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  • In this episode, host Lloyd James Ross, a seasoned investor and entrepreneur, tackles the pressing issue of credit card debt and its impact on financial health. He opens with alarming statistics, revealing that the average person carries $6,400 in debt, with credit card interest rates soaring at 21%. Lloyd emphasizes the importance of understanding one’s financial situation and provides actionable strategies to break free from old money habits. He highlights the staggering fact that 50% of people are currently defaulting on their credit cards, the highest rate since the global financial recession, and discusses the implications of defaulting on credit scores. Tune in to learn how to take control of your finances, grow your wealth, and achieve financial freedom.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:02:38] Steps to get out of debt.

    [00:04:18] Pay off high-interest debt.

    [00:08:39] Selling assets to pay debt.

    [00:10:40] Emotional attachment to objects.

    [00:12:35] Negotiating credit card debt.

  • In this episode, host Lloyd James Ross, a seven-figure investor and entrepreneur, dives into the realities of managing debt and building wealth. He emphasizes that no one is truly "self-made" and discusses the importance of understanding financial behaviors rather than just focusing on money problems. With a candid look at a listener's situation—nearly a million dollars in debt, including a mortgage, student loans, and credit card debt—Lloyd provides insights on how to approach financial stress without resorting to bankruptcy. He highlights the significance of investing in assets like stocks and real estate to create passive income. Tune in for practical strategies and mindset shifts that can help you take control of your finances and achieve financial freedom.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:02:09] Behavior problem with debt.

    [00:05:04] Crypto trading strategies and insights.

    [00:08:56] Crypto's value and productivity.

    [00:10:36] Passive income strategies discussed.

    [00:13:12] Wealth building through investment.

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  • In this episode, Lloyd James Ross, a seven-figure investor and entrepreneur, addresses the common misconceptions surrounding personal finance and investment. He highlights how many people invest based on trends or peer pressure without truly understanding what they’re investing in. Lloyd emphasizes the importance of financial literacy and encourages listeners to take a proactive approach to managing their money. He discusses the necessity of regularly reviewing one’s financial situation and understanding where money is being spent. With practical insights and strategies, Lloyd aims to empower listeners to break free from old money habits and achieve financial freedom. Tune in to learn how to make your money work for you and gain control over your financial future.

    Want to achieve financial freedom and build lasting wealth? Get the strategies you need—grab your copy of Money Buys Happiness today: http://moneybuyshappinessbook.com

    Follow Lloyd:

    https://www.instagram.com/lloydjamesross/?hl=en

    https://www.linkedin.com/in/lloyd-james-ross-87818129a/?originalSubdomain=au

    https://www.facebook.com/5stepstomillions/

    https://www.tiktok.com/@lloydjross

    https://x.com/lloydjamesross

    Timestamps

    [00:00:00] Introduction

    [00:01:14] Cleaning your money habits.

    [00:03:18] Money management behaviors.

    [00:07:28] Status games vs. wealth games.

    [00:12:44] Delaying gratification for financial success.

    [00:16:42] Avoid borrowing for depreciating assets.

  • In this episode of Money Grows On Trees: The Podcast, host Lloyd Ross delves into the intriguing concept of "Punchcard Investing," a methodology inspired by Warren Buffett's legendary investment strategies. Ross unpacks how adopting a "20-punch card" mindset can alleviate investment stress, enhance patience, and significantly improve financial returns. By waiting for the perfect pitch – much like a skilled baseball player focusing on their happy zones – investors can achieve remarkable results without the need for constant trading or speculation.

    Tune in to discover real-life examples, valuable insights from investment greats, and why sometimes the best move is to not swing at all. Don't miss this enlightening episode filled with practical advice that could transform your investment approach.

    Timestamps:

    00:00 Punch card investing simplifies and focuses investments.

    04:47 Patience in investing leads to smarter decisions.

    08:39 Invest big on compelling investment opportunities.

    10:08 Patiently wait for growth; seek undervalued opportunities.

    13:36 Investing in Bank of America yielded 7x return.

    16:38 Check out podcast and book by Lloyd.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Resources and Links:

    - Explore Lloyd’s insightful books: Money Buys Happiness Book

    - Connect with Lloyd on Telegram: Lloyd’s Telegram

    - Leave a review and get a shoutout on the podcast: Spotify Review

    Call to Action:

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

    ~~~~~~~

    The material in this...

  • In this must-listen episode of Money Grows On Trees: The Podcast, host Lloyd Ross unveils the ultimate money-making algorithm—a six-step formula designed to help you generate income consistently and predictably. Drawing comparisons to everyday activities like baking banana bread, Lloyd breaks down each step from crafting an irresistible offer to scaling your efforts. Whether you're an aspiring entrepreneur or looking to boost your financial acumen, this episode provides actionable insights and real-life examples to transform your money mindset. Tune in to discover how you can apply this algorithm to make money online, grow your wealth, and achieve financial freedom. Don't miss out on this game-changing guide to financial success!

    Timestamps:

    00:00 There's a formula for making money, algorithmically.

    06:14 Sell irresistible banana bread at affordable prices.

    06:47 Scale offers to solve problems for profit.

    11:15 Tap existing audiences to generate leads effectively.

    15:16 Follow steps in order to convert sales.

    17:51 Increase activity tenfold to maximize success.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Call to Action:

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

    ~~~~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision to take action or not take action on any matter it covers. Listeners should obtain professional advice, where appropriate, before making any such decision. To the maximum extent permitted by law, the author and publisher disclaim all responsibility and liability to any person,...

  • Have you ever wondered how some people consistently stay motivated day in and day out? In this episode of "Money Grows On Trees: The Podcast," host Lloyd Ross reveals the secret to cultivating internal motivation that lasts.

    How can you maintain your motivation even when external factors let you down? What role does having a clear vision of your future play in sustaining your drive? Tune in as Lloyd answers these questions and explores the connection between vision and motivation.

    You'll also hear an inspiring story about making bold life changes for a better future. Don't miss this episode; it might just be the permission you need to go for it! Thanks for listening, and remember, money grows on trees!

    Timestamps and Key Sections:

    00:00 Energy depends on diet, sleep, and exercise.

    05:13 Have a vision, take action, embrace change.

    07:50 Clarity and vision lead to internal motivation.

    11:14 Check links, buy book, join mentorship program.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Resources and Links:

    - Explore Lloyd’s insightful books: Money Buys Happiness Book

    - Connect with Lloyd on Telegram: Lloyd’s Telegram

    - Leave a review and get a shoutout on the podcast: Spotify Review

    Call to Action:

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

    ~~~~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this...

  • In this episode of Money Grows On Trees: The Podcast, host Lloyd Ross reveals a powerful framework that can transform the way you set and achieve your financial goals. Whether you've struggled with sticking to your New Year's resolutions or just want to supercharge your progress, this episode has the answers.

    Have you ever wondered why your financial goals never seem to stick? Discover Lloyd's insights as he breaks down a step-by-step process that ensures you not only set but also achieve your most ambitious goals. Plus, you'll learn practical tactics to keep your motivation high throughout the year.

    Do you know the strategy and tactics needed to turn your goals into reality? Lloyd shares real-life examples, including his personal goal of becoming a best-selling author and even his adventure with baking the perfect banana bread. You'll walk away with actionable steps you can start applying immediately to your own financial journey.

    Join us and discover how to achieve anything with Lloyd's secret framework on Money Grows On Trees: The Podcast.

    Timestamps :

    00:00 Learn effective goal-setting to achieve progress.

    06:23 Tactics, strategy, outcomes: framework for success.

    09:57 Inspired to make banana bread from experience.

    11:49 Algorithms guide all successful processes.

    13:54 Vision casting helps achieve financial goals efficiently.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Call to Action:

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

    ~~~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular circumstances. It should not be relied on as the basis for any decision...

  • In this captivating end-of-year episode of "Money Grows On Trees: The Podcast," your Millionaire Money Mentor Lloyd Ross takes you on a reflective journey through the top 9 financial lessons he learned in 2024.

    From making hard decisions and mastering patience to the power of partnerships and the underrated simplicity of indexing, Lloyd shares invaluable personal insights and practical advice that promise to transform your financial mindset. Whether you're looking to set solid goals for 2025 or seeking wisdom to scale your wealth, this episode is packed with actionable tips and deeply philosophical musings that you won't want to miss.

    Plus, discover why one connection can change everything and how windfalls can come when you least expect them. Tune in to gain the wisdom that will set you up for a prosperous new year! ✨💸

    Ready to grow your financial knowledge? Click play and start your journey with Lloyd Ross now! 🎧🌳 #FinancialFreedom #MoneyLessons #PodcastEpisode #2024Reflection

    Timestamps:

    05:14 Prioritize experiences and memories over money.

    06:27 Learning patience through life's challenges and investments.

    11:22 Paused book to focus on education business.

    15:41 Index funds: passive, low-cost, effective, compounding investments.

    16:41 Indexing from the start would have increased wealth.

    20:36 Organized finances attract unexpected financial windfalls.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    To join Lloyd's Free Webinar: https://tinyurl.com/tv642p5k

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

    ~~~~~~~~~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice....

  • In this eye-opening episode of Money Grows On Trees, host Lloyd Ross challenges conventional wisdom by revealing that even your savings account is an investment. Are you concerned about taking the first step into investing, worried about risks, or unsure about the impact of inflation on your savings?

    Lloyd breaks down how your money in a bank is essentially a low-return bond and explains why financial education is crucial for maximizing your returns and combating inflation. Discover why sitting on cash might not be as safe as it seems and learn practical tips for moving towards more effective investment strategies like index funds. This episode is a must-listen for anyone looking to transform their financial mindset and grow their wealth.

    Intrigued? Tune in now to learn how to wield the power of money and make your savings truly work for you.

    Timestamps and Key Sections:

    00:00 Bank savings equal investing through bank bonds.

    03:07 Educate yourself: invest smartly to fight inflation.

    07:02 Invest in yourself: Buy two financial books.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Resources and Links:

    - Explore Lloyd’s insightful books: Money Buys Happiness Book

    - Connect with Lloyd on Telegram: Lloyd’s Telegram

    - Leave a review and get a shoutout on the podcast: Spotify Review

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian...

  • Join Lloyd Ross in the latest episode of Money Grows on Trees, where he delves deep into the current state of the global economy. From Australia's property bubble to the potential renaissance of the American economy under new leadership, Lloyd provides his insightful analysis on various economic landscapes.

    Discover valuable tips on navigating through unprecedented economic conditions, the importance of investing wisely, and where potential opportunities lie amidst market volatility. Don't miss Lloyd's unique perspective on the interplay between global and domestic markets and how to position yourself for financial success in 2024 and beyond. Tune in now for a comprehensive and engaging economic update!

    Timestamps and Key Sections:

    00:00 Focus on long-term assets, regardless of economy.

    06:11 Opportunities in Australia; U.S. addressing debt issues.

    09:15 US shifting military focus to drone technology.

    12:02 Value found in Chinese tech amid geopolitical risks.

    16:58 AI and robotics will drive productivity gains.

    18:20 Signed publishing deal with Wiley for book.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Resources and Links:

    - Explore Lloyd’s insightful books: Money Buys Happiness Book

    - Connect with Lloyd on Telegram: Lloyd’s Telegram

    - Leave a review and get a shoutout on the podcast: Spotify Review

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author...

  • In this eye-opening episode of "Money Grows On Trees: The Podcast," host Lloyd Ross delves into the daunting topic of debt and provides listeners with a practical, step-by-step guide on how to pay it off faster. Lloyd shares his personal experiences and effective strategies, encapsulated in four actionable steps, designed to help you regain control over your finances. Whether you're struggling with credit card debt, student loans, or mortgage payments, this episode offers the insights you need to alleviate financial pressure and achieve peace of mind. Tune in to learn how to list and prioritize your debts, refinance for better terms, cut costs, and completely restructure your spending habits to pave the way for a debt-free future. Don't miss out on these invaluable tips that can transform your financial situation—listen now and take the first step towards financial freedom!

    Timestamps and Key Sections:

    00:00 Simple plan to effectively pay off debt.

    05:16 Use interest-free card to pay high-interest debt.

    06:14 Refinance credit card debt, pay off quickly.

    09:50 Create emergency fund; explore ways to earn.

    12:46 Share episode, review, visit links for resources.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Resources and Links:

    - Explore Lloyd’s insightful books: Money Buys Happiness Book

    - Connect with Lloyd on Telegram: Lloyd’s Telegram

    - Leave a review and get a shoutout on the podcast: Spotify Review

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

    ~~~~~~~~~~~~~~~~~~~~~~~~~~

    The material in this publication is of the nature...

  • Ever wondered why a seasoned investor like Lloyd Ross steadfastly avoids Bitcoin despite its astronomical gains? In this candid episode of Money Grows on Trees: The Podcast, Lloyd delves into the compelling reasons behind his decision and explores the broader implications for your financial strategy.

    Why does Lloyd compare cryptocurrency speculation to buying vintage oil signs or art collections? What’s the core principle that keeps him loyal to traditional businesses and index funds? Discover Lloyd’s insightful viewpoints that challenge mainstream crypto enthusiasm, fostering a deeper understanding of financial prudence.

    In a compelling moment, Lloyd leaves listeners with a thought-provoking comparison between Bitcoin and the world's top 500 companies, emphasizing true value versus hype. Join us for this enlightening discussion and rethink your investment strategy on Money Grows on Trees: The Podcast.

    Timestamps and Key Sections:

    00:00 Explaining why I don't own cryptocurrency.

    03:46 Prefer predictable investments over speculative ones.

    06:57 Invest in predictably valuable publicly listed companies.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Resources and Links:

    - Explore Lloyd’s insightful books: Money Buys Happiness Book

    - Connect with Lloyd on Telegram: Lloyd’s Telegram

    - Leave a review and get a shoutout on the podcast: Spotify Review

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~The material in this publication is of the nature of general comment only and does not represent...

  • In this eye-opening episode of Money Grows On Trees: The Podcast, host Lloyd Ross dives deep into why he avoids investing in cryptocurrency and gold. Instead, Lloyd emphasizes the importance of investing in productive assets like businesses, farmland, and real estate. Learn why these assets are superior for wealth creation and how understanding this principle can transform your financial future.

    Timestamps and Key Sections:

    00:00 Prefers index funds over gold or cryptocurrency.

    05:15 Currency type doesn't matter; production capability does.

    07:59 Speculation vs. investing: Gold, crypto, fiat compared.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Key Takeaways:

    Avoid Non-Productive Assets: Gold and cryptocurrency do not generate additional value over time.

    Focus on Productive Assets: Invest in businesses, real estate, and farmland that produce recurring revenue.

    Historical Context Matters: Understanding the history and performance of various assets is crucial.

    Currency Type is Irrelevant: Focus on assets that produce value regardless of the currency.

    Real-Life Examples: Practical scenarios explain why productive assets are superior investments.


    Resources and Links:

    - Explore Lloyd’s insightful books: Money Buys Happiness Book

    - Leave a review and get a shoutout on the podcast: Spotify Review

    SEO Keywords:

    Money lessons, practical money lessons, real life money lessons, money mindset, financial goals, crypto, gold investment, index fund, nonproductive assets, real estate, inflation, gold standard, digital money,...

  • In this thought-provoking episode of "Money Grows On Trees," host Lloyd Ross dives deep into the concept of retirement. He challenges conventional wisdom and questions whether the idea of waiting until age 65 to truly live your life might be a myth crafted by banks and employers. Lloyd shares insights on how to achieve financial independence now, rather than later, through entrepreneurship, strategic investments, and living a purpose-driven life. He also introduces the concept of the "Misoji," inspired by Japanese rituals, to live a fuller and richer life every year.

    Timestamps and Key Sections:

    00:00 Questioning the necessity of traditional retirement plans.

    03:24 Live joyfully now, aligned with your purpose.

    07:58 Quarterly mini retirements with staycations or travel.

    10:06 Start now, don't wait for "one day."

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Key Takeaways:

    Questioning Retirement– Is the concept of waiting until 65 to live fully a scam?

    Financial Independence– Strategies to become financially independent without waiting decades.

    The Misoji– Incorporating the Japanese ritual of doing one big audacious goal annually.

    Live Now– Practical advice on making small changes today to live a more fulfilling life.

    Mini Retirements– Embracing mini vacations to enrich your life regularly.


    SEO Keywords:

    Money lessons, financial goals, retirement, passive income, entrepreneurship, lifestyle entrepreneur, financial independence, retirement scam, business growth, money mindset, investing, personal finance, financial freedom, achieving goals, financial independence, lifestyle changes, retirement planning, live life now, Japanese ritual Misogi, bold goals, travel goals, mini vacations, mini retirements, staycation,

    ~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not...

  • In this episode of Money Grows on Trees: The Podcast, host Lloyd Ross dives into the pervasive myth that you need to be wealthy to start investing. Lloyd deconstructs this belief and offers practical advice on how anyone can begin their investment journey with even small amounts of money. From understanding compound interest to setting realistic financial goals, this episode provides actionable steps to secure a financially stable future.

    Timestamps and Key Sections:

    00:00 Feeling excluded from investment opportunities due to finances.

    05:11 Small savings invested grow to $1,000,000.

    06:18 Start small, reap bigger financial harvest later.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Key Takeaways:

    Investing is Not Reserved for the Wealthy- Anyone can start investing with small amounts.

    Be-Do-Have Mindset- Approach investing with the mindset of being wealthy now through small habits.

    The Power of Compound Interest- Small, regular investments can grow significantly over time.

    Real-Life Application- Techniques to find extra money to invest from daily expenses.


    Resources and Links:

    - Explore Lloyd’s insightful books: Money Buys Happiness Book

    Spotify Review

    SEO Keywords:

    Money lessons, practical money advice, investing, financial goals, entrepreneurship, money mindset, wealth building, financial future, start investing, compound interest, S&P 500 index, financial security, financial independence, small investments, rich mindset, money habits, saving money, micro investing, dollar-cost averaging, money management, investment risk, financial literacy, stock market, real estate investment, cryptocurrency, money tree, financial...

  • In this episode of Money Grows on Trees, hosts Lloyd Ross and Ed Wright dive deep into the concept of the 'Circle of Competence,' offering listeners a blueprint to focus their investment strategies and build substantial wealth. Drawing inspiration from investing legend Warren Buffett, Lloyd explains why it's crucial to concentrate on one or two asset classes that align with your expertise, rather than spreading yourself too thin. Learn how to eliminate the noise, overcome analysis paralysis, and take actionable steps toward financial success.

    Timestamps and Key Sections:

    00:00 Stuck in investment indecision; simplify for success.

    05:04 Focus on investments within your competency circle.

    06:42 Focus on one area and simplify investments.

    10:00 Check show notes, book, and upcoming event.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Key Takeaways:

    Focus on one or two asset classes within your circle of competence.

    Simplify your investment strategy to avoid feeling overwhelmed.

    Warren Buffett’s success stems from sticking to what he knows best.

    Keep your investments straightforward with principles like “1 house, 1 index fund, 1 business."

    Investing doesn't require mastering every asset class, but understanding a few key investments deeply.

    Less active management in investing often yields better results.


    Resources and Links:

    - Explore Lloyd’s insightful books: Money Buys Happiness Book


    SEO Keywords:

    Money Grows on Trees, financial news, investing, stocks, real estate, cryptocurrency, bonds, commodities, analysis paralysis, Warren Buffett, investing strategy, undervalued stocks, financial goals, investment opportunities, wealth building, circle of competence,

    ~~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author

  • In this episode, Lloyd Ross dives into the nuts and bolts of turning your brilliant money-making ideas into a reality. Learn why most entrepreneurs get stuck in the idea phase, how to overcome discomfort and rejection, and the essential activities you need to scale your business to new heights.

    This episode is a must-listen for anyone looking to break free from the cycle of ideation and step into execution.

    TimeStamps

    00:00 Excitement fades when ideas require uncomfortable actions. 03:16 Create compelling offers that solve specific problems. 09:07 Build networks, advertise solutions, engage for interest. 12:21 Increase activity frequency for better results. 15:17 Increase reach, solve problems, scale activities effectively. 16:32 Controlled chaos is necessary for success and growth.

    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Call to Action:

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

    SEO Keywords:

    money lessons, financial goals, lifestyle entrepreneur, money ideas, execute on ideas, money mindset, investing, entrepreneurship, practical money lessons, financial success, overcoming anxiety, dopamine rush, mental masturbation, business execution, entrepreneurial activities, rejection, humiliation, judgement, compelling offer, problem-solving, making money, network marketing, affiliate marketing, business coaching, scalable activities, social media marketing, copywriting, advertising, outreach strategies, building a network, profit skills

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    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial Services License and is not licensed to provide financial advice. As such, this material is not intended to provide specific guidance for particular...

  • In the latest episode host Lloyd Ross tackles the burning question: "When Can I Enjoy My Money?" Are you diligently saving, investing, and managing your finances yet wondering when it's time to treat yourself?

    Lloyd shares practical advice on how to balance financial discipline with enjoying the fruits of your hard work.

    Tune in to gain insights on how to sensibly enjoy your money now while keeping your financial journey on track.

    Don't miss this episode if you're ready to harmonize wealth-building with life's simple joys!

    Balance Discipline with Enjoyment: Learn how to enjoy your money without compromising your long-term financial goals.

    Budget for Happiness: Allocate a part of your budget to weekly affordable enjoyable activities.

    Value Over Price: Focus on getting value for your money.

    Intentional Spending: Make larger purchases only when financially sensible and without causing stress.

    Imaginative Fun: Find joy in simple, inexpensive activities.


    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Call to Action:

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts. Visit our website for more resources and updates. Remember, your financial freedom starts with how you manage your time!

    SEO Keywords:

    Money Grows on Trees, podcast, money lessons, financial education, Lloyd Ross, lifestyle entrepreneur, money mindset, financial goals, saving, paying off debt, financial peace, financial freedom, budgeting, splurging, financial turnaround, weekend treats, reward, mini-vacation, spending within budget, value conscious, simple joys, down payment, financial stress, financial anxiety, Money Buys Happiness

    ~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian Financial...

  • In the latest episode of Money Grows On Trees, host Lloyd Ross delves into a powerful 90-day strategy to transform your finances. Are you stuck in a cycle of debt and struggling to save? Lloyd breaks down the crucial steps to take control of your money by auditing your spending, cutting costs, and building new income streams. Discover actionable tips on how to stem financial bleeding, and even start investing with low-risk methods. This episode is packed with practical advice to help you achieve financial peace.

    Timestamps:

    00:00 90-day strategy transforms finances.

    04:24 Cut costs for 90 days.

    07:34 Focus on immediate financial issues before growth.

    11:15 Financial peace surpasses financial freedom.

    13:11 Join Facebook groups.


    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors,

    Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Key Takeaways:

    Decision-Making: The importance of setting a start and end date for your financial goals.

    Cost-Cutting: Identify and eliminate unnecessary expenses.

    Creating Income: Steps to generate a second income stream.

    Investing: Beginning micro-investing to grow your money sustainably.

    Financial Peace: Understanding the difference between financial peace and financial freedom.


    Resources and Links:

    - Explore Lloyd’s insightful books: Money Buys Happiness Book

    - Leave a review and get a shoutout on the podcast: Spotify Review

    Call to Action:

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts.

    SEO Keywords:

    money mindset, investing, entrepreneurship, financial goals, financial crisis, debt management, financial turnaround, cutting costs, bank statement audit, financial peace, income streams, second...

  • In this enlightening episode of "Money Grows On Trees: The Podcast," host Lloyd Ross delves deep into the unseen challenges that ambitious individuals face on their path to success. These "taxes" are much more than financial; they encompass emotional, mental, and social tolls.

    Lloyd breaks down the 7 hidden taxes that come with striving for greatness, sharing personal anecdotes and practical advice to help listeners recognize and navigate these hurdles. Tune in to discover how to turn these challenges into stepping stones for success.


    Who is The Millionaire Money Mentor, Lloyd Ross:

    Lloyd James Ross serves as the Founder and Director of Money Buys Happiness LLC, a prominent company specializing in financial education, coaching, and engaging events.

    With a remarkable track record of entrepreneurial success spanning various industries, Lloyd has attained the highest echelons in both network marketing and digital marketing.

    He is celebrated as a 2-Comma Club Award Winner by Clickfunnels.com and holds the distinguished title of Legacy Club Millionaire with Isagenix LLC.

    Moreover, he’s the esteemed host of the critically acclaimed podcast, “Money Grows On Trees,” which boasts over one hundred 5-star reviews, and aims to achieve one million downloads by the end of 2024.

    Lloyd is a seasoned international platform speaker, captivating audiences of 7,000+ worldwide with his inspiring keynote presentations. Beyond his professional endeavors, Lloyd is a devoted husband to his beloved wife, Alisha, and proud father of a charming sausage dog named Elvis.

    During his leisure moments, he immerses himself in writing books, globetrotting, and skillfully managing a personal multi-million-dollar share portfolio.

    For more insights into Lloyd’s world, explore his latest book at 👉 http://moneybuyshappinessbook.com

    You can also tune into his award-winning podcast on Spotify here 👉 https://spoti.fi/3KLSsvg

    Stay updated with his adventures on Instagram by following @lloydjamesross.

    Key Takeaways:

    Loneliness: Success often requires changing your circle, leading to periods of loneliness.

    Stress and Anxiety: Learning to manage stress is crucial for achieving long-term success.

    Boredom: Repetitive tasks and routines are essential for building wealth.

    Difficult Conversations: Success involves having uncomfortable yet necessary conversations.

    Imposter Syndrome: Feeling like an imposter is a natural part of growth.

    Misunderstanding Innovations: Staying updated and understanding new technologies and innovations is vital.

    The Pain of Loss: To experience love and joy, one must be willing to face the pain of loss.


    Call to Action:

    Enjoyed this episode? Don’t forget to subscribe to "Money Grows on Trees" on Spotify, leave a review, and share your thoughts.

    SEO Keywords:

    Money lessons, financial goals, entrepreneurship, success journey, money mindset, financial success, investing, personal finance, lifestyle entrepreneur, money podcast, ambition, setbacks, transformation, success flags, business challenges,

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    The material in this publication is of the nature of general comment only and does not represent professional advice. The author does not hold an Australian...