Afleveringen
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From being $800,000 in debt to creating an almost too simple habit that is changing the lives of millions, Mel Robbins brings the HEAT today.
Mel shares the simple secret to stop spending money on things you don’t need, how to get paid more, and the exact steps to create a morning routine you will actually follow.
Plus, Mel gets right up in my face about a habit I have—listen to find out what it is.
3 KEYS TO SUCCESS:
• How you can use the High 5 Habit to make more money
• Finally ask for that raise you’ve been wanting
• STOP putting your phone next to your bed—it’s costing you money!
Get your copy of The High Five Habit here: https://amzn.to/3F5yfyY
Are you a financial advisor? Join the exclusive email list for financial advisors HERE.
Get access to Simple Teen Success HERE.
Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE
Book Derrick to speak at your next event HERE.
For daily tips to help you make and save money, follow us on Instagram @derricktkinney
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You would think the most brilliant of entrepreneurs would rarely face failure. After all, didn’t they just come up with one genius idea and money started flooding in? Not the case for Netflix co-founder, Marc Randolph. The truth? Marc was told, “That will never work,” more times than he could count. In this vulnerable conversation, Marc shares the challenges and harsh rejection he faced during the early days of Netflix and peels back the curtain of the often-glamorized world of entrepreneurship. And he says the problems you see every day in your business or your job could be your golden ticket to big profits. Subscribe and listen now to my conversation with Marc on Apple Podcasts and Spotify!
You Will Learn That:
• You build skills by doing them
• Pain is the parent to ideas
• Entrepreneurship is a grind
• There is no easy way
• There’s always a reason not to do something
• Why you should think less and do more
• If you wait, you’re too late
• Nobody knows anything
Quotes:
• “The way you learn to make better decisions is by making decisions.” – Marc Randolph
• “Start small, build momentum. And that allows you to bet on yourself and place bigger bets because you can be confident in your own abilities.” – Derrick Kinney
• “Once you’ve learned to really articulate the problem and see the problem clearly, almost without even thinking about it, ideas begin popping into your mind.” – Marc Randolph
• “And it was this realization at that moment that there was no easy way. There was no trick. There was no magic bullet. There wasn’t a way around. And, as my Dad used to say, ‘Sometimes the only way out is through.’” – Marc Randolph
• “If you don’t start, you’re never going to get anywhere. There’s always a reason not to do something.” – Marc Randolph
• “So, the lesson there is, you can’t over commit. Whatever you think is an overcommitment is probably just barely enough to land that trick.” – Marc Randolph
• “The uncertainty is everything. If you wait until you can see around the corner enough to be confident that your idea is going to work, I guarantee you’re too late.” – Marc Randolph
• “The most important skill of a good entrepreneur is, are they creative and clever enough to figure out ways to try their ideas that are quick, simple, and cheap? Because then they can try hundreds of ideas.” – Marc Randolph
Are you a financial advisor? Join the exclusive email list for financial advisors HERE.
Get access to Simple Teen Success HERE.
Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE
Book Derrick to speak at your next event HERE.
For daily tips to help you make and save money, follow us on Instagram @derricktkinney
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Zijn er afleveringen die ontbreken?
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*Special Replay*
90% of hiring managers make one common mistake. And that one mistake often costs them the best talent.
My guest today Anna Papalia says to hire someone who's the opposite of you. And science is on her side. Anna specializes in helping hiring managers learn how to conduct interviews that reveal the best candidate for the job. Her new book is called Interviewology, the New Science of Interviewing.
Today, Anna shares how you should conduct the best interviews. And what you can do if you want to acquire the right talent for your business. Plus, Anna shares a really cool story about her upbringing—including her inspiring rise from sleeping on an air mattress to an Ivy league education.
Get Anna’s new book HERE.
Connect with Anna HERE.
Are you a financial advisor? Join the exclusive email list for financial advisors HERE.
Get access to Simple Teen Success HERE.
Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE
Book Derrick to speak at your next event HERE.
For daily tips to help you make and save money, follow us on Instagram @derricktkinney
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*Special Replay*
Disclaimer: I gave Dan a challenge to go to rapid fire and help as many people grow their business and brand as humanly possible. And he delivers!
Dan Fleyshman is an entrepreneur, a social media rockstar, a philanthropist, an angel investor in over 37 companies, and perhaps best known as the youngest founder to take a company public at age 23. He talks about how to start a business with only $1,000 and why business owners are missing a huge opportunity if they’re not using social media every week. He shares the 3 things to do everyday to achieve success and significantly grow your business. And he pulls back the curtain to reveal his leadership secrets and his best investment ideas. You’ll love all the takeaways Dan gives you in this value-packed conversation.
3 Money Makers:
How to start a business with only $1,000 You should be posting about your business at least 3 times a week Your business should start a subscription modelAre you a financial advisor? Join the exclusive email list for financial advisors HERE.
Get access to Simple Teen Success HERE.
Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE
Book Derrick to speak at your next event HERE.
For daily tips to help you make and save money, follow us on Instagram @derricktkinney
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Special Replay*
What is the difference between a $30,000 question and a $3 question? There’s a massive distinction—and not knowing the difference could be costing you valuable time and money.
That’s exactly what my guest Ramit Sethi says. Ramit is the bestselling author of I Will Teach You to Be Rich, and today he’s revealing a costly mindset that is ruining most Americans’ financial future. Then he shares why everyone knows how to save, but nobody teaches you how to spend your money on the things that matter.
Plus, Ramit reveals how to win the game of money in your marriage and what his favorite investments are right now. I think his answer might surprise you, because you can invest in them too.
If you liked this episode, give this one a listen too: Ramit Sethi—Spending Less Is the Wrong Strategy
Are you a financial advisor? Join the exclusive email list for financial advisors HERE.
Get access to Simple Teen Success HERE.
Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE
Book Derrick to speak at your next event HERE.
For daily tips to help you make and save money, follow us on Instagram @derricktkinney
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*Special Replay*
Will Guidara was just 26 when he took over Eleven Madison Park, a two-star struggling restaurant in the heart of New York City. Eleven years later, Eleven Madison Park was named the best restaurant in the world.
So how did Will pull off the transformation of the century? He calls it “Unreasonable Hospitality.” Today, Will is revealing how he led his team to surprise and delight guests in every way imaginable — whether that meant surprising a family who had never seen snow with a sledding trip after dinner to creating a secret sign language to serve guests more efficiently.
Plus, he shares how any business can be a hospitality business — and how the most genuine acts of hospitality don’t have to be expensive or extravagant. Oh, and make sure you listen for Will’s story about how a simple hotdog made his guests freak out—in the best way possible.
Are you a financial advisor? Join the exclusive email list for financial advisors HERE.
Get access to Simple Teen Success HERE.
Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE
Book Derrick to speak at your next event HERE.
For daily tips to help you make and save money, follow us on Instagram @derricktkinney
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Special Replay*
You want to connect with your teen. You want them to listen to you. Especially to share the advice about money and business that you wish you would have known as a teenager. The problem is, your teen seems to be a lot more interested in the influencers on TikTok than your advice. So how do you connect with them so you can help them become wiser and smarter?
My guest today is Will Elliott. Will coaches tweens, teens and parents all around the world to transform their confidence and create stronger, more connected relationships. He’s coached hundreds of families and grown a social following to over 700K.
In this episode, Will shares some of his most effective strategies for connecting with your teen. One of his tips is practicing the “parenting pause” — which I can’t wait for you to hear more about. And Will shares 2 things his own dad did that made him feel seen and create a bond of trust. Then Will shares why generosity is something you must be teaching your teen, because society won’t.
Connect with Will HERE.
Are you a financial advisor? Join the exclusive email list for financial advisors HERE.
Get access to Simple Teen Success HERE.
Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE
Book Derrick to speak at your next event HERE.
For daily tips to help you make and save money, follow us on Instagram @derricktkinney
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*Special Replay*
My guest today, Andrew Giancola, started from nothing. He had no idea how to manage his money. He was scared to ask for a raise and felt clueless about investing. Then he made a decision that changed his life. He decided to take control. Fast forward to today. At 34 years old, Andrew achieved a personal net worth of $1.5 million. And he’s on a mission to teach others how they can create generational wealth starting at ground zero.
In our conversation today, Andrew reveals that dealing with money is more mental than skill and the two money management options you have to choose from. Plus, Andrew shares his best advice for entrepreneurs who feel worried about ruining their kids by giving them money they didn’t earn. He even shares exactly what to say to your boss if you want a raise in the next 6 months. If you’re feeling discouraged about your financial situation right now and need some straight-forward, easy-to-implement money advice, this episode is for you.
Connect with Andrew HERE.
Are you a financial advisor? Join the exclusive email list for financial advisors HERE.
Get access to Simple Teen Success HERE.
Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE
Book Derrick to speak at your next event HERE.
For daily tips to help you make and save money, follow us on Instagram @derricktkinney
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*Special Replay*
Ever wondered how the world's top traders keep their cool when millions are on the line? Well, today you’ll get to hear the inside secrets from someone who's not only dominated the trading arena but also coached the experts on Wall Street.
Anmol Singh made his name as a highly paid consultant in the Trading and Investing Industry. But his journey as a trader started when he was in college. And get this: he was terrible at math! Anmol launched his trading education firm, LiveTraders, in 2015 and has coached and trained thousands of traders and investors.
Today Anmol shares how to control your emotions when investing, the importance of having a trading plan, and how to notice patterns in the market. He talks about the impact of news and media on investment decisions and the importance of separating noise from facts. Plus, Anmol reveals about his favorite investment (it might surprise you!). If investing feels intimidating or overwhelming to you, Anmol is breaking it down in a simple and straight-forward way.
Connect with Anmol HERE.
Check out Anmol’s trading program HERE.
Are you a financial advisor? Join the exclusive email list for financial advisors HERE.
Get access to Simple Teen Success HERE.
Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE
Book Derrick to speak at your next event HERE.
For daily tips to help you make and save money, follow us on Instagram @derricktkinney
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*Special Replay*
I know that niching down and focusing on one target market can feel extremely nerve wracking. But what if it was the one thing keeping you from reaching clients and customers all around the world?
My guest today, DJ Eric Rhodes, knows the power of niching down, protecting his creative time, and making big bets on himself. It all started with what most people called a foolish move when he ordered all the DJ gear he needed with his student loan money while in college. And while it might have seemed foolish then, it’s certainly paid off. Today, Eric has generated over a million followers on TikTok—and turned them into raving fans for his business.
In our conversation, Eric reveals how he finds time to nurture and protect his creative side—and why you must do the same thing if you want to avoid burnout and keep your business growing. Plus, Eric shares a simple, yet overlooked strategy he uses at every wedding he DJs (that often gets him mistaken as a family member!) and how you can apply that same principle to help grow your business. And make sure to stick around till the end—because Eric created a special music mash-up just for our listeners.
Are you a financial advisor? Join the exclusive email list for financial advisors HERE.
Get access to Simple Teen Success HERE.
Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE
Book Derrick to speak at your next event HERE.
For daily tips to help you make and save money, follow us on Instagram @derricktkinney
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*SPECIAL REPLAY*
Could a podcast drive more revenue for your business? Imagine having a direct line to your target audience's ears, building rapport and trust through thoughtful conversations, valuable insights, and engaging stories!
My guest today, Jeremy Slate specializes in using podcasting and new media to create trust and opinion leader status. As the host of the Create Your Own Life podcast, Jeremy was named one of the top 26 podcasts for entrepreneurs to listen to in 2017. And his company, Command Your Brand, teaches visionary founders how to use the power of podcasts to change the world.
Today, Jeremy reveals how to know if a podcast is right for growing your business and how to begin positioning yourself as the trusted authority in your space. Plus, I ask him about how he was able to scale his company so quickly—and his proven training process for his employees really impressed me. Then Jeremy shares his best advice for where to put your marketing dollars when you’re growing your podcast and reach to more ideal clients.
Connect with Jeremy HERE.
Are you a financial advisor? Join the exclusive email list for financial advisors HERE.
Get access to Simple Teen Success HERE.
Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE
Book Derrick to speak at your next event HERE.
For daily tips to help you make and save money, follow us on Instagram @derricktkinney
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*Special Summer Replay*
She traded the golden handcuffs to become an accidental entrepreneur. That’s the story of my guest today, Amy Porterfield. An ex-corporate girl turned CEO, Amy found herself in a meeting with online business owners. She discovered how they were making more and spending more time with the people they loved. They had freedom—leading Amy to quit her 9 to 5 and launch what would soon become an 8 figure business helping over 50,000 students.
Today, Amy shares her story of leaving behind the golden handcuffs and her formula for creating your own exit strategy if you’re ready to make more and work less. Plus, Amy reveals what she calls the “sweet spot test,” which is how to know if your business or side hustle idea is really worth pursuing. Amy’s new book, Two Weeks Notice, is all about finding the courage to quit your job, make more money, work where you want, and change the world. I think you’ll love this conversation with Amy Porterfield.
Are you a financial advisor? Join the exclusive email list for financial advisors HERE.
Get access to Simple Teen Success HERE.
Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE
Book Derrick to speak at your next event HERE.
For daily tips to help you make and save money, follow us on Instagram @derricktkinney
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*Special Summer Replay*
From being $800,000 in debt to creating an almost too simple habit that is changing the lives of millions, Mel Robbins brings the HEAT today.
Mel shares the simple secret to stop spending money on things you don’t need, how to get paid more, and the exact steps to create a morning routine you will actually follow.
Plus, Mel gets right up in my face about a habit I have—listen to find out what it is.
3 KEYS TO SUCCESS:
• How you can use the High 5 Habit to make more money
• Finally ask for that raise you’ve been wanting
• STOP putting your phone next to your bed—it’s costing you money!
Get your copy of The High Five Habit here: https://amzn.to/3F5yfyY
Are you a financial advisor? Join the exclusive email list for financial advisors HERE.
Get access to Simple Teen Success HERE.
Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE
Book Derrick to speak at your next event HERE.
For daily tips to help you make and save money, follow us on Instagram @derricktkinney
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*Special Summer Replay*
96% of people feel they’re not living up to their full potential. But what if tapping into your potential wasn’t as hard as you think? What if you could have a thriving marriage, be a great husband or wife, enjoy a community of friends, and run a thriving business? And…what if all it takes…is a goal?
My guest today is my friend and New York Times bestselling author Jon Acuff. He's going to show you how to plan goals that you're guaranteed to reach by doing 3 simple things. 1. Focusing on your best moments. 2. Navigating the three zones of performance. And 3. Finding ways to fuel your passions.
If this sounds a little too good to be true, Jon thought so too. Until it worked for him and the hundreds of real people in his research project. Whether your goals are personal, relational, or career-driven, the key to a better future is closer than you think. Jon’s going to show you how.
Follow Jon on Instagram HERE.
Get a copy of Jon’s new book HERE.
Are you a financial advisor? Join the exclusive email list for financial advisors HERE.
Get access to Simple Teen Success HERE.
Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE
Book Derrick to speak at your next event HERE.
For daily tips to help you make and save money, follow us on Instagram @derricktkinney
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*Special Summer Replay*
You would think the most brilliant of entrepreneurs would rarely face failure. After all, didn’t they just come up with one genius idea and money started flooding in? Not the case for Netflix co-founder, Marc Randolph. The truth? Marc was told, “That will never work,” more times than he could count. In this vulnerable conversation, Marc shares the challenges and harsh rejection he faced during the early days of Netflix and peels back the curtain of the often-glamorized world of entrepreneurship. And he says the problems you see every day in your business or your job could be your golden ticket to big profits. Subscribe and listen now to my conversation with Marc on Apple Podcasts and Spotify!
You Will Learn That:
• You build skills by doing them
• Pain is the parent to ideas
• Entrepreneurship is a grind
• There is no easy way
• There’s always a reason not to do something
• Why you should think less and do more
• If you wait, you’re too late
• Nobody knows anything
Quotes:
• “The way you learn to make better decisions is by making decisions.” – Marc Randolph
• “Start small, build momentum. And that allows you to bet on yourself and place bigger bets because you can be confident in your own abilities.” – Derrick Kinney
• “Once you’ve learned to really articulate the problem and see the problem clearly, almost without even thinking about it, ideas begin popping into your mind.” – Marc Randolph
• “And it was this realization at that moment that there was no easy way. There was no trick. There was no magic bullet. There wasn’t a way around. And, as my Dad used to say, ‘Sometimes the only way out is through.’” – Marc Randolph
• “If you don’t start, you’re never going to get anywhere. There’s always a reason not to do something.” – Marc Randolph
• “So, the lesson there is, you can’t over commit. Whatever you think is an overcommitment is probably just barely enough to land that trick.” – Marc Randolph
• “The uncertainty is everything. If you wait until you can see around the corner enough to be confident that your idea is going to work, I guarantee you’re too late.” – Marc Randolph
• “The most important skill of a good entrepreneur is, are they creative and clever enough to figure out ways to try their ideas that are quick, simple, and cheap? Because then they can try hundreds of ideas.” – Marc Randolph
Are you a financial advisor? Join the exclusive email list for financial advisors HERE.
Get access to Simple Teen Success HERE.
Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE
Book Derrick to speak at your next event HERE.
For daily tips to help you make and save money, follow us on Instagram @derricktkinney
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*Special Summer Replay*
If one of your income sources went away today, would you have to change your lifestyle tomorrow? The answer is probably yes.
My guest, Chris Harder, wants to change that. Chris shares why just having one stream of income is a recipe for financial failure, how to know when it’s okay to splurge on a big item, and the key rules of wealth he’s lived by to grow several multi-million dollar businesses. Plus, he breaks down all you need to know about NFTs and bitcoin and why people want to work with givers. Givers simply make more money. Keep listening to find out why.
Are you a financial advisor? Join the exclusive email list for financial advisors HERE.
Get access to Simple Teen Success HERE.
Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE
Book Derrick to speak at your next event HERE.
For daily tips to help you make and save money, follow us on Instagram @derricktkinney
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*Special Summer Replay*
My guest today says you could be one meeting or one relationship away from changing your life. And you’re going to want to hear the incredible stories he shares that prove it. Ed Mylett is a nationally recognized speaker and coach to top athletes, celebrities, and business executives. But you may know Ed from his inspiring posts and videos on Instagram, where he has over 2 million followers.
What Ed shared with me in this conversation changed the way I think about problems and success—and I bet he’ll do the same for you, too. You’re about to learn why you’re closer to your dreams and goals than you think. And if you’re a business owner, why your business will fail if you are not solving a pain point for people.
Get Ed’s book here: https://amzn.to/39ymOnS
Are you a financial advisor? Join the exclusive email list for financial advisors HERE.
Get access to Simple Teen Success HERE.
Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE
Book Derrick to speak at your next event HERE.
For daily tips to help you make and save money, follow us on Instagram @derricktkinney
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SPECIAL SUMMER REPLAY
When my guest Codie Sanchez left her job on Wall Street, people thought she was crazy. But Codie knew that true success meant building streams of income that don’t require you to trade your time for money.
So she decided to focus on a niche that few investors even think about: boring businesses. Today, Codie has built a portfolio of 25 “boring businesses,” like laundromats and car washes, that generate eight figures in passive revenue. Sure, boring businesses might not be flashy like creating the next Uber, but they are reliably profitable.
In this episode, Codie is going to show you how you can invest in boring businesses and use them to create lasting wealth. Plus, Codie reveals why you can’t save your way to generational wealth and the secret to being an incredible deal maker. (And I ask Codie a pretty candid question at the end that you might relate to.)
Check out Codie's website codiesanchez.com for great resources.
Follow her on Insta @codiesanchez.Are you a financial advisor? Join the exclusive email list for financial advisors HERE.
Get access to Simple Teen Success HERE.
Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE
Book Derrick to speak at your next event HERE.
For daily tips to help you make and save money, follow us on Instagram @derricktkinney -
*REVENUE REPLAY* Are your bank account and souls account out of balance? Matthew McConaughey shares how a risky career move paid off big and brought him the fulfillment he was looking for—and the Academy Award for Best Actor. He also gets candid about relationships, money, and the legacy he’s building. If you’re afraid of failure and embarrassment, he says that you should still “play it live” because people will appreciate your vulnerability and you may even inspire others to do the same. What you will learn: Red lights are learning moments Why you may need to unbrand to rebrand Balancing your bank account and your souls account Why you should choose opportunities carefully Be less impressed and more involved Identify the role you want to play A roof is a manmade thing Quotes: “The man I was becoming in my life, with a newborn son, was so vital, but my work paled in comparison to the vitality my life had.” – Matthew McConaughey “So, remember, when it gets wobbly again and you’re confused, trust in this truth that just landed on you.” – Matthew McConaughey “We want to fill our bank account. We want to fill our souls account as well. And you don’t want to be in the black in one and the red in the other, but sometimes that’s the math that adds up.” – Matthew McConaughey “We’ve got 24 hours in a day and, as far as I know, they’re not giving any more.” – Matthew McConaughey “It’s fine to have an impression and have a great respect for them, but don’t have a reverence so far that you are not able to be involved and grow and embrace the situation and be yourself and bring your most true self to whatever that situation is.” – Matthew McConaughey “We’re all actors to a certain extent, but at least say, ‘what role is it I want to play?’” – Matthew McConaughey “A wise friend once told me that people like imperfect people better.” – Derrick Kinney “If you can trust others, you can trust yourself more.” – Matthew McConaughey “We can go a lot higher than sometimes we give ourselves credit for.” – Matthew McConaughey “What are the choices we can make today that we can look forward to actually looking back?” – Matthew McConaughey
Are you a financial advisor? Join the exclusive email list for financial advisors HERE.
Get access to Simple Teen Success HERE.
Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE
Book Derrick to speak at your next event HERE.
For daily tips to help you make and save money, follow us on Instagram @derricktkinney -
Do you feel frustrated at your current level of success? Are you trying to break through to the next level, but not sure how to take action? If you can relate, this episode is for you.
My guest today is Shawn Smith, nationally recognized financial advisor and author of the new book, “Plateau Jumping," — now available on Amazon. Shawn is deeply passionate about teaching people how to push beyond their current limits and achieve big dreams.
In this episode, Shawn shares why you must have a vision that is bigger than your fears. He says you have to start each day with gratitude if you want to keep moving forward in life. Plus, Shawn reveals how to set clear, actionable goals that are aligned with your big vision, and how to turn those goals into daily habits that move you closer to your goals.
As a bonus, Shawn gives a few tips on smart saving and investing. I think you might be surprised at how simple and easy his strategy is.
If you’re ready to stop feeling stuck and need to know your next action step, this episode is a great guide.
Connect with Shawn HERE.
Get Shawn’s new book HERE.
Are you a financial advisor? Join the exclusive email list for financial advisors HERE.
Get access to Simple Teen Success HERE.
Order your copy of the USA Today and Wall Street Journal bestselling book Good Money Revolution here: https://amzn.to/34hSonE
Book Derrick to speak at your next event HERE.
For daily tips to help you make and save money, follow us on Instagram @derricktkinney - Laat meer zien