Afleveringen
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How often do you find yourself riding the emotional rollercoaster of finances? One second everything is fine and dandy, you’re going about your day only thinking of money when you’re working on the budget or are out spending money or even planning that vacation. Nothing too heavy, it’s pretty black and white and things feel simple.
The next second your husband is throwing the idea of a job change at you, or someone gets sick and a doctor's bill shows up and you are having to stretch your money as tight as you can without breaking both financially and emotionally.
You find yourself exhausted, irritable and short with everyone. Then piles on the mom guilt and wife guilt (if that’s even a thing) making you feel like a terrible person all because you’re worried about the possible outcome of the change and only having one income. Always questioning if you will have enough to take care of your family.
And that my friend is what today’s episode is all about. I am going to give you 4 things that you can do to ease the stress of living on one income.
So go grab that stroller, plug in those headphones and, Mama, let’s go get you some peace!
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Today we are going to be going over the method that has changed my financial game forever. It’s the reason that my family and I have been able to achieve so much on one budget, like paying off debt, buying houses, renovating those houses, going on vacations, saving for the future and so much more.
The reason we have been able to do so much is because this method makes sticking to your budget easy by eliminating tracking. The one thing that nobody wants to do or has time for, that we end up forgetting and giving up on. The main reason you can’t stick to your budget. It’s not fun, it’s a pain so why not find a way to get rid of it. This method also gives every dollar a job quickly, easily and without worry of it being used on those in the moment splurges.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Grab Your Budget Check Up
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Questions? Email me at [email protected]
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Zijn er afleveringen die ontbreken?
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Living with a Poverty Mindset is a lifestyle that you choose.
It’s a lifestyle full of fear, full of the thought of not having enough. Yes, there are people out there living in poverty, but that’s not you. You are however living with a poverty mindset in one of two ways 1) You're spending everything you have on things that don’t bring you longterm joy or 2) you’re hoarding your money away, saving it with no plan of use or purpose, rather just to have.
Life is full of unknowns and if there is one thing my husband, who loves to just spend money, has taught me is that money is fun and that money can be used to bring us joy and will not harm us in the process. We harm ourselves when we allow fear to control our actions. Taking away what’s important to us and replacing it with uncertainty.
We all want to live abundantly. To thrive and do big things even on a budget, but you have allowed fear to control your actions for so long that it’s become a habit.
And that Mama, is what this episode is all about. You will learn what it means to live with a poverty mindset. The words you say, the actions you take, the way you budget so that you can take action against them and create a life where you are in control of your money living in joy and peace instead of fear and scarcity.
So listen in today as I take you through these three signs and really dig deep to find out what is causing your poverty mindset, so that you can break your habit and live in abundance.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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What do you do when things don’t go as planned?
I don’t know about you, but I can’t tell you one time life happened exactly the way I planned it. I am a full out planner and thrive when I know what’s happening. I am constantly rearranging my life to figure out a better routine or schedule that I can thrive in. However, no matter how hard I try, things always seem to get off track, and I’m stuck problem solving my way out of it.
Budgeting is no different. Life happens that we could never plan for. Things change and we have to figure out how to make the most of it. Sometimes we are proactive, but a lot of the time stress keeps us reactive and doing whatever is needed in the moment.
That is what this episode is all about. I want to help you become proactive instead of reactive, because if you have a plan in place for the unexpected then you don’t end up using money that you need inorder to get through the pay cycle. This will prevent the stress and reactionary responses that put you in a negative spiral.
So listen in as I talk you through what happens when I get off budget and how I am able to reset the budget for the next paycycle.
Xo Molly
P.S. I am offering free Clarity Calls to help you figure out why you are struggling to stick to your budget and help you create your personal solution to stay on budget. Go to Calendly.com/mollybenell and book your call today.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Have you ever found yourself in a position where no one paycheck was the same amount?
Or have you found yourself in a job where it was seasonal and you were only paid a certain amount of months out of the year?
Well that my friend is exactly what this episode is all about.
It’s one thing to have inconsistent paychecks when there are two incomes coming in because you will have the one to fall back on, but when you are on one income the tables are turned and it’s a totally different story.
In this episode you will learn:
What tools you need to set up a budget that you can follow How to confidently create a budget that makes irregular paychecks feel peaceful. Whether you can take a job like this and know if you can make it on one income.So go grab a pen and paper, settle down in a comfy chair and listen in so that you can take your next step to sticking to your budget creating peace on one income.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Do you struggle living on one income? Do you wish there was an easier way? Are you ready to take action and make your one income journey one of joy and abundance?
This episode is the second of two episodes that are going to take you through 9 tips on how to live on one income. These two episodes are going to give you the tools, the mindset shifts and communication needed to live a one income life as a stay at home mom.
So, go grab a pen and paper because these two episodes are chalk full of information that is going to up your one income game and get you closer to sticking to that budget.
Let’s get it.
Xo Molly
P.S. I want to invite you to skip the messy middle of trying to figure this one income life out on your own and grab a Free Clarity Call to learn more about how I can help you start sticking to that budget so that you can start building wealth.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Do you struggle living on one income? Do you wish there was an easier way? Are you ready to take action and make your one income journey one of joy and abundance?
This episode is the first of two episodes that are going to take you through 9 tips on how to live on one income. It’s going to give you the tools, the mindset shifts and communication needed to live a one income life as a stay at home mom.
So, go grab a pen and paper because these two episodes are chalk full of information that is going to up your one income game and get you closer to sticking to that budget.
Let’s get it.
Xo Molly
P.S. I want to invite you to skip the messy middle of trying to figure this one income life out on your own and grab a Free Clarity Call to learn more about how I can help you find money hidden in your budget and get you sticking to that budget so that you can start building wealth. Click here to see if this is what you have been looking for.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Hey Mama, today we are going to be going over why your budget isn’t working for you. A budget is an amazing tool that can get you places you never thought you’d be, but in order to get to that place it has to work for you. It has to be something you and your family can get behind and get excited for, otherwise you’re simply wasting your time creating a plan that you will throw out the window at the first sign of trouble. I know, I’ve been there. That is why today I have chosen 3 specific reasons your budget isn’t working for you and I’m going to give you the next right step to getting your budget on track and something you are excited to follow.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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I recently had someone reach out and ask me about what they could do if they had more expenses than income coming in, specifically they were looking for a way to cut monthly bills. I thought this would be a great thing to share with you because I know what it’s like living on a tight income and there are times that you may be living in the red rather than the black, which is fancy talk for your spending more than you bring in. I thought this would be a great topic to share with you so that if you are in this position or ever come to be in this position you can know the steps to take to get you and your family into a better financial position. So go grab them headphones and maybe your budget and let’s walk through what I like to call a Budget Edit.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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I know how difficult it can be when you sit down to do something and you have no idea what it is you should even be doing. Or maybe you do know some of the tasks but wonder if you should be doing more, like something is missing. That is why I decided I would take you through the big picture view of what it is you should be doing every month when it comes to your finances. The best part of this is that not only are these great tasks that will keep your money moving well for you, but they are also the tasks that God tells us to do in the Bible. That means that by doing these 6 tasks you will be bringing Glory to God and stewarding His money well.
Listen in as we walk through these 6 tasks that are going to move mountains for you in so many ways and let’s get you one step closer to sticking to that budget.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Is decision making difficult for you? Especially the financial ones that are big dollar amounts. Do they bring you stress and interrupted sleep because you don’t know what you should do? That is exactly what we are going to be going over today. It’s time to take back your sleepless nights. It’s time to release that stress and use these 6 steps to decision making that allows you to make difficult decisions in peace knowing that you are doing the right thing.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Hey Mama,
Have you ever sat down and really thought about the way you look at money? Do you feel like you want to do more for others, but your bank account just won’t let it happen? Are you ready to stop stressing over your finances when tragedy hits? These thoughts have haunted me every single time I see someone in need. I want to help so badly, but my inner alarms go off telling me that I don’t have the income to help them or else I will be in danger and they always win out. As I sat down to write up this episode I got deep into the roots of why I think these thoughts. What is keeping me from giving my money to those who are in need the way Jesus would give his own shirt. Why can’t I be like him? I feel torn between doing what’s right and staying safe. In this episode you will learn who is really in control and whether you have allowed money to become your idol, along with the side effects that come with the idolatry of money.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Hello my friend, it’s so good to be here with you today as I’m sitting here thinking about all of the goals my husband and I have set for this coming year. Now who knows if my budget will be able to stand up to all of these dreams and desires, but It's still a rush when I think of all of the things that we would like to accomplish this year. It's that rush that brings the excitement for my budgeting plan. It's that rush that keeps me motivated and accountable when using my budget each month. I know that come the end of the year exhaustion tends to overcome the rush, but it is so important to set these goals and dreams. Have you sat down with your spouse and thought through the things you want your money to do for you? Have you made a game plan on how you are going to achieve them? Well that is what we are going to talk about today! Whether you have 50 dollars left at the end of your paycheck or 2000, you want to make sure that each dollar has a job and the best way to do that is by setting goals!
So head to the kitchen, grab a nice WARM drink because I don't know where you live, but as I’m recording it is currently in the negatives as a high and my warm drinks have been my best friend. But I digress, so go grab that warm drink, pop in them headphones and let’s get to it.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a Financial Strategy Session
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Related Episodes:
5 Ways to Use Your Faith to Become Better With Your Finances -
Have you ever wondered how your faith and your finances go together? Do you desire financial security? Are you looking for a way to release the financial burden and stress that is weighing you down? Well today we are going to dive into the word of God and let scripture be our guide to finding Financial Security and Peace so that you can focus less on your finances or worrying about the dollar amount in your bank account, to being able to focus more on God and your family. Money is given to us by God to Steward for His will so by focusing on our faith we can do better with our finances.
Xo Molly
P.S. Hey Mama, Do you want to stick to your budget, but have no idea where to start? Then I want to invite you to hop on a FREE Clarity Call with me. This is a call where we will identify the leaks in your budget and create a list so that you know which leak in the budget to tackle first. Head on over to calendly.com/mollybenell and grab a FREE Clarity Call so you can Stick To Your Budget by First Learning Where to Start.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Related Episodes:
Seeking God First to Fight the Worries of Living on One Income Do Your Finances Give You a Heart of Fear, Worry and Anxiety? How a Small Amount of Faith Can Calm the Storm. -
How often do you find yourself unable to stick to your budget all because you can’t get yourself to fill out a simple ledger or better said track your spending? In today’s episode you are going to get a look at the system I used not only to keep track of my own spending, but that I coach on and you could have as well when you book a Financial Strategy session with me. We are going to dive into what it looks like to track your finances so that you can start sticking to your budget today. Just imagine being able to shed the fear of overspending because that is what this system will do for you!
Xo Molly
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go see if this is what you’ve been looking for.
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Next Steps:
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Book Your Financial Strategy Session
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Hey Mama, it is officially 2024, and it’s the perfect time to start getting your finances in order so that you can confidently walk though the new year. That is why I thought today would be the perfect day to walk you through my journey of becoming a one income family. There are so many great lessons and ah ha moments that have not only changed the way I do budgeting, but have transformed my finances into what they are today. This transformation has given us the tools and ability to make sound financial decisions like changing jobs, buying vehicles, taking unexpected trips all without the stress and overwhelm that comes with it.
Xo Molly
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go to calendly.com/mollybenell and see if this is what you’ve been looking for.
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Next Steps:
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Book a FREE Clarity Call
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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Related Episodes:
40. My Number One Rule That Keeps You From Spending Money You Don’t Have!
55. Living Paycheck to Paycheck? Put Your Bills on Autopilot to Ease the Stress
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In today’s episode I’m going to take you through my Christmas Budget. I am going to share my wins and my losses, what I could have done differently and how I can use that information to up my monthly budgeting game. So, whether you are cleaning up from Christmas, of which I hope you had a great Christmas, or if you are finally getting to relax after all of the hustle and bustle, grab a nice warm drink, take 5 with me and let’s dive into how I did with my Christmas Budget so that you can do the same with yours.
XO Molly
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go see if this is what you’ve been looking for.
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Next Steps:
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Book Your Financial Strategy Session
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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I think the famous and almost annoying phrase that we hear on the daily is there are only 24 hours in a day and no matter how irritating it may be to hear, we still feel it. When we are trying to cram everything we can into one day, overwhelm and burnout and eventually convince us to quit. That is why in this episode I am going over 3 budgeting Systems that are not only going to save you time, but will save you time, money and help you easily stick to your budget.
Xo Molly
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go see if this is what you’ve been looking for.
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Next Steps:
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Book Your Financial Strategy Session
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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How long does it take you to pay your bills? What if you could do it in 5 min? Today’s episode is going to change how you pay your bills forever. It’s going to take away the stress, it’s going to take away the guesswork, it’s going to give you back your time but more importantly it’s going to make sure that all your bills are paid and paid on time! This system will help ease up that mental stress caused by your finances by making it simple and less hands on. The only time you will have to get back into this system is when you add or subtract a payment otherwise it stays the same every single paycheck.
Xo Molly
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go see if this is what you’ve been looking for.
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Next Steps:
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Book Your Financial Strategy Session
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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The one constant that we can come to expect in our financial journey is the unexpected. You work so hard to stick to your budget so that you can save money, hit those goals and so much more. But what you don’t plan for because let’s be real, it’s not fun, are the unexpected events, or better said emergencies.
You don’t want to think about things going wrong. You don’t want to think about losing a loved one. When you sit down to plan, it’s for that perfect life that goes without kinks and twists and turns that make you want to pull your hair out, but that’s life! It’s the unexpected, having to deal with things we never thought we would be worrying about. Whether it’s your vehicle, your house, your health, losing a job, having a plan for the unexpected is paramount for that financial stability and peace you are looking for.
That’s exactly what this episode is all about, emergency funds and how to financially handle the unexpected.
Xo Molly
P.S. I want to invite you to head over and grab a Financial Strategy Session so that you can start creating habits and setting in place small changes that will get you closer to sticking to your budget and finding yourself able to focus on your family more than your finances. Go see if this is what you’ve been looking for.
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Next Steps:
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Book Your Financial Strategy Session
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Join The One Income Family Community
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Become a One Income Family Insider
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Questions? Email me at [email protected]
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