Afleveringen
-
Today, weâre talking about the habits I picked up when I had very little moneyâhabits that I have intentionally kept even as I became unapologetically wealthy. And hereâs the thing: a lot of what keeps women financially stuck has nothing to do with what we earn and everything to do with what weâre taught to spend on.
The truth is, women are subjected to a relentless pressure to look a certain way. From hair, to weight, to fashion, we are quietly taxed every single day just to be seen as âprofessionalâ or âacceptable.â This pink tax doesnât just hurt our walletsâit delays our financial independence.
In this episode, I unpack:
How societal pressures sabotage womenâs savings and investment goals
The reality behind the so-called "pink tax" on women
The 5 (plus one sneaky extra!) broke girl habits I still live by
Hacks for looking and feeling fabulous without blowing your wealth goals
Why challenging price structures, subscription creep, and unnecessary spending is the ultimate feminist act
If youâre ready to get serious about building real wealthâand doing it on your termsâthis is your permission slip to start (or keep going).
Resources and Mentions:
Financial Feminist by Tori Dunlap
Hair House Warehouse (DIY hair touch-up supplies)
My go-to secondhand and op-shopping tricks
Call to Action:⨠Share your favorite "broke girl" habit that you still use today! Comment on the episode post or DM me @thehappymoneyjourney
đ§ Listen now and start hacking your way to unapologetic wealth.
-
Ready to stop playing small with your money and start taking up serious spaceâin your bank account, your business, and your life? In this candid Q&A episode, Phoebe answers the money questions most of us are too embarrassed to ask out loudâhow to tackle debt without drowning in shame, how to stop feeling guilty every time you spend on yourself (yes, even on that serum), and how to budget when your income is one big financial rollercoaster.
Inside this episode:
How to get out of debt with dignityâand why shame has no place in your bank balance
The truth about spending guilt, especially for women juggling family, work, and everyone else's needs
What to do when your business income is either BeyoncĂŠ or beans on toast
Simple money systems for real peopleâno 27 bank accounts required
This oneâs honest, empowering, and just what you need if youâre ready to step into your CFO energy and build your unapologetically wealthy lifeâwithout giving up joy.
Free Resources Mentioned:⨠[Debt spreadsheet download]⨠[Related episodes on debt]⨠Join the Happy Honeys Facebook group⨠Connect on Instagram [@phoebeblamey]
Call to Action:Got your own burning money question? Slide into Phoebeâs DMs, leave a comment, or drop it anonymously via the website. This is a judgment-free zone!đ¸
-
Zijn er afleveringen die ontbreken?
-
Are you a woman over 40 looking for information about money without the mansplaining?
Welcome to My Happy Money Journeyâthe no-shame, no-fluff podcast for women over 40 who are ready to rewrite the money rules, take control of your finances, and live life on your terms.
Hosted by award winning money expert Phoebe Blamey, each episode is packed with smart, straight-talking advice to help you get out of debt, build real wealth, and create a life that actually feels good (not just looks good on a spreadsheet).
Weâre done with toxic money culture, guilt-driven budgeting, and advice that doesnât reflect our reality. Here, we talk about money with honesty, humour, and the belief that financial freedom should be available to every womanâno matter her past, her income, or her starting point.
Whether youâre navigating divorce, ditching debt, starting over, or stepping into your power for the first timeâthis is your space.
...itâs all part of your own happy money journey.
Take 20 minutes out of your week to listen to someone that has been on the journey. #money #WomenAndMoney #financialfreedom #women
-
Description:In this empowering episode of My Happy Money Journey, Phoebe gets raw and real about debtâand how to break free from it without sacrificing your sanity, dignity, or your weekly catch-up with the girls.
Weâre talking credit cards, buy-now-pay-later traps, personal loans, and the sneaky shame that rides shotgun with them. If youâve ever shoved a credit card bill in a drawer and hoped for the bestâthis oneâs for you.
Youâll learn:
Why debt is not a character flaw (and youâre not broken)
The #1 thing to do before you pay off a single cent
Avalanche vs. Snowball strategiesâand how to pick what suits YOU
How to cut spending without killing your joy
Why a financial safety net is your best defence against falling back in
Resources:
Download the FREE Debt Clarity Worksheet
Join the Happy Honeys Facebook Group
Check out the Spend Cleanse and upcoming Debt Destruction course
Listen to last weekâs guest Bonnie Lee on EFT for financial healing
Quote of the Episode:âDebt is not your personalityâitâs just a situation. And itâs one we can handle, together.â
Subscribe & Share:If this episode helped you feel more empowered around money, share it with a woman who needs it. Debt is temporary. You are a force of nature.
-
Episode Title: Unlocking Financial Freedom with EFT Tapping
Host: Phoebe BlameyGuest: Bonnie Lee Elizabeth, Self-Expression & Embodiment Coach
Episode Summary:Ever feel like money stress has a tight grip on your life? In this episode, we dive deep into the power of Emotional Freedom Techniques (EFT) with Bonnie Lee Elizabeth, a self-expression and embodiment coach who helps people rewire their money mindset and manifest financial abundance.
From navigating debt anxiety to breaking free from scarcity thinking, Bonnie shares how tapping can be a game-changer in shifting our beliefs and emotions around money. We also explore the link between financial stress and physical health, the importance of completing the stress cycle, and practical steps to incorporate EFT into your daily routine. Plus, get a sneak peek into our upcoming Debt Destruction course, where Bonnie will be guiding you through tapping techniques to clear financial blocks and build lasting wealth.
What We Cover:
What EFT tapping is and how it works
The connection between financial stress, emotional blocks, and physical health
How to use EFT to shift from scarcity to abundance
The power of manifestation and how mindset impacts financial success
How collective tapping in a group can amplify results
Why gratitude is a key component of financial growth
Free Resource:Download our exclusive EFT Tapping Guide to start clearing your money blocks today! [Insert link]
Connect with Bonnie:Instagram: @goddessawakened.coWebsite: www.goddessawakened.co
Join the Debt Destruction Course:Want to go deeper? Bonnie-Lea is teaming up with us for Debt Destruction, a course designed to help you clear your financial blocks, take control of your money, and step into financial freedom. Stay tuned for details!
-
Host: Phoebe BlameyGuest: Bonnie Lee Elizabeth, Self-Expression & Embodiment Coach
Episode Summary:Ever feel like money stress has a tight grip on your life? In this episode, we dive deep into the power of Emotional Freedom Techniques (EFT) with Bonnie Lee Elizabeth, a self-expression and embodiment coach who helps people rewire their money mindset and manifest financial abundance.
From navigating debt anxiety to breaking free from scarcity thinking, Bonnie shares how tapping can be a game-changer in shifting our beliefs and emotions around money. We also explore the link between financial stress and physical health, the importance of completing the stress cycle, and practical steps to incorporate EFT into your daily routine. Plus, get a sneak peek into our upcoming Debt Destruction course, where Bonnie will be guiding you through tapping techniques to clear financial blocks and build lasting wealth.
What We Cover:
What EFT tapping is and how it works
The connection between financial stress, emotional blocks, and physical health
How to use EFT to shift from scarcity to abundance
The power of manifestation and how mindset impacts financial success
How collective tapping in a group can amplify results
Why gratitude is a key component of financial growth
Free Resource:Download our exclusive EFT Tapping Guide to start clearing your money blocks today! LINK
Connect with Bonnie:Instagram: @goddessawakened.coWebsite: www.goddessawakened.co
Join the Debt Destruction Course:Want to go deeper? Bonnie is teaming up with us for Debt Destruction, a course designed to help you clear your financial blocks, take control of your money, and step into financial freedom. Stay tuned for details!
-
Life can throw some serious curveballsâdivorce, the loss of a partner, a business collapse, kids leaving home. Suddenly, you're in the financial driverâs seat, whether you were ready for it or not. And that can feel overwhelming. But hereâs the thing: You can rebuild, reclaim, and reset your financial life.
In todayâs episode, I walk you through the steps to take control after a financial upheavalâwithout getting stuck in regret or fear. Weâll cover:
â How to start healing from financial traumaâ The first steps to getting clarity on your moneyâ Smart strategies to cut the financial clutter and start freshâ How to rebuild confidence in your financial futureâ Why your support system is everything (and how to find the right people)
Iâve been where you are. And trust meâthis does get better.
đ Freebie Alert!Donât forget to grab my 30-Day Spend Cleanseâyour roadmap to resetting your spending habits and taking control. Links in the show notes!
đĄ Episode Highlightsđš [00:02:00] The emotional side of moneyâwhy we feel vulnerable and out of controlđš [00:05:00] Step one: Letting go and forgiving yourself for past financial mistakesđš [00:07:00] Taking stock: Understanding your financial realityđš [00:09:00] Spending audit challengeâwhereâs your money really going?đš [00:12:00] Dream big: Manifesting your future financial successđš [00:14:00] Small, consistent steps = long-term financial transformationđš [00:16:00] Gratitude as a tool to shift from scarcity to abundanceđš [00:18:00] Surrounding yourself with the right mentors, experts, and friendsđš [00:20:00] Continual learning: The key to thriving on your money journey
đ Resources & Linksđ Grab the 30-Day Spend Cleanse freebie here: đ Join our Happy Money Journey Facebook group: Happy Honeys on a Happy Money Journeyđ Follow me on Instagram for more money tips: @thehappymoneyjourney
đ§ Loved this episode?Share it with a friend who needs a financial reset! And donât forget to subscribe so you never miss an episode.
-
Intuitive Living and the Pitfalls of Diet Culture with Tracey Wright đżâ¨
In this episode, Phoebe Blamey continues her conversation with Tracey Wright, focusing on the profound impact of diet culture and the benefits of intuitive living. Tracey shares insights from her 15 years in the well-being space, challenging common misconceptions about nutrition's role in health and emphasizing the importance of connection, purpose, and intuitive eating. They explore how diet culture and media marketing prey on insecurities, promoting disordered eating, and the value of focusing on activities that truly make us feel good. The discussion also covers the impact of COVID-19, the importance of nature and community in achieving a balanced life, and how spending time outdoors can foster better environmental and social consciousness.
Chapters:
00:00 Introduction and Podcast Overview
00:34 Welcome to Happy Money Journey
00:54 Sponsor Message: Entourage Finance and Property
01:16 Discussion on Diet Culture
02:44 Intuitive Eating and Health
05:58 The Role of Food in Our Lives
10:38 Personal Reflections and Advice
14:28 Impact of COVID and Corporate Shift
15:57 Work-Life Balance and Community
18:40 Environmental Consciousness and Nature
19:51 Conclusion and Final Thoughts
-
Corporate True Grit đ§ď¸đŞđź: How Adventure Builds Resilience
If you're ready to learn how facing adversity head-on can help you rediscover your inner strength, deepen friendships, and navigate life's toughest moments, you won't want to miss this.
In this episode, Phoebe Blamey sits down with Tracey Wright to explore the transformative power of nature and adversity. They discuss how stepping outside and embracing challenges can enhance leadership, improve employee well-being, and reduce stress. Trac2y delves into the importance of intuitive living, the limitations of current corporate wellness programs, and the disconnect between adult behaviors and what we expect from children. The episode intersects with financial advice, advocating for a life driven by experiences rather than material possessions. Sponsored by Entourage Finance and Property, this discussion aims to inspire listeners to rethink traditional workplace practices and lifestyle habits to foster true well-being. Chapters: 00:00 Introduction to Overcoming Adversity00:40 Welcome to My Happy Money Journey01:00 Sponsor Message: Entourage Finance and Property01:22 Avoiding Overwhelm and Burnout01:46 Intuitive Living and Breaking Societal Norms06:01 Corporate Well-being and Mental Models11:58 The Importance of Communication and Trust13:10 Outdoor Activities for Team Building14:49 Qualifications and Holistic Well-being17:17 Gender Dynamics in Corporate Health20:24 Conclusion and Final Thoughts -
From Chef Hats đŠđťâđł to Hiking Boots đĽž: How Adventure Can Change Your Life
Ever felt like lifeâs passing you by, wondering if itâs too late to start something new?
In this episode of 'My Happy Money Journey,' Phoebe Blamey invites Tracey Wright, owner of Take Shape Adventures, and a seasoned health and fitness expert, to share her transformative journey into adventure and outdoor activities. Tracey talks about her early challenges, the shift in her understanding of well-being during COVID, and the positive impact of hiking and nature on physical, mental, and emotional health. Discover how adaptability, resilience, and connection can lead to a more fulfilling life and why adventure could be the missing piece in your wellness puzzle.What You Will Learn:
How to recognize your "now-or-never" moments and seize them with courage
Strategies for overcoming self-doubt when taking risks
How authentic connections made through adventure can profoundly impact your life
Ways to break free from routines and inject joy and purpose into everyday living
Chapters:
00:00 Introduction to a Healthier, Happier Life01:06 Meet Tracy Wright: Adventure and Resilience02:51 Tracy's Journey into Fitness and Adventure Racing04:35 The Birth of an Adventure Company06:51 The Transformative Power of Hiking07:36 Embracing Unpredictability and Teamwork09:05 The Importance of Outdoor Activities12:57 Balancing Life and Adventure17:57 The Value of Well-being Over Productivity20:35 Conclusion and Next Steps -
Happy International Women's Day! Today, we're diving deep into how money can truly empower us as women. Many of us carry fears around finance, but it's time to step out of scarcity and into our financial power. Money isn't just currency; it's freedom, choice, and independence.
Phoebe shares her personal insights, including powerful stories from her own family, highlighting the dangers of financial dependency. She busts myths about women's investment abilities, revealing surprising truthsâwomen investors consistently outperform men due to their patience and long-term strategic thinking.
You'll learn about accessible, low-maintenance investment strategies, like Exchange Traded Funds (ETFs), and practical tips to begin your financial education journey. We also discuss overcoming the gender investment gap and taking control of your financial worth in both careers and personal life.
Tune in to discover:
Why money is crucial to personal empowerment and freedom.
Practical advice on simple investment strategies like ETFs.
How to confidently negotiate your worth at work.
Steps to break free from financial dependency.
Remember, financial independence is your path to freedom. It's your lifeâmake it rich in every way possible.
Connect with us:
Join our Facebook community of empowered women.
Follow, share your thoughts, and keep the conversation going!
Happy International Womenâs Dayâlet's celebrate by stepping boldly into our financial strength.
-
Have you ever wondered where your money really goes? Or felt like your finances could use a serious reset? Thatâs exactly what Financial FebFast was all about, and in this episode, Iâm sharing the biggest lessons learnedâso you can take action and transform your spending habits today!
For a month, I went live daily, sharing insights, answering questions, and testing real strategies to help you take control of your money. And from those discussions, three powerful themes emerged:
Know where your money goes â Youâll be shocked at how much those little transactions add up. Iâll show you a simple exercise to track every dollar.
Get organized â Managing money doesnât have to be overwhelming. Iâll walk you through a smart, stress-free system to budget without feeling restricted.
Use gratitude to control spending â The secret to spending less? Itâs not just about willpowerâitâs about mindset. Iâll explain how gratitude can help you stop impulse spending for good.
Donât miss this episodeâitâs packed with practical steps to help you reset your spending, get organized, and feel good about your finances. Plus, stick around for details on my free 30-Day Spend Cleanse Daily Tip Sheet and an exclusive discount on the full Spend Cleanse Program!
Resources & Links:
Download the 30-Day Spend Cleanse Daily Tip Sheet and worksheet here
Watch all my Financial FebFast lives on our YouTube playlist
Join the Spend Cleanse Program with 25% off using code Thrive25
-
Leaving a secure, high-paid sales career to start your own business is both exciting and terrifying. In this episode, I sit down with Frances Pratt, sales expert and author of More Sales, Less Marketing, to discuss how she transitioned from a successful commission-based sales role to launching her own business. She shares the tough decisions, the unexpected challenges, and the lessons she learned along the way.
What Youâll Learn in This Episode:âď¸ The reality of leaving a high-paying sales job to start a businessâď¸ Why making yourself redundant can be the best move for your careerâď¸ How to find and validate your next business ideaâď¸ Why selling isnât just about closing dealsâitâs about relationships
Key Quote:"You canât see what you canât see. But someone else can come in and almost see it immediately." â Frances Pratt
Resources & Links:đ Frances Prattâs book More Sales, Less Marketing đ Connect with Frances: https://www.metisan.com.au/đ Follow Frances on Linked In: https://www.linkedin.com/in/franpratt/
đ§ Listen Now!
-
"Marketing without sales is just noise. Sell first, market later." â Frances Pratt
Are you spending too much time on marketing and not enough on selling? Many business owners fall into the trap of focusing on branding, social media, and contentâwithout actually making sales. In Part 3, Frances Pratt explains why sales should come first and how to make marketing work for you, not against you.
What Youâll Learn in This Episode:âď¸ Why many entrepreneurs focus too much on marketingâand what to do insteadâď¸ The difference between selling and marketing (and why both matter)âď¸ How to test your offer before investing in big marketing campaignsâď¸ How to align sales and marketing for long-term business success
Resources & Links:đ Frances Prattâs book More Sales, Less Marketing Link to Amazon đ Work with Frances: https://www.metisan.com.au/đ Free sales training: https://www.metisan.com.au/resources
đ§ Listen Now!
-
Do you hesitate when stating your price? Fear rejection when asking for the sale? Youâre not alone. In Part 1 of our conversation, Frances Pratt reveals why so many of us struggle with sellingâand how to shift your mindset to make sales feel easy, natural, and empowering.
What Youâll Learn in This Episode:âď¸ Why selling isnât about convincingâitâs about guidingâď¸ How to reframe objections as buying signalsâď¸ The power of confidence in pricing your servicesâď¸ Why selling is more about listening than speaking
Key Quote:"Handling objections is the worst term. You handle a snake. A question means someone is considering buying from you." â Frances Pratt
Resources & Links:đ Frances Prattâs book More Sales, Less Marketing link heređ Work with Frances: https://www.metisan.com.au/đ Join the conversation
đ§ Listen Now!
-
đ° Do you ever get to the end of a pay cycle and realize you have nothing leftâright before a bill arrives? Itâs frustrating, stressful, and can make you feel like youâll never get ahead. Iâve been there! Seriously!
In this episode of My Happy Money Journey, Iâm sharing the three money moves that completely transformed my financial life.
â The Two-Account System â A simple setup that stops accidental overspending and gives you guilt-free spending money.â Investing Over Saving â Why relying on savings alone is keeping you stuck and how to start investing with minimal effort.â The Cash Cushion Strategy â How to prepare for lifeâs unexpected expenses without stressing or using credit.
These three moves took me from financial stress to security and confidenceâwithout overcomplicating things (because who's got time for that).
Resources & Links Mentioned in This Episode:đš Entourage Finance & Property â Our sponsor for todayâs episode. Find out how they can help you grow your wealth through property: www.entourage.com.au
đš The Australian Finance Podcast â A great resource to learn more about investing: www.raskmedia.com.au/the-australian-finance-podcast
đš ATO (Australian Tax Office) Guide on Investing & Tax Implications â Make sure you understand how tax applies to investments: www.ato.gov.au/investing
đš Phoebe Blameyâs Website â Check out my courses, sign up for the newsletter, and get more money management resources: www.phoebeblamey.com.au
Join the Conversation:Iâd love to hear your thoughts on this episode! Comment below, share your experience, or let me know which of these three money moves youâre going to try first.
If you found this episode helpful, share it with a friend who needs to hear it.
Letâs break the cycle of financial stress together.
đĄ Subscribe to My Happy Money Journey: Never miss an episodeâhit subscribe on your favorite podcast platform and follow along on your financial transformation!
đ§ Listen Now
-
What if financing wasnât overwhelming but actually empowering? In this episode, weâre diving deep into asset finance, debt consolidation, and business lending with Sarah Ingram, a highly qualified finance expert with over 10 years in the finance industry and 15 years in client management.
Sarah has built her career on helping people and businesses find the best financial solutionsâwhether itâs securing funding for essential equipment, upgrading to a reliable car, or consolidating debt.
What Youâll Learn in This Episode:â What is asset finance? Itâs more than just carsâthink trucks, medical equipment, office fit-outs, and more.â Debt consolidation myths: Is a personal loan really a bad option? Sarah breaks it down.â Business finance for women: Why women tend to be more risk-averse in businessâand how we can change that.â The power of perception: How the car you drive (yes, really!) can impact your confidence and even your business success.â Avoiding finance traps: What to watch out for when taking out a loan, and why asking questions is your financial superpower.
Meet Sarah IngramSarahâs journey into finance started with a love of cars (thanks to a little influence from her dad!) and evolved into a passion for helping people navigate the financial world with confidence. Sarah has a Bachelor of Business (International Business & Economics), an Advanced Diploma of Business (International Business), and a Certificate IV in Finance,
She believes that finance shouldnât be intimidatingâwhether youâre buying a new car, financing a major business purchase, or consolidating debt, thereâs always a solution that fits your needs.
Sarah works with over 25 lenders, ensuring that her clients have access to the best finance options available. She is known for her exceptional client service, deep industry knowledge, and ability to create tailored solutions that truly make a difference.
Listen BecauseSarah has a unique ability to make finance feel safe and approachable, especially for women navigating big financial decisions. From helping a client get out of debt and into a more affordable car to working with business owners who are confused about borrowing options, Sarah shares practical strategies that can help you move forward with confidence.
Whether youâre thinking about financing a car, growing your business, or just want to understand your options better, this episode is a must-listen.
Connect with SarahSarah is known for her personalised approach to finance, and sheâs happy to answer any questions. Get in touch with her at https://entourage.com.au/service-category/asset-finance/
đ§ Listen now and take control of your financial future!
-
Financial FebFast: A Spend Cleanse for a Mindful Money Reset
thank you to our sponsors at Entourage: https://entourage.com.au/
Ever wonder where your money disappears each month? Struggling with rising costs and wanting to break free from impulse spending?
In this episode, Iâm sharing my journey through Financial FebFast, a simple but powerful spend cleanse designed to reset your money habits.
Think of it like a juice fast for your financesânot about restriction, but about cutting out spending habits that no longer serve you and making space for what truly brings joy. Inspired by the "Buy Nothing New" challenge nearly a decade ago, this has now become an annual traditionâand this year, Iâm inviting you to join us.
A spend cleanse is the perfect financial reset, and Iâll guide you through:
â Setting a timeframe that works for youâ Defining whatâs essential vs. whatâs just a habitâ Identifying and tackling your spending triggersâ Finding creative, free alternatives to spendingâ Tracking your progress and reflecting on what truly matters
This isnât about deprivationâitâs about intentionality. If youâre ready to spend smarter, save more, and find joy in what you already have, letâs do this together!
đš Listen now and take the first step toward your financial reset!đš Download your free Spend Cleanse Worksheet & subscribe for more mindful money tips on the podcast & YouTube.
#MyHappyMoneyJourney #MindfulSpending #SpendCleanse #FinancialWellness
-
Letâs be realâtalking about money can feel a bitâŚmeh. But what if financial planning wasnât about spreadsheets and sacrifices, but about designing a life that actually makes you happy? Thatâs exactly what weâre diving into with Scott Malcolm, founder of Money Mechanics, and all-around legend when it comes to making money conversations fun and meaningful.
In this episode of My Happy Money Journey, we chat about ditching rigid goals, understanding your financial values, and how to actually enjoy your money while planning for the future. Scott shares why so many of us are stuck in outdated money mindsets, and how small shifts can lead to massive breakthroughs.
What Youâll Learn in This Episode:đŻ Why your money mindset is just as important as your bank balanceđĄ How to break free from outdated financial habitsâ¤ď¸ The secret to making money decisions that align with your real-life prioritiesđ Easy steps to start feeling financially confident today
No boring jargon. No guilt trips. Just real talk about money, values, and how to make it all work for you. Grab your favorite drink, tune in, and letâs make finance fun!
Download Your Free Money Conversation Cards!Looking for a way to start better money conversations? Grab our free printable Money Conversation Starter Cards and make financial discussions fun and insightful.Download Here https://www.happymoneyjourney.com.au/pl/2148300463
Connect with Scott Malcolm:Website: Money MechanicsInstagram: @moneymechanics
-
In this episode of My Happy Money Journey, weâre stepping into the new year with intention and purpose. If unfulfilled resolutions have left you frustrated in the past, this episode will help you align your goals with your values and truly thrive in 2025.
Hereâs what weâre covering:
Celebrating your wins: Why small victories matter and how they keep you on track.Shopping with intention: Supporting local businesses and making impactful choices.Getting financially organized: Avoid unnecessary stress by staying on top of your finances.Mindful spending: My simple strategy to turn impulse buys into savings.Aligning goals with values: Finding joy in what truly matters, from fitness to finances.Plus, donât miss the exciting Money Mindset Journey giveaway to kick-start your financial mindfulness journey.
Letâs make 2025 the year we thrive together. Tune in nowâlink in the show notes!
- Laat meer zien
