Afleveringen
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In part II of my conversation with financial advisor Reed Rinderknecht, we discuss the firm he is with called Foster Group. Foster Group is right here in West Des Moines, Iowa, and has been serving the community since 1989 (with the name change to "Foster Group" in 2001).
We talk about their process and investment philosophy, the type of clients they work best with, their fee structure, and much more.
*this episode was recorded in video format, so if you'd like to watch, find us on YouTube
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Connect with Reed:
Foster Group
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Today I had the privilege of talking with Reed Rinderknecht of Foster Group in West Des Moines, Iowa. Reed brings a life experience that is tough to match, as he is the most tenured advisor at Foster Group, dating back to 1997.
He also has a unique background as he's played for an Iowa Hawkeyes team that visited the Rose Bowl, competed in more than 80 triathlons, and has a love of flying, so he shares with us some of his experiences as a pilot.
I hope you enjoy the conversation, and stick around for Part II where Reed tells us more about Foster Group and who they serve. And of course, don't hesitate to reach out if you have any questions or would like to connect with Reed.
*this episode was recorded in video format, so if you'd like to watch, find us on YouTube
Connect with Loren:
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Connect with Reed:
Foster Group
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Zijn er afleveringen die ontbreken?
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For part II of my conversation with Jim Sandager, we talk about Jim's journey within the financial planning industry, and highlight his firm called Wealth Enhancement Group.
Enjoy the conversation, and don't hesitate to reach out if you have any additional questions for Jim.
*this episode was recorded in video format, so if you'd like to watch, find us on YouTube
Connect with Loren:
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LinkedIn: Loren Sherman
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Connect with Jim:
Wealth Enhancement Group
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This episode, I had the privilege of talking with Jim Sandager of Wealth Enhancement Group. We hold off on talking business until Part II of our conversation, and instead, discuss Jim's journey to Mt. Kilimanjaro.
Jim shares with us his story of climbing Mount Kilimanjaro with his son in January of 2023. We talk about his preparation for the climb, the amazing experience itself, and the memories and lessons he learned that will stick with him for a lifetime.
*This episode was recorded in video format, so if you'd like to watch, find us on YouTube
Also, check out the show notes where you can find a PDF Jim was kind enough to share with us, which includes pictures and highlights 14 lessons to live by.
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Connect with Jim:
Wealth Enhancement Group
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This episode is part II with Adam Obrecht, founder and financial advisor of AO Wealth Advisory located in Urbandale, Iowa.
We talk about the origin story of why Adam launched AO Wealth, the types of clients they work best with, and what makes them unique.
You can find more about AO Wealth Advisory via the link below.
*this episode was recorded in video format, so if you'd like to watch, find us on YouTube
Connect with Loren:
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LinkedIn: Loren Sherman
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Connect with Adam:
AO Wealth Advisory
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Today, I sit down with Adam Obrecht, who is the founder and a financial advisor with AO Wealth located in Urbandale, Iowa.
But instead of discussing Adam's advisory firm just yet, we start with a conversation about one of Adam's passions, aviation. We talk about how Adam got his start into flying, and how others can get started if they would like to explore the hobby. We also talk about some of his most memorable flights, and what he's learned along the way.
If you are searching for an exciting new hobby, this episode just might be for you!
*this episode was recorded in video format, so if you'd like to watch, find us on YouTube
Connect with Loren:
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Connect with Adam:
AO Wealth Advisory
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In this episode, we continue the conversation with Jason Gunkel, who is a financial advisor with a West Des Moines firm called Syverson Strege.
Jason gives us an overview of Syverson Strege, we talk about how they are unique and who they serve as clients, and Jason shares his plans for a podcast of his own, called Prayers & Profits.
And although Syverson Strege is technically a competing firm, I have a lot of respect for Jason and the work they do. We understand that not everyone is going to be the right fit with Integrity Wealth Management, and in those cases, we'd rather point you in the direction of firms who may be a better fit.
*this episode was recorded in video format, so if you'd like to watch, find us on YouTube
Connect with Loren:
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LinkedIn: Loren Sherman
Podcast Page
Connect with Jason:
Prayers & Profits- podcast coming soon
Jason's Bio
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In this episode, we have a friend and fellow financial advisor, Jason Gunkel join the show. In addition to being an advisor, Jason wears the hat of Chief Investment Officer at a West Des Moines financial firm called Syverson Strege.
Syverson Strege has began to implement extended time off, or sabbaticals, as something their advisors can take advantage of. Last summer, Jason took his 6-week sabbatical away from work, and he was kind enough to share his experience and what he learned.
And while Syverson Strege is technically a competing firm, I have a lot of respect for this group and the work they do. Our follow-up to this episode will be a Part II in which we let Jason talk more specifically about the firm, what they do, and who they work best with.
*this episode was recorded in video format, so if you'd like to watch, find us on YouTube
How To Rest- Sermon by Jeremy Johnson
Connect with Loren:
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LinkedIn: Loren Sherman
Podcast Page
Connect with Jason:
Prayers & Profits- podcast coming soon
Jason's Bio
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Last episode, we discussed RISA®- Retirement Income Style Awareness. If you haven't taken advantage of completing this for yourself, you can still do so here: RISA® Assessment
On this episode, we wrap up with some follow up questions for Wade that you will not want to miss!
Wade shares his thoughts on annuities and if they should have a place in a person's retirement planning. Wade discusses the topic of reverse mortgages through the lens of financial planning, rather than as a "last resort." We then spend some time discussing the often used industry term "Fee-Only" and whether this truly eliminates conflicts of interest with an advisor. We wrap up by discussing some commonly overlooked or misunderstood tax strategies for retirees- preferential income stacking, the Social Security tax torpedo, Medicare IRMAA, Required Minimum Distributions (RMDs), and how the "widow's penalty" can further disrupt your tax obligation if unaccounted for.
Discussed on today's show:Connect with Loren:
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LinkedIn: Loren Sherman
Podcast Page
Connect with Wade:
Retire With Style Podcast
Retirement Planning Guidebook (and more)
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On this episode, I'm excited to share my conversation with Wade Pfau to discuss RISA®- Retirement Income Style Awareness. Wade is a bit of an icon in the financial planning space. If you want to dive deep into any financial topic, it's likely Wade has spent hours studying the research and can explain the pros, cons, and complexities of the situation. I've thoroughly enjoyed getting to know Wade, and I'm excited to share his RISA® technology with you.
As a special gift, we've also given listeners the opportunity to take the RISA® Assessment themselves. Thanks for listening, and I hope you enjoy!
We talk through Wade's journey to create RISA® and what surprised him during his research Wade explains how knowing your RISA® profile can help you tell if you're "speaking the same language" with others We then spend most of our time talking through the 4 RISA® profiles- where they overlap and where they differ We wrap up this episode by discussing how the RISA® assessment helps advisors from imparting their own biases onto clients
Discussed on today's show:Connect with Loren:
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LinkedIn: Loren Sherman
Podcast Page
Connect with Wade:
Retire With Style Podcast
Retirement Planning Guidebook (and more)
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This is certainly a different type of episode than others I've recorded, as the tables are turned and I am on the receiving end of questions. I had the opportunity to sit down with Dennis Mattern, who had lots of questions about our firm, Integrity Wealth Management.
We start off (as we often do) explaining our unique fee structure, and how the phrase "we do well when you do well" can be misleading. We talk about who our firm is a good fit for (and what happens if we are not). We discuss tax planning, the importance of a fiduciary relationship, and if the term "fee-only" is really all that it's cracked up to be. We wrap up by coming full circle back to the topic of fees, and how clients get more excited about the money they save, not only when they see these funds grow in a separate account, but when they are earmarked for something exciting.
Dennis is a lot of fun to talk with and an absolute pro when it comes to the interview process, as he also has a podcast show of his own and is no stranger to the microphone. After sharing this episode with their audience, Dennis and his team were gracious enough to share their video with me. So not only is it a change of pace to be on the receiving end of questions, but this episode is also unique as you can watch the video of our conversation here: YouTube.
Topics we cover on today's show:I hope you enjoy this episode!
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LinkedIn
Video- Watch This Episode
Ps- if you would like to reach out directly or have an idea for a future show, connect with us at [email protected]
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For many retirees, donating and becoming involved with charities and those in need becomes an important part of their retirement. For some, this is where they find purpose beyond their working years.
While there is likely an endless list of charities that would be worthy of highlighting, today we offer an overview of 5 charities that have been on my radar as of late. Perhaps you want to add these to your list, or maybe they will get you brainstorming in another direction altogether!
Schedule an Intro Call with Loren
Charities discussed on today's show:
Freedom for Youth Ministries
MOSAIC
Trailhead International
GlobeServe Ministries
One Family One Purpose
Charitable Giving Strategies- previous podcast episode
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LinkedIn: Loren Sherman
Podcast Page
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Welcome back for the conclusion of my conversation with behavioral finance expert, Daniel Crosby. On this episode, we discuss the below questions and more. I hope you listen, share with others, and most of all, ENJOY!
Is it wise to "invest in what you know?" What can we learn from the Pepsi vs. Coke blind taste test? We've talked a lot about problems and headwinds we face, what are the solutions? As the old adage suggests, should we listen to our gut? How can we make the switch from saving all these years to retirement, to now spending our hard earned resources?
Questions discussed on today's show:Connect with Loren:
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Email: [email protected] (put "Daniel Crosby" in the subject line to receive one of his books, as our gift to you)
Connect with Daniel Crosby:
Standard Deviations Podcast
The Behavioral Investor (book)
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I'm excited to share this conversation with psychologist and behavioral finance expert, Dr. Daniel Crosby. We discuss the emotional components to money, some of the different biases we all hold that get in our way, and why we react so differently to bad news versus good news, particularly with markets in mind.
Daniel is a natural storyteller, so he's able to take complex studies and research, and explain them in a way that is not only easy to understand, but captivating to listen to as well.Connect with Loren:
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LinkedIn: Loren Sherman
Podcast Page
Email: [email protected] (put "Daniel Crosby" in the subject line to receive one of his books, as our gift to you)
Connect with Daniel Crosby:
Standard Deviations Podcast
The Behavioral Investor (book)
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I had a fun conversation with coffee enthusiast Perry Ross, where we talk about how Perry first got into coffee, how to pick the right coffee bean for you, brewing tips, and much more!
I like to sprinkle in non-financial episodes from time to time, as more retirees take up new hobbies after their non-working years. Perhaps after listening to my conversation with Perry, you will be inspired to add "coffee" to your list of hobbies!
*Ps- as mentioned below, email me and we may even be able to get you a free bag of Perry's own coffee beans
Connect with Loren:
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LinkedIn: Loren Sherman
Podcast Page
Email: [email protected] (put "1724 coffee" in the subject line for a free bag of coffee on us)
Connect with Perry Ross:
1724 Coffee Company
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After a little bit of a summer break, I'm excited to be back in front of the microphone with you! In this episode, I share some of what I've been up to this summer and give you a glimpse into a couple of "can't miss" interviews coming out soon.
We also highlight 3 planning opportunities coming up soon:
Medicare's "Annual Election Period" End-of-Year Tax Harvesting Who Benefits Most From a Roth ConversionWe close up today's show by attempting to clear up some of the confusion between the terms "Fee-Only" and "Flat-Fee."
Connect with Loren:
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LinkedIn: Loren Sherman
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Resources discussed on today's show:
Medicare Readiness Report (Ep. 40)
Tax Harvesting for Year-End (Ep. 18) Let's Get Clear About FEES (Ep. 22) Fee Conversation (Ep. 57) -
Change is a necessary part of life, but one change most people don't expect to go through is a break-up with their financial advisor. It may seem like a strange topic to cover, but if that time ever comes, it's best to be prepared so you're not caught off guard.
Aside from the process itself, we cover why people should consider a break-up with their advisor, as well as a few "not-so-good" reasons to break-up.
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LinkedIn: Loren Sherman
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This was a quick impromptu conversation, as I hopped on the mic on a recent visit down to Kansas City. I hope you enjoy, and I'd love to connect with you if any of this resonate with you personally!
Connor and I discuss:
How a marketing team can lighten the load for financial advisors Why I created a firm with a flat-fee structure, and who this is best suited for Why every firm says they offer "comprehensive" planning, but it's important to ask for examples to see what this looks like And finally, we've covered this in the past, but we reiterate why working with a Fiduciary is important, but how this can be a deceiving term when advisors act in both a sales and fiduciary responsibilityConnect with Loren:
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LinkedIn: Loren Sherman
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In this part II interview with golf pro Eric Peyton, we cover some quick hitting listener questions.
Once again, most episodes will focus on the "wealthy" aspect of Healthy, Wealthy, & Wise, but I'm excited to sprinkle in some hobby-related topics too. If you're someone who has found themselves with more free time in retirement, or just love to golf, stick around for the conclusion of our conversation.Eric and I discuss:
His favorite course and who he'd most like to play a round with The longest drive he's ever hit Golf tips that don't get applied correctly And more!Connect with Loren:
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LinkedIn: Loren Sherman
Resources From Today's Show:
Eric Peyton Golf- schedule a lesson
The Looper Podcast
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This episode was a fun detour from our more common finance-related topics, as I had a chance to sit down with golf professional, Eric Peyton. Eric has been featured in a variety of golf publications, has his own podcast where he discusses all things golf, and gives indoor lessons to golfers of all skill levels wanting to improve their game.
While most episodes focus on the "wealthy" aspect of Healthy, Wealthy, & Wise, I'm excited to sprinkle in some hobby-related topics. For many of us, our careers consume a large chunk of our time. In retirement, hobbies can play an important role and help continue to challenge us in new ways.Eric and I discuss:
Eric's background and how he chose golf over other sports What a lesson with Eric looks like Tips for both the high and low handicapper How to become a better putter And much more!Connect with Loren:
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LinkedIn: Loren Sherman
Resources From Today's Show:
Eric Peyton Golf- schedule a lesson
The Looper Podcast
About our Guest:
Eric has been a golf professional for about 17 years where he has been featured in a variety of golf publications, has his own podcast where he discusses all things golf, and gives indoor lessons to golfers of all skill levels wanting to improve their game.
Additional Resources:
What is a Fiduciary?
Healthy, Wealthy, & Wise Retirement Podcast Page
Healthy, Wealthy, & Wise Retirement YouTube
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