Afleveringen
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Market ups and downs are part of investing, but they can feel especially uncertain in retirement when you're relying on your savings. This video explores how to think about risk and volatility once you've stopped working, including how to balance growth with protection, why sequence of returns matters, and what strategies might help you stay on track through market swings. Itâs not about predicting the futureâitâs about preparing for it with a plan that fits your goals and comfort level. If you're in or approaching retirement, this conversation offers a practical look at managing uncertainty without losing sight of the bigger picture. For more information contact Tim Stearns, CFPÂź at (800) 640-2256 and visit the website at TjStearns.com.
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Many people believe luck plays a big role in retirementâhitting the jackpot with investments, getting an unexpected inheritance, or simply avoiding financial setbacks. But is luck really a strategy? In this video, we break down the key differences between relying on chance and building a solid retirement plan. From smart investing and tax strategies to long-term financial habits, weâll show you how to take control of your future instead of leaving it up to luck. Watch now to learn why a well-structured plan beats wishful thinking every time! For more information contact Tim Stearns, CFPÂź at (800) 640-2256 and visit the website at TjStearns.com.
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Zijn er afleveringen die ontbreken?
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Retire Ready Part 2 builds on the foundation from Part 1, diving deeper into the strategies that can help you achieve a secure and stress-free retirement. In this video, weâll explore advanced planning techniques, including tax-efficient withdrawal strategies, Social Security optimization, and ways to protect your assets from inflation and market volatility. Weâll also discuss estate planning essentials and healthcare considerations to ensure your financial well-being in retirement. No matter your stage in the retirement journey, these insights will help you make informed decisions and stay on track toward your goals.
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Preparing for retirement is one of the most important financial steps you'll take in life. In this video, weâll break down key strategies to help you build a solid retirement plan, from maximizing your savings and investments to understanding Social Security and managing expenses. Whether you're just starting or getting close to retirement, weâll cover practical tips to ensure you have the financial security and peace of mind to enjoy your golden years. Don't waitâstart planning today for the retirement you deserve! For more information contact Tim Stearns, CFPÂź at (800) 640-2256 and visit the website at TjStearns.com.
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Roth accounts can be a valuable part of your retirement plan, but understanding how they work is key. This video answers common questions about Roth IRAs and Roth 401(k)s, including how they differ, their tax advantages, and contribution limits. We'll also discuss who can contribute, when withdrawals are tax-free, and factors to consider when deciding if a Roth account fits your retirement strategy. Whether you're starting your retirement savings or rethinking your current plan, this guide will help you make informed decisions about your financial future. For more information contact Tim Stearns, CFPÂź at (800) 640-2256 and visit the website at TjStearns.com.
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Retirement brings a new phase of financial planning, and taxes remain an important part of the equation. Understanding tax opportunities can help retirees make the most of their income. This video breaks down strategies like Roth conversions, managing required minimum distributions (RMDs), and making tax-efficient withdrawals from different accounts. We'll also cover how charitable giving and timing your income can impact your tax bill. Whether you're already retired or planning ahead, these insights can help you navigate taxes with more confidence and keep more of what you've saved. For more information contact Tim Stearns, CFPÂź at (800) 640-2256 and visit the website at TjStearns.com.
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Planning for retirement is a step that can impact your financial security. The earlier you start, the more time you have to grow your savings, adjust your strategy, and explore financial tools that can support your retirement goals. Whether youâre just beginning to save or reassessing your long-term financial outlook, taking action sooner rather than later can help set a solid foundation for the future. In this video, weâll discuss the importance of early retirement planning, how to develop a practical strategy, and key factors to consider along the way. From understanding investment options to managing risk, weâll cover important insights to help guide your decisions. For more information, contact Tim Stearns, CFPÂź and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/
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Tax season can be complicated, with changing laws, deductions, and filing deadlines to keep track of. This video covers important factors to consider when preparing your taxes, from common mistakes to potential ways to optimize your return. Whether you're filing on your own or working with a professional, understanding these key points can help make the process smoother. For more information, contact Tim Stearns, CFPÂź and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.
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In Part 2, Tim Stearns continues exploring the key factors shaping the future of retirement. This time, he dives deeper into how evolving market conditions, legislative changes, and long-term economic trends could impact your financial security. Staying ahead of these developments is crucial for making informed retirement decisions. Whether you're fine-tuning your plan or just beginning to prepare, this discussion provides valuable insights to help you navigate the road ahead. For more information, contact Tim Stearns, CFPÂź and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.
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In this video, Tim Stearns takes a look at the factors shaping the future of retirement, including economic trends, market conditions, and tax changes. Understanding these shifts can help you stay informed and make better decisions about your retirement planning. Whether you're nearing retirement or just starting to think ahead, this overview offers valuable insights into what may lie ahead. For more information contact Tim Stearns, CFPÂź and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.
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Long-term care is an important topic that often gets overlooked until itâs needed. In this episode, weâll discuss what long-term care involves, why itâs something to consider, and the steps you can take to prepare. Whether itâs for yourself or a loved one, understanding your options can help you make informed decisions and avoid unnecessary stress in the future. or more information contact Tim Stearns, CFPÂź and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.
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In this episode, we're focusing on essential tips for those nearing retirement. đïž We'll discuss refining your goals, optimizing savings, making smart investments, and managing retirement accounts. Subscribe and ring the bell for more insights on a comfortable retirement. đđĄFor more information contact Tim Stearns, CFPÂź and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.
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Tax planning is a crucial part of managing your finances effectively and ensuring youâre prepared for the future. In this video, Iâll walk you through key strategies for reducing your tax liability, planning for changes in your income, and avoiding common mistakes. Whether youâre navigating retirement, managing investments, or running a business, understanding how taxes impact your financial goals can make a big difference. Tune in and enjoy another insightful episode of 'Protect and Grow' with Tim Stearns, CFPÂź, owner of TjStearns, INC. For more information, contact Tim Stearns, CFPÂź, at (800) 868-1194 or visit our website at https://www.tjstearns.com/.
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Join Tim Stearns, CFPÂź, as he discusses the two keywords that define finance: spending and income. Tim defines how income can sustain you before retirement, is your biggest wealth-building tool, and is essential to plan out once in retirement. He also discusses the importance of managing spending, whether during retirement or before, emphasizing the difference between living within your means and overspending. Tune in and enjoy another insightful episode of 'Protect and Grow' with Tim Stearns, CFPÂź, owner of TjStearns, INC. For more information, contact Tim Stearns, CFPÂź, at (800) 868-1194 or visit our website at https://www.tjstearns.com/.
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Retiring in 2025 comes with unique challenges and opportunities. In this video, we explore five important factors to keep in mind as you prepare for this milestone. From navigating market conditions to managing Social Security and retirement accounts, weâll provide insights to help you make well-informed choices. Whether youâre finalizing your plans or just getting started, understanding these key points can make a difference in your retirement journey. For more information contact Tim Stearns, CFPÂź at (800) 640-2256 and visit the website at TjStearns.com
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Retirement planning involves more than just numbers. In this video, we discuss two key questions that can help you evaluate your readiness for retirement. These questions focus on understanding your goals and priorities to ensure youâre making informed decisions about this major life transition. Whether retirement is on the horizon or further down the road, these insights can provide clarity as you plan your next steps. For more information contact Tim Stearns, CFPÂź at (800) 640-2256 and visit the website at TjStearns.com
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Retirement comes with its own set of significant expenses that can impact your savings. This episode takes a closer look at the biggest costs retirees typically face, including healthcare, housing, and taxes. By understanding where your money might go, you can make more informed decisions and better manage your finances during this stage of life. For more information contact Tim Stearns, CFPÂź at (800) 640-2256 and visit the website at TjStearns.com.
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Understanding how to manage your finances in retirement is crucial. In this video, we explore the basics of building a retirement spending plan, covering key considerations like essential expenses, unexpected costs, and maintaining your desired lifestyle. Whether youâre just starting to think about retirement or are already there, this guide offers insights to help you navigate your financial future. For more information contact Tim Stearns, CFPÂź at (800) 640-2256 and visit the website at TjStearns.com.
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As the year wraps up, it's time to take a closer look at your retirement plan and consider adjustments that could impact your financial future. In this episode, weâll explore essential steps for end-of-year retirement prep, including tax implications, investment rebalancing, and contribution strategies. Weâll also touch on how current market trends and inflation might influence your retirement savings. This guide is here to help you navigate year-end planning with a clearer perspective, whether you're approaching retirement or still building your nest egg. For more information contact Tim Stearns, CFPÂź at (800) 640-2256 and visit the website at TjStearns.com.
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Unlock the secrets to maximizing your retirement savings with our comprehensive guide to your 401(k)! Discover why employer-sponsored plans like the 401(k) are vital tools for securing your financial future. From the convenience of automatic contributions to the allure of employer matches, we explore every aspect of your retirement plan. Learn how to navigate tax-deferral options, seize control of your investments with in-service distributions, and avoid common pitfalls like leaving old 401(k)s behind. Plus, get expert insights on target date funds, managing risk, and understanding contribution limits and fees. Don't miss out on this opportunity to optimize your retirement strategy! Call now to get your personalized plan and take charge of your financial future in 2024 and beyond! For more information contact Tim Stearns, CFPÂź and his team at TjStearns at (800) 640-2256 and visit the website at www.tjstearns.com/.
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