Afleveringen
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Student loan interest rates are on the rise as we head into the 2024-2025 academic year. What does this mean for you? David Aizuss, CSLPÂź, explores the effect on students, graduates, and parents. Discover how student loan interest rates work and why higher interest rates could change your approach to repayment and forgiveness.
In todayâs episode:
01:46 New higher interest rates for undergrad, grad school, and Parent PLUS borrowers
08:24 You shouldnât be afraid of student loan interest
16:33 Interest rates donât really matter if youâre pursuing Public Service Loan Forgiveness (PSLF)
26:36 Parent PLUS borrowers face significant challenges with the loophole closing
Like the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletterFeeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!
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Iâm exploring investment strategies tailored for student loan borrowers, tackling tax challenges, investment allocation, and how specific identification of shares can make all the difference. Plus, I share the link between income-driven repayment (IDR) plans and your investment returns.
In todayâs episode:
04:25 50% VTSAX and 50% VTIAX for simple investing 10:20 Accumulate losses to offset future capital gains 13:39 Rising interest rates can mean increased itemizing 24:59 Diversified investment strategies for optimal tax efficiencyLike the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletterFeeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!
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Zijn er afleveringen die ontbreken?
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One of the most beneficial income-driven repayment (IDR) plans will be discontinued on July 1, 2024. Why havenât you heard about Pay As You Earn (PAYE) going away? Because itâs not mentioned on StudentAid.gov (as of the date of this podcast), and borrowers have told us theyâre getting mixed messages from their servicers.
PAYEâs discontinuation was buried in the Federal Register, a massive legal document, and itâs a huge change for some borrowers. Angie Pack, CSLPÂź, and Ben Lacomis, CSLPÂź, unpack what this change means for you.
In todayâs episode:
05:35 Deciding if PAYE is right for you
16:11 When the new Saving on a Valuable Education (SAVE) plan wins
22:12 PAYE tips for dentists and physicians
44:41 Enrollment deadline is uncertain for PAYE
49:39 How your income shapes the best repayment planLike the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletterFeeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!
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Listen in as I answer questions from our mailbag, discuss the peculiar happenings at Nelnet, and provide updates on where we stand with student loans in May. Weâll start with listener questions about the $12,000 10-year forgiveness option, Parent PLUS loans, and income-driven repayment (IDR) recertification dates. Youâll also hear about summer updates like sweeping forgiveness programs, lawsuits trying to block student loan forgiveness, and how the upcoming presidential election could change your student loan payment.
In todayâs episode:
00:54 Can borrowers get two kinds of forgiveness with one Direct Loan consolidation?
03:28 Will the Parent PLUS double consolidation loophole kick borrowers off the SAVE plan
06:25 Does early IDR recertification change your recertification date?
08:45 What to do if your Parent PLUS payment is more than you can afford
12:54 Nelnet stopped consolidations, causing concern and delays
15:60 The Department of Education should either fund or fire MOHELA
17:45 Student loan policy depends on political control
18:53 The FAFSA fiasco and speculation on resignations
22:17 Summer updates: forgiveness, lawsuits, and student loan policy
Like the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletterFeeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!
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Are you staring at a mountain of student debt, unsure where to begin? Whether youâve just tossed your graduation cap in the air or are in the early stages of your career, the key to regaining control lies in choosing a repayment plan that aligns with your financial goals and lifestyle.
Meredith Jones, CSLPÂź, AFCÂź, and Connor Pierce DPT, COMT, CMPT, CSLCÂź, guide you through the benefits of employer-sponsored loan repayment programs, the advantages and pitfalls of various income-driven repayment plans, and how to use these options to maintain financial flexibility.
They also discuss the nuances of integrating student loan management into your broader financial planning, ensuring that your debt doesnât derail your career ambitions. Tune in to take charge of your student loans, potentially saving a significant amount of money and stress post-graduation.
In todayâs episode, you'll find out:
How your debt-to-income ratio can determine the best repayment strategy for your student loans About the tax implications of employer-provided student loan benefits and how they affect their actual value Why employer student loan benefits may require careful evaluation if you're aiming for loan forgiveness Why you donât have to let student loans define your career path How contributions to pre-tax retirement accounts lower adjusted gross income and reduce student loan payments Differences between loan forgiveness timelines of PSLF, New IBR and the SAVE plan Why having a high debt-to-income ratio might make loan forgiveness more beneficial Risks and considerations when refinancing or using a cosigner for student loans How specific repayment plans can unlock interest subsidies and possibly achieve $0 payments How strategic loan consolidation could lead to debt freedom six months earlier Tips to navigate your graduation transition, including mandatory exit counselingLike the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletterFeeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!
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Curious about student loan planning? This episode is packed with real-life scenarios, insider knowledge, and practical advice for your student loan journey. Get insight into ambiguous regulations, servicer misinformation and the impact it has on borrowers from Lauryn Williams, CFPÂź, CSLPÂź, AFCÂź, and Justin Kim-Hummel, former client and integral member of the Student Loan Planner team who brings a wealth of experience from his background in PR, graduate studies, and time working on Capitol Hill. Together, they tackle challenges, answer frequently asked questions, and reveal the dedication and care that goes into every consultation. Learn why this is more than just advice. It's about ââconnecting with experts who genuinely care about your financial well-being and student loan success.
In todayâs episode, you'll find out:
Justin's journey from client to becoming a crucial part of the Student Loan Planner team Firsthand insight into why many borrowers are dealing with misinformation and lack of clear guidance from loan services The dangers of following bad advice from student loan servicers Key benefits of booking a consultation for personalized advice and savings How uncertainty surrounding the election can impact student loan policies How to best use the free resources offered by the Student Loan Planner team How the Student Loan Planner team uses office hours to manage client questions and concerns What kind of post-consultation support you get when implementing your custom plan What information you'll need to share with a consultant to get the best advice How a consult can address the unique financial situations of high earners who may not qualify for forgiveness How expenses like credit card debt and housing costs factor into student loan repayment options The limitations of giving advice by email and how the customer support team manages expectations Why you don't have to turn on your camera during a virtual meeting with a consultant How long it takes to get a personalized student loan planLike the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletterFeeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!
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Travis shares the best stress reduction strategies out there for current and aspiring business owners.
Enroll at https://studentloanplanner.com/profit
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Get ready to uncover the myths, master the rewards, and smartly amplify your spending power â all while keeping your finances sharp and your debt strategy on point. Whether you're looking to squeeze every last benefit out of your credit card points, contemplating the right card for your business expenses, or simply looking to use your cards more strategically, this episode is a goldmine. Listen in as Meagan McGuire, ChFCÂź, CSLPÂź, and Mary Rush, CFPÂź, CSLPÂź, talk tricks, tips, and savvy spending with every swipe. Discover how to make every dollar and every point work harder for you.
In todayâs episode, you'll find out:
How to leverage credit cards and credit card rewards to your advantage About the benefits Meagan and Mary have personally enjoyed from credit card rewards programs Why the common belief that carrying a balance improves your credit score is wrong How maintaining a low credit utilization rate can benefit your financial health When and how to utilize 0% balance transfer cards to manage debt effectively
strategies for using credit cards as budgeting tools, including how to use statement balances The perks of cashback vs. niche-specific credit cards and which is best for you Why credit cards provide better fraud and travel protection than debit cards Mary's strategy for maximizing rewards with travel and cashback credit cards Meagan's experience with using a credit card for business and the rewards she missed from not using a personal card Details on point conversions of airline miles, cashback and reward points Tips to utilize credit cards for significant expenses like weddings, home improvements or even paying taxesLike the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletterFeeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!
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A timely discussion of what happens as we face down the expiration of the IDR waiver. Will the administration extend it at the last second? We don't know (as of the time of the recording). But one thing is sure: Borrowers can expect seismic shifts as the IDR waiver ends. It's been key to unlocking the forgiveness gates for many, but its flexible counting of nearly any kind of payment toward forgiveness expires at the end of April. We'll recap the IDR waiver and its benefits and explore what happens after the IDR waiver ends. Get clarity about your next steps and the implications of these changes on your student loan repayment journey.
In todayâs episode, you'll find out:
How the end of the IDR waiver impacts borrowers who've been in forbearance or deferment Changes borrowers should prepare for after the IDR waiver expires How borrowers with older loans will suffer the biggest consequences as this program ends Options for maximizing qualifying payment count when consolidating loans Consequences borrowers will face when Pay As You Earn (PAYE) applications close What the precedent of moving borrowers from REPAYE to the SAVE plan means for the future of IDR programs How to calculate the cost-benefit of married filing separately for taxes Tips to navigate the PSLF pause during the transition from MOHELA to the Department of Education What âconsolidation Death Valley" is and why it could impact you in May-June 2024 Best practices for dealing with the coming uncertainty of student loansLinks mentioned:
StudentAid.govLike the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletterFeeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!
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Roth IRAs are a highly recommended retirement savings option but itâs not all smooth sailing. Student loan repayment, income limitations, and tax filing status can lead you to treacherous waters. Learn the missteps to avoid and how to correct mistakes before they escalate into hefty fines and taxes. Join student loan advisors Meagan McGuire, ChFCÂź, CSLPÂź, Sim Terwilliger, CFPÂź, CSLPÂź, and Sam Silberstein, CFPÂź, CSLPÂź, and explore contribution deadlines, the pro-rata rule, form 8606, the impact of being in a community property state, and how dual-income households should strategize their student loans and retirement savings. If youâre tired of cookie-cutter advice, you donât want to miss this episode.
In todayâs episode, you'll find out:
Why lack of profession-specific planning is the biggest mistake you can make in your financial journey The impact of the pro-rata rule when converting traditional IRA funds to Roth IRAs When to contribute to your Roth IRA to maximize your retirement savings Why high-earners might want to contribute to a Roth IRA despite income limits How to fix backdoor Roth IRA issues, including tactics for zeroing out accounts The importance of prioritizing pre-tax savings when youâve got student loans How community property states complicate Roth IRAs and what to do about it Dodging extra taxes and penalties is possible if you contributed to a Roth by mistake How side hustlers and independent contractors can leverage Solo 401(k) plans Why income projections are critical to nail the right contributions and keep the IRS happyLike the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletterFeeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!
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It's the last call for the IDR waiver (aka IDR account adjustment). If youâve listened to this podcast, you probably know what it is â but if you're not sure how the IDR waiver could benefit you, or if you have questions about PSLF, loan consolidation, or income recertification, this episode is for you.
Iâll take you back to the beginning of the IDR waiver and walk you through it to make sure you get the most benefit before it expires on April 30th. Youâll also hear answers to listener questions about loan forgiveness and repayment plans and get valuable insights into the upcoming changes in consolidation rules.
In todayâs episode, you'll find out:
The final (final) deadline for the IDR waiver and the need for timely action The hidden strategy behind introducing the PSLF waiver before the IDR waiver Potential benefits of consolidating student loans and crucial considerations to keep in mind How the IDR waiver is a game-changer for borrowers with complex loan histories or multiple loans New options if youâre thinking about loan consolidation A key tip for submitting employer certification forms for PSLF credit Why brining up the awkward topic of student loans with your friends could benefit you and your peers Common misconceptions about PSLF and employer certification, including a major myth busted How to find the recertification date for IDR and how to recertify income for income-driven repayment plans Strategies for handling recertification and loan consolidation to align with changes in income The role of HR and the cautious approach taken when attesting to employment details for PSLF How to turn in a new IDR application after loan consolidationLinks mentioned:
The American Rescue Plan
The Department of Education
Federal Student Aid
Like the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletterFeeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!
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The Public Service Loan Forgiveness (PSLF) program is undergoing major changes. The government is taking over processing from MOHELA, and a temporary pause is expected in May and June. How will this affect you? First, donât panic â PSLF isnât shutting down. The government is simply pausing processing while they transition everything over.
But youâll want to take a few proactive steps to safeguard your payment count before the transition happens. Listen in as I dissect the real reasons behind these changes. Could it be a strategic move in the future student loan management?
Find out how it can impact your forgiveness:
Why the Department of Education is hitting the pause button on PSLF When to expect service disruption for your student loan management How the transition from MOHELA to the government impact PSLF processing The motivation behind the governmentâs decision to take PSLF from MOHELA How the temporary shutdown will affect you, especially if youâre expecting forgiveness in May or June Implications of the Department of Educationâs plan to centralize PSLF tracking What you need to do now to safeguard your payment countLike the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletterFeeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!
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It sounds shocking, but itâs a reality we canât ignore â and this isnât just about folks burdened with 6-figure student loan debts. Now, even if you have a smaller loan balance, you have a path to student loan forgiveness. Itâs the new SAVE repayment plan thatâs making it possible. Listen in as we explore key factors shifting borrowers away from repayment toward forgiveness, from the increase in discretionary income allowances to the potential for accelerated forgiveness. Youâll discover the key moves you should consider and why freeing yourself from student loan debt could happen sooner than you think.
In todayâs episode, you'll find out:
Unexpected ways the new SAVE plan is transforming student loan repayment advice for borrowers The impact of ultra-low interest rates in the early 2000s on student loan repayment Why chasing student loan forgiveness is outpacing traditional repayment methods How âmicroâ levels of debt could qualify for quick student loan relief The surprising link between debt management and mental health How understanding your future stream of earnings can revolutionize your loan strategy Behind-the-scenes political maneuvers shaping the future of your student loans How to navigate the joint vs. separate tax filing dilemma for couples with student loans Creative tactics for investing in self-care while navigating loan uncertainty How to leave a voicemail for the podcast to ask questions about student loans and personal financeLike the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletterFeeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!
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To put it bluntly, MOHELA has student loan borrowers jumping through hoops to get things done, and itâs been extremely frustrating. Countless delays and mistakes being made, hours of being on hold or even being hung up on by servicers⊠the list goes on! In this episode, hosts Sim Terwilliger, CFPÂź, CSLPÂź, Sam Silberstein, CFPÂź, CSLPÂź, and Ben Lacomis, CSLPÂź join forces to shine some light on everything MOHELA is doing wrong. Youâll get tips and tricks to protect yourself from their mistakes. Youâre not alone in this, folks! Letâs talk about what you can do to get the forgiveness you deserve and avoid falling for MOHELAâs mischief.
In todayâs episode, you'll find out:
Common issues that student loan borrowers are experiencing with MOHELA Red flags to look out for if you use MOHELA How to prevent your PSLF from being reversed Tips for ensuring you get the student loan forgiveness you qualify for When and why you need to recertify your employment and income verification forms Our shockingly disappointing experiences communicating with MOHELA Insight to getting the most out of your phone call with MOHELA When you should file a complaint with the Student Borrower Protection Center MOHELA delays you should be aware of How long does it take for student loans to be forgiven How to approach filing your taxes amidst student loan forgiveness issuesLinks mentioned:
Student Loan Borrower Protection Center
Like the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletterFeeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!
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Weâre standing at the edge of a major financial cliff that no one is ready for. Student loan forgiveness is happening at unprecedented rates â $138 billion and counting. Right now, borrowers are enjoying tax-free forgiven student loan debt courtesy of the American Rescue Plan. However, these benefits are set to expire at the end of 2025, leaving borrowers to face a tax cliff with unknown consequences.
Weâll explore the legal skirmishes already bubbling, like the Kansas Attorney Generalâs case against the SAVE plan, and analyzing their impact and preparing for the potential scenarios ahead. Iâll also highlight the vital deadlines you need to know, like the expiring IDR waiver and the barrier to new entrants for the Pay As You Earn plan thatâs coming up in July 2024.
In todayâs episode, you'll find out:
How the SAVE plan, IDR waiver and PSLF waiver are helping borrowers The possibility of court challenges to President Bidenâs student loan policies Whatâs at stake with the coming student loan tax bomb due post-2025 Potential cancelation scenarios based on political outcomes as election season heats up Deadlines you canât miss and their impact on student loan repayment strategies How the American Rescue Plan is enabling large-scale loan forgiveness What President Bidenâs plan is to address the tax bomb cliff in 2025 About hardship-based forgiveness and the push for widespread cancelationLike the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletterFeeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!
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For those of you stepping into new roles, congratulations! This milestone comes with a lot of things to think about, from managing lifestyle inflation to understanding the impact of major purchases on your future. Weâll uncover valuable insights on income-based student loan payments, refinancing options, and how to approach big decisions like whether to rent or buy a house. Iâll help you unpack the price-to-rent ratio so you can make a well-informed decision based on financial and personal factors. We'll also discuss contract negotiations, gender disparities, non-compete agreements, and the importance of getting the most out of your benefits package.
In todayâs episode, you'll find out:
How to use contracts for better severance or negotiation during job changes Why you shouldnât accept being bullied during training or residency Key factors in job matching for medical professionals Benefits of income-based student loan payments and the pitfalls of early recertification Essential insights for loan refinancing and selecting the best payment plans Tips for making smart housing choices, like rent vs. buy, during life changes Negotiating techniques beyond salary to yield better benefits and work-life balance The impact of gender and non-compete agreements in specialized professions How to manage lifestyle inflation and understand consumption smoothing The role of marginal utility in making financially savvy decisions The emotional biases in finance advice from experts like Suze Orman and Dave Ramsey How to celebrate a job success or career change without sinking your financesLike the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletterFeeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!
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Like the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletterFeeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!
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Deadlines for updating your income and family size information for your IDR plan have been extended to late September 2024, at the earliest.
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Are you curious about business ownership? Whether you're just flirting with the idea of starting your venture or already knee-deep in entrepreneurship, this show is packed with actionable advice to help guide your journey. We'll explore why setting boundaries is not just a buzzword but a fundamental practice for any successful business owner. Youâll also discover specific strategies to carve out a profitable niche, edge out competition, and utilize barriers to your advantage. But the key takeaway here is that student loan debt shouldnât be a barrier to your dreams. So grab your notepad, and let's jump into the world of business ownership with a clear head and a strategic mindset.
In todayâs episode, you'll find out:
How boundaries are a crucial part of business success Why focusing on profitability is crucial before scaling up Ways to validate your business model without offering discounts Why barriers, competition, and market availability are key to your business choice How regulatory barriers can offer both challenges and benefits The importance of identifying specific customer pain points and solving them Strategies to address low reimbursement rates or high service costs The financial impact and workload considerations when dealing with insurance companies Why holding free clinics might be a better strategy than accepting low-paying insurance The best ways to balance family life, retirement, and work fulfillmentLike the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletterFeeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!
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Tax season got you scratching your head? Letâs clear the fog. Join me and Rebecca Bauldauf, CPA, CCFC, from the SLP Wealth tax team, as we navigate the maze of taxes, student loan planning, family dynamics, and long-term financial strategies. Whether you're flying solo or juggling the finances of a growing family, youâll discover actionable tips that could lead to substantial savings, from the ins and outs of tax service fees to strategies for retirement savings and dealing with the IRS. And if you're in search of a long-term financial ally, learn how to find the right tax help that aligns with your goals. Get ready to reshape your financial approach and transform your tax strategy!
In todayâs episode, you'll find out:
The hidden impact of commoditized tax prep services When higher CPA fees become worthwhile for complex tax situations Advantages of hiring different firms for their practice and personal tax returns Two crucial financial moves for low-income earners How marriage changes your tax game, tax filing status and student loan payments Smart retirement savings strategies that factor in PSLF and employer matches Key steps for residents to maximize their tax bracket and student loan situation The secret weapon of the 1040-X form in tax filings How to navigate 'married filing separately' in community property states If you should link your student loan account to the IRS or manually certify income How tactical contributions to retirement accounts can make a huge difference in your student loan repayment journey Why coordinating tax and financial planning teams improves your financial position Pros and cons of filing taxes separately for childless couples with student loans The importance of long-term tax planning regardless of income levelLike the show? There are several ways you can help!
Follow on Apple Podcasts, Spotify or Amazon Music Leave an honest review on Apple Podcasts Subscribe to the newsletterFeeling helpless when it comes to your student loans?
Try our free student loan calculator Check out our refinancing bonuses we negotiated Book your custom student loan plan Get profession-specific financial planningDo you have a question about student loans? Leave us a voicemail here or email us at [email protected] and we might feature it in an upcoming show!
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