights:
(04:32 - 05:42) Financial Responsibilities in Relationships
(06:59 - 08:46) Evolution of Family Budgeting
(12:11 - 12:42) Income-Based Family Size Forms
(14:43 - 15:30) Discrepancy in MRI Costs
(18:32 - 19:28) Instilling Financial Habits in Kids
(22:28 - 23:15) Teaching Kids Financial Responsibility
LINKS :
Never Pay the First Bill by Marshall Allen
www.worthynest.com/podcast
Connect with Jenni -
Mama's Money Map Podcast
Jenni Sisson
Connect with Jenni on LinkedIn
-
Discover essential strategies for wise debt management and enhance your financial well-being in this solo-hosted episode. Weâll explore how to use borrowing to your advantage, from smart home-buying through understanding interest rates to leveraging student loans for career growth. Learn how to navigate away from auto loans and credit card traps, optimize your credit score, and protect yourself from fraud. This journey into financial freedom is packed with personal insights and actionable tips for savvy spending and investing in your familyâs future.
Episode Highlights :
(00:47 - 01:50) Understanding Healthy and Unhealthy Debt
(02:53 - 04:44) Understanding Interest Rates and Healthy Debt
(12:38 - 14:23) Free Starter Guide
(18:07 - 19:19) Car Ownership and Auto Loan Debt
(24:22 - 25:33) Credit Card Rules and Credit Scoring
LINKS :
Download the FREE WorthyNest starter guide
Letâs Talk About Debt Baby
When to Hire a Money Coach
Whatâs in Your Credit Score
Get your Free Credit Report
-
Tax season can be a wild ride, especially for parents hustling to maximize their returns. But don't worry; we've got CPA and tax expert Logan Allec on the show today to guide you through the tax maze. In today's chat, we'll tackle the puzzling 1098T forms, share top-notch tips for handling tax papers, and even spill the beans on choosing the best tax software, from TurboTax to the freebie Cash App Tax.
Logan helps you make sense of tricky tax software and the intricate world of cryptocurrency reporting. Dealing with the IRS might seem scary, but some folks find real satisfaction in shielding clients from the taxman's clutches. We'll dig into tax debt, fierce collection tactics, and the rush to snag those refunds and stimulus checks before deadlines. And hey, if you crave even more tax wisdom, check out Loganâs YouTube channel for deeper dives.
Episode Highlights
(00:03) - Tax Tips for Parents
(05:29) - Software like Turbo Tax and Cash App Tax
(15:54) - Tax Assistance Services for Individuals
(24:52) - Maximize Tax Refunds & Find a Reliable Tax Preparer
LinksTurbo Tax
Loganâs video on TurboTax 2023 and other alternatives
Possible tax law changes for 2023
Connect with Logan Allec
YouTube
Connect with Deb Meyer
Website: WorthyNest.com/podcast
Submit your family finance questions to [email protected]
Get your FREE family finance starter guide
Pick up a copy of my book, Redefining Family Wealth
-
Have you ever felt the tug-of-war between wanting to enjoy life and needing to keep your wallet in check? Let's unravel the complex emotions surrounding family budgeting and find a wonderful balance. In this episode, I'm peeling back the layers of financial planning with the kind of zeal that can only spark from a Certified Financial PlannerTM and family wealth strategist.
We'll tackle the dual nature of budgetingâits power as an ally for clear spending and wealth-building and its potential downsides when strictness overshadows life's joys. From the simplicity of the envelope method to the intricacy of detailed budgeting, you'll learn how to craft a life where financial clarity and independence go hand-in-hand with enjoying the fruits of your labor.
Links
Donât be a Budget Hater
How to Use the Envelope Budget
Qube Money: Digital Envelope Budgeting
Goodbudget: Envelope Budgeting
How to Track Cash Flow with a Detailed Budget
Download a Sample Detailed Budget
Connect with Deb Meyer
Website: WorthyNest.com/podcast
Submit your family finance questions to [email protected]
Get your FREE family finance starter guide
Pick up a copy of my book, Redefining Family Wealth
- Laat meer zien
