Afleveringen
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What makes a truly excellent financial advisor? In this episode of Mindful Money, we explore 12 key qualities that set the best advisors apart—from asking the right questions and providing clear, honest fee structures to offering proactive solutions and helping you stay on track during turbulent times. We also discuss why trust, emotional intelligence, and long-term planning matter more than flashy investment strategies. If you’ve ever wondered whether your advisor is truly working in your best interest, this episode will give you the tools to assess their effectiveness—and determine whether it’s time to seek a better financial partner.
In this episode:
(00:00) - Intro
(04:46) - What defines an excellent financial advisor
(05:59) - The 12 Markers of an excellent financial advisor
(06:05) - Asking questions
(07:19) - A clear fee structure
(08:31) - Not afraid to challenge
(10:02) - Clear explanations of process
(11:28) - A commitment to continuous learning
(12:29) - Emotional intelligence
(14:25) - Attention to detail
(15:33) - Time management and organization
(16:34) - A strong professional network
(17:18) - Proactive problem solvers
(18:07) - Stick to the plan
(18:58) - High client retention
Get full show notes and links at https://mindful.money.
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. -
Christine Benz is director of personal finance and retirement planning for Morningstar and senior columnist for Morningstar.com. In that role, she focuses on retirement and portfolio planning for individual investors. She also co-hosts a podcast for Morningstar, The Long View, which features in-depth interviews with thought leaders in investing and personal finance. She is a frequent public speaker and is widely quoted in the media, including The New York Times, The Wall Street Journal, Barron’s, CNBC, and PBS. In 2020, Barron’s named her to its inaugural list of the 100 most influential women in finance; she appeared on the 2021 list as well. In 2021, Barron’s named her as one of the 10 most influential women in wealth management.
In this episode, I talk with Christine about some key lessons from her book, How to Retire: 20 Lessons for a Happy, Successful, and Wealthy Retirement. We cover everything from smart withdrawal strategies to healthcare planning and the deeper question of purpose in retirement. Christine shares expert insights on balancing financial security with personal fulfillment, helping you prepare for a meaningful life post-career. Whether you’re planning ahead or already retired, this conversation offers valuable guidance for making the most of your next chapter.
In this episode:
(00:00) - Intro
(01:21) - Meet Christine Benz
(02:53) - Christine's experiences with money and entrepreneurship growing up
(05:06) - Christine's career journey
(10:22) - Writing a book on retirement
(15:24) - Finding your retirement style
(22:10) - Health and retirement
(25:59) - The importance of relationships in retirement
(29:16) - Finding purpose in retirement
(32:55) - The Role of financial advisors in retirement planning
(35:20) - Best advice for a successful retirement
(36:44) - One habit to stop for a happier retirement
(37:42) - Personal reflections and key takeaways
Get full show notes and links at https://mindful.money.
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. -
Zijn er afleveringen die ontbreken?
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Maggie Jackson is an award-winning author and journalist with a global reach. Her new book, Uncertain: The Wisdom and Wonder of Being Unsure, explores why we should seek not-knowing in an era of angst and flux.
In this episode, I talk with Maggie about the transformative power of uncertainty, challenging cultural assumptions about certainty and success. Maggie explains how embracing uncertainty fosters creativity, resilience, and well-being. Drawing from neuroscience and personal insights, we discuss strategies for tolerating and even thriving in the unknown. From the surprising role of ambivalence in leadership to daily practices that build confidence in uncertainty, we dive into practical wisdom for navigating life’s unpredictability with grace and curiosity.
In this episode:
(00:00) - Intro
(01:15) - Meet Maggie Jackson
(02:36) - Maggie's background and early life
(04:14) - Defining uncertainty
(06:49) - The importance of embracing uncertainty
(11:29) - Cultural and individual perspectives on certainty
(18:17) - The myth of certainty
(21:45) - The benefits of embracing uncertainty
(26:05) - Choosing thoughtfulness over fear
(28:59) - Curiosity and tolerating the stress of the unknown
(34:44) - Sitting with discomfort and using uncertainty as a tool
(36:51) - Applying uncertainty in decision-making
(40:47) - Personal reflections and final thoughts
Get full show notes and links at https://mindful.money.
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. -
Jessica Calarco is a Sociologist and Professor at the University of Wisconsin-Madison. She is an award-winning teacher, a leading expert on inequalities in family life and education, and the author of Holding it Together: How Women Became America’s Safety Net.
In this episode, I talk with Jessica about how the U.S. relies on women as an unofficial safety net, burdening them with unpaid and underpaid caregiving roles. We discuss the myths of meritocracy, societal inequalities, and the structural forces pushing women into precarious labor. Jessica also highlights care’s transformative potential, showing how collective care policies could alleviate inequality and foster solidarity. It’s an eye-opening conversation on systemic issues and solutions that prioritize dignity, opportunity, and shared responsibility for all.
In this episode:
(00:00) - Intro
(02:05) - Jessica's background and early lessons on money and entrepreneurship
(05:20) - The research behind 'Holding It Together'
(06:35) - How COVID-19 impacted mothers
(07:36) - Statistics on gender inequality in caregiving
(08:48) - The historical context of the US social safety net
(09:37) - The role of wealthy business owners
(11:20) - Gender dynamics in caregiving
(13:10) - How a weak social safety net impacts women
(17:47) - Cultural differences and gender roles
(19:08) - The false promises of meritocracy
(22:21) - Why hard work doesn’t guarantee success
(24:28) - Building a better social safety net
(28:54) - Are big corporations to blame?
(32:36) - How government and legislation create a precarious workforce
(37:24) - A brighter future for America's overburdened workforce
(41:08) - Jessica's takeaways
Get full show notes and links at https://mindful.money.
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. -
Vicky Reynal is the first financial psychotherapist in the UK, where she has pioneered an approach that applies psychodynamic psychotherapy principles to working with client’s complex relationship with money. Her award-winning book “Money on Your Mind: The Psychology Behind Your Financial Habits” is being translated in 8 languages.
In this episode, I talk with Vicky about the emotional dynamics behind our relationship with money. Vicky discusses the deep emotional connections behind money habits, illustrating how childhood experiences influence behaviors like overspending, hoarding, and financial secrecy. Drawing insights from her book, Money on Your Mind, she emphasizes the importance of curiosity and self-compassion in understanding these patterns. Vicky also explores the societal taboos surrounding money and their role in perpetuating shame and anxiety.
In this episode:
(00:00) - Intro
(01:06) - Meet Vicky Reynal
(03:04) - Understanding emotional reactions to money
(06:03) - Exploring financial behaviors and emotions
(09:43) - The role of curiosity and self-compassion
(16:06) - Financial literacy and emotional awareness
(25:41) - Generosity and its complexities
(29:11) - Navigating inheritance and family dynamics
(30:54) - Gender differences in financial perceptions
(33:20) - Financial advice for couples
Get full show notes and links at https://mindful.money.
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. -
Jason Schappert is a serial entrepreneur and financial technology visionary dedicated to empowering individuals to achieve financial freedom. He is the co-founder of Moola, an AI-driven investment platform that simplifies complex financial concepts and provides personalized insights and recommendations to help users make informed investment decisions.
Jason’s journey from aviation to fintech highlights his passion for teaching and empowering individuals to achieve financial freedom. We explore the importance of financial literacy, the parallels between piloting and investing, and how small, mindful money habits—like saving spare change—can lead to significant financial growth. Jason also shares his mission to simplify financial management for everyday users, offering actionable advice to build wealth and reduce financial stress.
In this episode:
(00:00) - Intro
(01:02) - Meet Jason Schappert
(02:45) - What Jason learned about money and entrepreneurship growing up
(07:34) - From aviation to financial literacy
(10:10) - The birth of Moola
(11:17) - The parallels between piloting and investing
(18:19) - Moola's vision and future
(20:08) - Moola banking and budgeting
(22:03) - Real-time reconciliation
(24:48) - Financial education and literacy
(25:49) - Gamifying financial education
(29:48) - Investment advice and strategies
(36:16) - Personal reflections
Get full show notes and links at https://mindful.money.
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. -
Ed Vargo is the Co-Founder and CEO of Burning River Advisory Group and enlightenHer a community focused on financial mentorship for women. With more than 20 years in financial services, Ed helps women navigate long-term financial planning for all stages, including retirement and transitions related to divorce or spousal death.
In this episode, I talk with Ed about empowering women to gain confidence and clarity around money. Ed shares how his mother’s financial struggles after divorce shaped his passion for helping women gain financial confidence. We discuss the challenges women face—like emotional attachments, societal biases, and confidence gaps—and how holistic financial planning can make a life-changing difference. Ed also highlights his approach to teaching healthy money values, both in his family and with clients, offering practical strategies for women navigating transitions like divorce or widowhood.
In this episode:
(00:00) - Intro
(01:47) - Ed’s background and financial journey
(09:18) - Behavioral differences in financial approaches
(13:30) - The financial services industry and gender dynamics
(25:27) - Creating teachable moments about money
(28:09) - Impact of parental money conversations
(30:26) - Challenges of modern parenting
(32:44) - The role of financial advisors
(34:02) - Holistic financial planning
(38:48) - Navigating divorce financially
(45:33) - Introducing enlightenHer
Get full show notes and links at https://mindful.money.
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. -
In this episode of Mindful Money, we’ll explore how to choose the right financial planning approach—DIY, digital advisors, or human advisors—based on your needs, goals, and preferences. We’ll highlight key questions to ask, common risks, and the value of consistency and mindfulness in navigating your financial journey with confidence.
In this episode:
(00:00) - Intro
(01:09) - Changes coming in 2025
(04:33) - Honoring my brother’s legacy
(08:12) - Deciding if you need a financial advisor
(08:59) - Understanding different types of financial advice
(10:51) - The three key financial decisions
(13:01) - Exploring digital advisors
(14:15) - Benefits of human advisors
(18:59) - Questions to ask potential advisors
(26:41) - Conclusion and next steps
Get full show notes and links at https://mindful.money.
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. -
George Kinder is an author and international thought leader. Known in the financial industry as the father of Life Planning, George authored three books on money as he revolutionized client-centered financial advice through experiential trainings for thousands of advisors from more than 30 countries across six continents.
In this episode, I talk with George about his latest book, The Three Domains of Freedom, which explores achieving freedom through mindfulness, purposeful living, and societal change. We dive into the power of contemplative practices, the balance between financial necessity and personal growth, and the need for a fiduciary standard across all institutions to foster truth, democracy, and sustainability. George challenges us to embrace mindfulness as a tool for moment-to-moment mastery and discusses how intentional life planning can unlock true freedom. We also address systemic issues like economic inequality and environmental crises, offering hopeful solutions rooted in shared responsibility and ethical leadership.
In this episode:
(00:00) - Intro
(03:04) - George’s background and life journey
(05:16) - The financialization of life and its impact
(09:30) - The importance of mindfulness and contemplative practices
(17:15) - The Three Domains of Freedom
(21:43) - Reflecting on life’s final moments
(22:34) - The importance of relationships and legacy
(24:00) - Exploring the third domain of freedom
(27:21) - The fiduciary concept and its impact
(29:42) - Global standards and the prisoner’s dilemma
(32:18) - Revolutionizing corporate responsibility
(39:20) - Personal reflections and final thoughts
Get full show notes and links at https://mindful.money.
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney. -
Jordan Grumet found the spark to become a doctor after a deeply personal event reshaped his life's trajectory. The unexpected loss of his father, an oncologist, ignited a passion within him to practice medicine and instilled a unique vantage point that later melded seamlessly with his financial expertise. This convergence of roles has spurred him to explore profound notions like wealth, abundance, and financial independence with a thoughtful and critical lens.
In this episode, I talk with Jordan about the shift from chasing societal ideals to building true purpose. Jordan shares insights from his new book, The Purpose Code, emphasizing how embracing community and aligning with personal anchors of joy can lead to a fulfilling life. We also discuss the psychological impact of social media, generational trauma vs. generational growth, and the challenges of defining a moral and ethical life.
In this episode:
(00:00) - Intro
(03:24) - Jordan's early life and career
(07:44) - The mirage of wealth
(12:06) - Purpose and community
(13:55) - Lack of authenticity, purpose, and economics
(15:28) - Little "p" purpose vs. big "P" purpose
(20:34) - Purpose and impact
(24:11) - Generational trauma vs generational growth
(29:17) - Discovering Purpose Anchors
(32:17) - How to engage in your chosen purpose
(33:21) - Jordan's social media habits
(37:11) - The ultimate question of morality
(38:56) - Connect with Jordan
Get full show notes and links at https://mindful.money.
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney.
This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy -
Brian Herriot writes and speaks about the power of time freedom. As a financial coach and founder of Choosy Consultant, he helps mid-career professionals escape the corporate grind. His frameworks for personal growth and financial success all start with taking back control of our one truly limited resource: time.
In this episode, I talk with Brian about finding freedom and balance in your career. Brian shares insights from his journey as a consultant and founder of Choosy Consultant, where he helps mid-career professionals design lives that prioritize time over money. Emphasizing the importance of self-reflection, Brian advocates for “lifestyle freedom”—the ability to define and pursue personal success without succumbing to conventional career pressures. We discuss strategies for avoiding burnout, reimagining financial goals, and aligning one’s career with core values. Brian also touches on “the smile curve” of happiness and how he restructured his life to enjoy summers at a lakeside cabin, inspiring others to envision work as a means to support meaningful living.
In this episode:
(00:00) - Intro
(01:02) - Meet Brian Harriot
(03:37) - The path to entrepreneurship
(06:36) - The importance of time and lifestyle freedom
(07:35) - Career arc and founding Choosy Consultant
(10:57) - Balancing financial and professional freedom
(17:49) - The Smile Curve: Understanding life’s happiness arc
(21:50) - Navigating midlife transitions
(24:55) - Creative financial solutions
(25:45) - Breaking conventional thinking
(28:04) - Understanding the corporate grind
(30:05) - Balancing entrepreneurship and personal life
(41:02) - Investment strategies
(43:17) - Personal reflections
Get full show notes and links at https://mindful.money.
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney.
This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy -
In this final episode of our Modular Financial Planning series, we’ll explore “portfolio optimizers”—strategies that add a bit of extra return potential to a well-diversified portfolio. These steps, like managing taxes, flexible trading, and securities lending, can enhance outcomes but aren’t essential if you’ve followed our previous nine steps. If you’re already saving, investing, and rebalancing consistently, you’ve done enough. For those seeking a little boost, these optimizers may be worth exploring with your advisor.
In this episode:
(00:00) - Intro
(01:09) - Portfolio optimizers
(03:54) - Reducing expenses
(05:00) - Tax management
(07:48) - Investment factors
(12:53) - Securities lending
(14:18) - Flexible trading
(16:04) - Conclusion and next steps
Get full show notes and links at https://mindful.money.
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney.
This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy -
In this episode of Mindful Money, we break down the essentials of mindful investing within the larger modular financial planning framework. We’ll focus on three foundational practices: asset allocation, diversification, and rebalancing. These simple yet powerful steps can guide you to a successful long-term portfolio without succumbing to market predictions or emotional reactions. We’ll also discuss mindfulness exercises, like box breathing and body scans, to help manage the impulses of fear and envy in investing. By staying present and committed to these principles, you can navigate the market’s ups and downs with confidence and peace of mind.
In this episode:
(00:00) - Intro
(01:27) - The importance of managing investments and people
(06:21) - Core practices of mindful investing
(07:34) - Asset allocation explained
(10:55) - Diversification and its benefits
(12:40) - Rebalancing your portfolio
(18:49) - Mindfulness practices for better investing
(23:17) - The benefits of mindfulness on your investments
Get full show notes and links at https://mindful.money.
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney.
This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy -
In this episode of Mindful Money, we explore the choice between paying off low-interest debt and building taxable savings. While paying down high-interest debt is crucial, once that’s done, the focus should shift toward maximizing retirement savings and investing in taxable accounts. We'll discuss how the power of compounding can make investing more beneficial than paying off low-interest debt. We'll also touch on the flexibility that taxable accounts provide, especially in retirement, where they allow for tax-efficient withdrawals. Ultimately, financial planning is about building a life well-lived, not just accumulating wealth.
In this episode:
(00:00) - Intro
(02:27) - Reaching financial basecamp
(04:18) - Three steps on the way to the summit
(04:36) - Debt management vs. investment
(06:08) - Optimizing your financial decisions
(09:03) - The power of compounding
(10:33) - Investing vs. paying off debt
(12:09) - Taxable accounts and their benefits
(13:12) - Tax strategies for retirement
Get full show notes and links at https://mindful.money.
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney.
This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy -
In this episode of Mindful Money, we explore strategies for retirement planning. We’ll dive into the critical topics of saving, investing, retirement income, retirement age, Social Security, living arrangements, and more. We’ll also discuss investment strategies like maintaining a low withdrawal rate, diversification, and having a balanced portfolio, as well as practical advice on retirement accounts like 401(k)s and IRAs, and asset allocation. The goal is to help you make mindful financial decisions to ensure a secure retirement and build a lasting legacy.
In this episode:
(00:00) - Intro
(01:15) - Defining financial independence
(02:15) - Variables in retirement planning
(03:07) - Social Security and healthcare considerations
(04:27) - The need for early retirement planning
(07:15) - Mind the gap: calculating retirement needs
(08:56) - Withdrawal rates and portfolio management
(10:49) - Creating a legacy and setting savings goals
(11:45) - Choosing the right retirement account
(12:04) - Employer-sponsored plans and IRAs
(14:46) - Investment basics and compounding
(15:56) - Types of investments: owners vs. loaners
(18:40) - Building a diversified portfolio
Get full show notes and links at https://mindful.money.
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney.
This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy -
In this episode of Mindful Money, we talk about the critical step of eliminating high-interest debt, a common financial burden that hinders progress toward financial freedom. We’ll discuss the importance of identifying high-interest debt, the impact it has on your finances and health, and strategies for tackling it effectively through debt snowball and debt avalanche methods. We’ll also discuss the balance between debt repayment and investing, and the benefits of handling debts wisely to achieve a happier, financially stable life.
In this episode:
(00:00) - Intro
(00:58) - Understanding and tackling high-interest debt
(02:03) - Strategies for debt elimination
(07:30) - Balancing debt repayment and investing
(09:26) - Low-interest debt and financial strategy
Get full show notes and links at https://mindful.money.
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney.
This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy -
In this episode of Mindful Money, we dive into the importance of building an emergency fund as the foundation of a successful financial plan. The purpose of an emergency fund is to cover unexpected expenses and provide peace of mind. We'll discuss guidelines on how much to save based on different life stages, from young adults to retirees, and explore practical steps for calculating and building your emergency savings. An emergency fund is a crucial safety net to protect against financial setbacks and ensure long-term financial stability.
In this episode:
(00:00) - Intro
(01:07) - Building your emergency fund
(02:11) - What is an Emergency Fund?
(03:14) - How much should you save?
(04:51) - Emergency fund by life stages
(08:23) - Calculating your minimum emergency fund
(09:25) - When to use your emergency fund
Get full show notes and links at https://mindful.money.
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney.
This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy -
In this episode of Mindful Money, we’re discussing the critical step of adopting a savings habit. Spending less than you earn, establishing healthy financial habits early, and taking advantage of compounding interest are crucial. Create a vision for your ideal life and align your financial priorities with that vision. These steps, along with automating your savings and making mindful spending choices, will help you build financial security, eventually leading to a comfortable retirement.
In this episode:
(00:00) - Intro
(01:51) - The savings habit
(02:22) - Spend less than you earn
(03:38) - Two financial statements every business needs
(05:14) - Empathizing with your future self
(06:06) - Take advantage of compounding
(07:48) - Ranking your priorities
(09:44) - Automate your savings
(10:59) - Re-Investing your savings
(11:17) - Next steps
Get full show notes and links at https://mindful.money.
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney.
This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy -
In this episode of Mindful Money, we dive into step two of the modular financial planning process—developing a clear vision of your ideal life. It’s critical to think through each step in creating this vision, such as identifying personal values, declaring a meaningful purpose, envisioning your perfect life, writing a professional mission statement, and setting actionable personal goals. Following these steps will help you create a written financial plan that reflects your deepest values and aspirations. Financial security is a journey that requires acceptance, self-reflection, planning, and hope.
In this episode:
(00:00) - Intro
(01:13) - Understanding financial security
(02:18) - Developing your ideal life vision
(06:30) - Five essential elements of your vision
(06:46) - Identifying personal values
(07:45) - Stating your meaningful purpose
(09:34) - Picturing your perfect life
(11:04) - Creating a professional mission statement
(11:56) - Setting personal goals
(13:42) - Next steps
Get full show notes and links at https://mindful.money.
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney.
This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy -
In this episode of Mindful Money, we'll talk about the first step in the modular financial planning process. Contrary to common advice, financial planning should begin with understanding what is worth seeking in life. It's important to go through a process of self-discovery and introspection before setting financial goals. We'll explore the eight pillars of happiness and how they form the foundation for lasting happiness and effective financial planning. Join me as we learn how to align our financial decisions with what truly matters, ultimately leading to a fulfilling and satisfying life.
In this episode:
(00:00) - Intro
(01:08) - Life lessons from my father
(01:53) - Challenging materialism
(02:49) - The importance of self-discovery
(06:11) - Eight pillars of happiness
(06:15) - Health: The foundation of happiness
(07:21) - Engagement: Active participation in life
(08:15) - Relationships: The key to happiness
(10:56) - Meaning: Finding purpose in life
(12:09) - Accountability: Staying true to yourself
(13:16) - Generosity: The joy of giving
(15:55) - Optimism: The power of positive thinking
(17:15) - Gratitude: Appreciating what you have
(18:52) - Conclusion and next steps
Get full show notes and links at https://mindful.money.
Watch the episode on YouTube: https://www.youtube.com/@MindfulMoney.
This podcast uses the following third-party services for analysis: Chartable - https://chartable.com/privacy - Laat meer zien
