Afleveringen

  • In this episode of the Australian Finance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions- covering super, investing, property and much more! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. 

    Your questions answered today:



    What is the epitome of wealth?




    My super fund has been fined millions- should I be worried?




    House flipping dilemma-should I renovate or pay off my loan?




    What should I invest in for my 18 year old niece? 




    Rask advice updates and big moves!




    PLUS what has Owen losing sleep.. Hint: it's a big financial commitment! 




    Resources for this episode



    Tax on ETFs and Shares info- ATO tax on shares explained (full 2024 guide for share investors & traders) | Rask Media




    PreSales for Gemma’s book The Money Reset- https://amzn.to/42Uz0aK




    Ask a question (select the Finance podcast): https://bit.ly/R-quest 




    ~~ Show partner resources ~~

    Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler

    Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith

    View Betashares range of funds:  https://bit.ly/beta-25

    ~~ Rask resources ~~

    All services: https://bit.ly/R-services

    Financial Planning: https://bit.ly/R-plan 

    Invest with us: https://bit.ly/R-invest 

    Access Show Notes: https://bit.ly/R-notes 

    Ask a question: https://bit.ly/R-quest 

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In this Australian Finance Podcast episode, Owen Rask shares four Australian dividend shares that you can add to your investing watchlist. Whether you're chasing income, franking credits or long-term growth, you'll learn:



    What dividends are and how they work




    The difference between yield and total return




    Why chasing high dividend yields can be risky




    4 dividend shares (3 companies + 1 ETF) to research further




    If you like this Australian Finance Podcast episode on dividend shares, you'll love our investing courses and weekly episodes. Don’t forget to subscribe on Apple, Spotify, YouTube, or wherever you get your podcasts!

    Follow us on Instagram and TikTok for more investing tips.





    Topics Covered



    What is a dividend and how does it work?




    The power of franking credits and tax efficiency




    Common beginner mistakes with dividend investing




    The growth vs. income "seesaw" analogy




    MQG: Macquarie Group – stability & global reach




    CLW: Charter Hall Long WALE REIT – property & yield




    SOL: Washington H. Soul Pattinson – long-term growth




    VHY: Vanguard High Yield ETF – diversify your income




    How to pick sustainable dividend investments




    Resources for this episode

    ๐Ÿ“„ Learn more about dividend investing and shares:



    ๐Ÿ’ก Beginner Shares Course – Start Here




    ๐Ÿ“ˆ Share Valuation Course (Intermediate)




    ๐Ÿ’ฌ Join the Rask Investing Community – It’s Free




    ๐Ÿ”“ Get a Free Rask Account




    ~~ Show partner resources ~~ ๐Ÿ’ฐ Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler ๐Ÿ“Š Get 50% off your first two months using PocketSmith – https://www.pocketsmith.com/rask/ ๐Ÿ“ˆ View Betashares full range of funds – https://bit.ly/beta-25

    ~~ Rask resources ~~ ๐Ÿ”— Explore all Rask services – https://bit.ly/R-services ๐Ÿ“‹ Learn about Rask Financial Planning – https://bit.ly/R-plan ๐Ÿ“ˆ Start investing with Rask – https://bit.ly/R-invest ๐Ÿ“œ Access Show Notes – https://bit.ly/R-notes โ“ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest

    ๐Ÿ“ฒ Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest





    DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

    If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

    The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg


    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Zijn er afleveringen die ontbreken?

    Klik hier om de feed te vernieuwen.

  • In this episode of The Australian Finance Podcast, Gemma Mitchell is joined by Amy Parfett from WedShed to talk about all things weddings — the trends, the must-haves, and how to save without sacrificing the celebration.

    With the average Aussie wedding now topping $35,000, Amy shares tips on how to set a realistic budget, what’s changing thanks to the rising cost of living, and how to keep your big day true to you.

    Plus, they chat about how parents can support their kids financially without overstepping or overspending.

    If you enjoyed this chat, don’t forget to subscribe for more episodes on Apple, Spotify, YouTube or wherever you get your podcasts.
    In this episode, Gemma and Amy dive into:

    Wedding trends and how they are changing

    How to set a realistic wedding budget

    First weddings vs second (or third) – do people approach them differently?

    Ways parents can financially support their kids

    Balancing outside pressure (and opinions) when planning

    How to stay true to your values and visions

    Gift giving – what’s expected, and some modern alternatives


    Resources for this episode

    Connect with WedShed: Find Your Perfect Wedding Venue | Wedshed


    Buy the Book: Get Wed by Amy Parfett | The complete guide to planning a wedding with minimum stress and maximum good vibes | 9781761069154 | Booktopia


    Ask a question (select the Finance podcast): https://bit.ly/R-quest 


    ~~ Show partner resources ~~
    Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
    Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
    View Betashares range of funds:  https://bit.ly/beta-25
    ~~ Rask resources ~~
    All services: https://bit.ly/R-services
    Financial Planning: https://bit.ly/R-plan 
    Invest with us: https://bit.ly/R-invest 
    Access Show Notes: https://bit.ly/R-notes 
    Ask a question: https://bit.ly/R-quest 

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In this episode of The Australian Finance Podcast, your host Gemma Mitchell is joined by the newest member of the Rask Advice team – financial adviser Tahli Cavagnino.

    They chat about Tahli’s path into financial advice and unpack a tricky client case from the week involving the family fallout that can happen when an inheritance is split between siblings.

    The main focus of the episode? What to prioritise in your finances through every decade of life. From building a solid foundation in your 20s, to maximising your wealth in your 40s, and preparing for retirement in your 60s – Gemma and Tahli break it down with clear, practical tips for every life stage.

    Whether you’re just getting started or fine-tuning your long-term plan, this episode is packed with guidance to help you stay on track.

    If you like this Australian Finance Podcast episode, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.

    Resources for this episode

    Pre order Gemmas book here The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books


    Ask a question (select the Retirement podcast): https://bit.ly/R-quest 


    ~~ Show partner resources ~~
    Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
    Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
    View Betashares range of funds:  https://bit.ly/beta-25
    ~~ Rask resources ~~
    All services: https://bit.ly/R-services
    Financial Planning: https://bit.ly/R-plan 
    Invest with us: https://bit.ly/R-invest 
    Access Show Notes: https://bit.ly/R-notes 
    Ask a question: https://bit.ly/R-quest 

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

    #finance #asx


    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In this Australian Finance Podcast episode, your host Owen Rask shares three budgeting strategies that actually work, so you can take control of your money without giving up the things you love. In this short but powerful episode, you'll learn:



    Why budgeting isn’t about sacrifice




    The importance of value-aligned spending




    How to use the 50/30/20 budget as a beginner




    How to make budgeting easier with free tools and apps




    If you like this Australian Finance Podcast episode on budgeting, you'll love our series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube, or wherever you get your podcasts!

    Follow us on Instagram and TikTok for more investing insights.



    Topics Covered



    Why most people struggle with budgeting




    Rethinking budgeting: It’s not about sacrifice




    The 10 things activity: What brings you joy?




    Strategy 1: The 50/30/20 budget




    Strategy 2: Use our free budgeting spreadsheet




    Strategy 3: PocketSmith – the advanced budgeting app




    Final thoughts & tools that can help




    Resources for this episode ๐Ÿ“„ Learn more about budgeting:




    ๐Ÿ’ฐ Budgeting course with Rask




    ๐Ÿ“Š Use our spreadsheet




    ๐Ÿ“ˆ PocketSmith budgeting tool



    ~~ Show partner resources ~~ ๐Ÿ’ฐ Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler ๐Ÿ“Š Get 50% off your first two months using PocketSmith – https://www.pocketsmith.com/rask/ ๐Ÿ“ˆ View Betashares full range of funds – https://bit.ly/beta-25

    ~~ Rask resources ~~ ๐Ÿ”— Explore all Rask services – https://bit.ly/R-services ๐Ÿ“‹ Learn about Rask Financial Planning – https://bit.ly/R-plan ๐Ÿ“ˆ Start investing with Rask – https://bit.ly/R-invest ๐Ÿ“œ Access Show Notes – https://bit.ly/R-notes โ“ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest

    ๐Ÿ“ฒ Follow us on social media: Instagram: @rask.invest – https://www.instagram.com/rask.invest/ TikTok: @rask.invest – https://www.tiktok.com/@rask.invest

    DISCLAIMER This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.

    If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.

    The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg


    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • If you like this Australian Finance Podcast episode you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.

    Topics covered today:

    Your village – who they are and how to find them

    Getting your “financial house in order”

    The three biggest money mistakes

    Sexy goals and why they are critical

    How to stop overthinking your goals

    What advice Jacqui would give to her 20-year-old self


    Resources for this episode

    Connect with Jacqui- Jacqui Clarke


    Buy the book  Stop Worrying about Money by Jacqui Clarke | Start Planning Now to Secure Your Financial Future | 9781394176885 | Booktopia


    Ask a question (select the Finance podcast): https://bit.ly/R-quest 


    ~~ Show partner resources ~~
    Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
    Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
    View Betashares range of funds:  https://bit.ly/beta-25
    ~~ Rask resources ~~
    All services: https://bit.ly/R-services
    Financial Planning: https://bit.ly/R-plan 
    Invest with us: https://bit.ly/R-invest 
    Access Show Notes: https://bit.ly/R-notes 
    Ask a question: https://bit.ly/R-quest 

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In this episode of the Australian FInance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. 

    Your questions answered today:



    Disposable vs Cloth Nappies: Cost, Convenience & Sustainability




    Investment Bonds: Are They Worth It?




    ETF Tax Time: How to Handle the Paperwork




    $500k to Invest: Lump Sum or Dollar Cost Averaging?




    Joint Super Accounts: Should Couples Combine?




    The 4% Rule: Does It Still Stack Up in 2025?






    PLUS Keep an eye out for the episodes coming out in the next few weeks around sustainability, and also investing in trust structures 




    Resources for this episode



    Grant Hacket episode https://youtu.be/JLoIKV68-hw




    Lump sum vs Dollar Cost Averaging- Dollar-cost average or lump sum investing: which is best for ETFs? - Rask




    Info on Tax: ATO tax on shares explained (full 2024 guide for share investors & traders) | Rask Media




    Ethical investing course- Ultimate Australian ethical investing course




    PreSales for Gemma’s book The Money Reset- The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books




    Ask a question (select the Finance podcast): https://bit.ly/R-quest 




    ~~ Show partner resources ~~

    Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler

    Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith

    View Betashares range of funds:  https://bit.ly/beta-25

    ~~ Rask resources ~~

    All services: https://bit.ly/R-services

    Financial Planning: https://bit.ly/R-plan 

    Invest with us: https://bit.ly/R-invest 

    Access Show Notes: https://bit.ly/R-notes 

    Ask a question: https://bit.ly/R-quest 

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In this Australian Finance Podcast episode, Owen Rask is joined by financial adviser Alex Luck from Everest Wealth to answer 10 of your most pressing money questions. Whether you're starting out, growing a family, or managing a business, this episode covers smart strategies for long-term financial success.
    They discuss:

    How Trump, tariffs & uncertainty impact your investments

    Choosing the right investment platform for your goals

    What is debt recycling & how to do it safely

    The biggest fear holding people back from investing

    Two smart ways to save for your children’s education

    One cash flow tip every family needs to hear

    Super strategies for 35-year-olds & why most people get them wrong

    Is a balanced fund right for you, or should you go higher growth?

    The First Home Super Saver Scheme: is it worth it?

    The biggest money mistake business owners make (and how to avoid it)


    If you found this episode helpful, follow the show on Apple, Spotify, YouTube, or wherever you listen to podcasts!
    Follow us on Instagram and TikTok for more investing insights.
    Resources for this episode
    ๐ŸŽง Listen to this episode on debt recycling
    ๐Ÿ“š Check out our investing and personal finance courses
    ๐Ÿ“ˆ Learn more about Everest Wealth
    ~~ Show partner resources ~~
    ๐Ÿ’ฐ Join Pearler using code “RASK” for $15 of Pearler Credit
    ๐Ÿ“Š Get 50% off your first two months using PocketSmith
    ๐Ÿ“ˆ View Betashares full range of funds
    ~~ Rask resources ~~
    ๐Ÿ”— Explore all Rask services
    ๐Ÿ“‹ Learn about Rask Financial Planning
    ๐Ÿ“ˆ Start investing with Rask
    ๐Ÿ“œ Access Show Notes
    โ“ Ask a question – just select the Finance Podcast
    ๐Ÿ“ฒ Follow us on social media:
    Instagram
    TikTok
    DISCLAIMER
    This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
    If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
    The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – here

    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In this episode of The Australian Finance Podcast, host Gemma Mitchell is joined by Zara McGuffie from The Australian Business Podcast to tackle a question on many Australians’ minds: how do you bring in more income?

    One business model that seems to be on the rise (again) is multi-level marketing, also known as network marketing or direct marketing. 

    They promise freedom, flexibility, and uncapped income from your phone. But is it really about building your business – or just building theirs?

    We dig into the world of MLMs and so-called ‘business opportunities’ that sell the dream of self-employment, but often leave people out of pocket and pressured.

    We unpack:
    • Why MLMs are so appealing (and who they target)
    • What makes them feel legitimate – even when they’re not
    • The real cost of chasing passive income promises
    • What to look for – and how to approach opportunities with eyes wide open
    • Other income streams that might actually suit you better
    • How to increase your income using your existing skills
    • How to tell the difference between a genuine side hustle and a self-employment catfish
    If you’ve ever been tempted to ‘be your own boss’ and start something new – this is a must-listen.

    Resources for this episode

    Pre order Gemma's book here The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books


    Ask a question (select the Finance podcast): https://bit.ly/R-quest 


    ~~ Show partner resources ~~
    Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
    Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
    View Betashares range of funds:  https://bit.ly/beta-25

    ~~ Rask resources ~~
    All services: https://bit.ly/R-services
    Financial Planning: https://bit.ly/R-plan 
    Invest with us: https://bit.ly/R-invest 
    Access Show Notes: https://bit.ly/R-notes 
    Ask a question: https://bit.ly/R-quest 

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In this episode of the Australian FInance Podcast, Owen and Gemma are back for your weekly Q&A and answering your questions! Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts. And send in your questions via the link below. 

    Topics covered today:

    How international students can invest in Australia during their study and post-study visa period

    The “pink tax”: budgeting for the extra costs women face – is it discretionary or a separate category and how to save some money

    LICs vs ETFs: what to do if you accidentally bought a Listed Investment Company

    The best platforms for micro-investing for absolute beginners (especially if you’ve got a short attention span)
    Plus, we want to hear from you! What same item have you seen cost more purely when marketed to different people? 

    Resources for this episode



    Budget Episode https://youtu.be/HnXXb50BtD8

    PreSales for Gemma’s book The Money Reset- The Money Reset: Take Control of Your Money and Your Life : Mitchell, Gemma: Amazon.com.au: Books


    Ask a question (select the Finance podcast): https://bit.ly/R-quest 


    ~~ Show partner resources ~~
    Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
    Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
    View Betashares range of funds:  https://bit.ly/beta-25

    ~~ Rask resources ~~
    All services: https://bit.ly/R-services
    Financial Planning: https://bit.ly/R-plan 
    Invest with us: https://bit.ly/R-invest 
    Access Show Notes: https://bit.ly/R-notes 
    Ask a question: https://bit.ly/R-quest 

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

    Learn more about your ad choices. Visit megaphone.fm/adchoices

  •  In this short and practical episode of The Australian Finance Podcast, Owen Rask shares the complete step-by-step checklist for buying your first property in 2025 and beyond. Whether you're still saving or ready to buy, this is your roadmap to getting into the market with confidence.
    This episode covers:

    Why your A-Team matters: mortgage brokers & accountants

    Understanding real estate agents & auction risks

    The role of buyer’s agents and how they help

    Should you invest your deposit? (Hint: no)

    Do you really need a 20% deposit?

    Using the First Home Super Saver Scheme (FHSS)

    Creating a powerful property brief

    Smart deposit saving habits that don’t involve risky investing


    If you're planning to buy your first home, make this your go-to guide before you commit.
    Follow the show on Apple, Spotify, YouTube, or wherever you listen to podcasts.
    Follow us on Instagram and TikTok for more property and finance insights.
    Resources for this episode
    ๐Ÿ“˜ Pearler’s FHSS Resource
    ๐Ÿก Free Property Course (Rask Education)
    ๐ŸŽ™๏ธ Australian Property Podcast (Pete, Amy & Chris)
    ๐Ÿ’ผ Mortgage Broking Services (Rask)
    ~~ Show partner resources ~~
    ๐Ÿ’ฐ Join Pearler using code “RASK” for $15 of Pearler Credit
    ๐Ÿ“Š Get 50% off your first two months using PocketSmith
    ๐Ÿ“ˆ View Betashares full range of funds
    ~~ Rask resources ~~
    ๐Ÿ”— Explore all Rask services
    ๐Ÿ“‹ Learn about Rask Financial Planning
    ๐Ÿ“ˆ Start investing with Rask
    ๐Ÿ“œ Access Show Notes
    โ“ Ask a question – just select the Finance Podcast
    ๐Ÿ“ฒ Follow us on social media:
    Instagram
    TikTok
    DISCLAIMER
    This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
    If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
    The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – here
    Disclosure: Pearler is a long-term supporter of Rask's Australian Finance Podcast. We are not paid to mention them in this video, nor are we paid or benefit in any way from discussing them here.

    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In this episode of The Australian Finance Podcast, Owen Rask is joined by Cameron Gleeson from BetaShares to discuss the rise of crypto investing via ETFs. With the launch of Australia’s first bitcoin and Ethereum ETFs from BetaShares, we break down:

    Why bitcoin is seen as “digital gold”

    How institutional adoption is driving crypto’s mainstream status

    The risks and benefits of crypto ETFs vs direct ownership

    What “getting off zero” actually means for long-term investors

    Why a small allocation to crypto could boost portfolio performance


    If you like this episode on crypto investing, make sure to subscribe to The Australian Finance Podcast on Apple, Spotify, YouTube, or wherever you get your podcasts!
    Follow us on Instagram and TikTok for more investing insights.
    Topics Covered
    Welcome to the world of crypto ETFs
    Bitcoin’s legitimacy & the role of regulation
    Why governments are holding (or not holding) crypto
    Is bitcoin a store of value or speculation?
    Volatility vs gold and traditional investments
    What “getting off zero” really means
    How crypto can fit in a long-term portfolio
    ETF structure: behind the scenes of BetaShares’ crypto ETFs
    Why not just buy bitcoin directly?
    Final thoughts on crypto allocation and ETF access
    Resources for this episode
    ๐Ÿ“„ Learn more about this episode’s ETFs:

    BetaShares Crypto Innovators ETF (CRYP)

    BetaShares Bitcoin ETF (QBTC)


    ~~ Show partner resources ~~
    ๐Ÿ’ฐ Join Pearler using code “RASK” for $15 of Pearler Credit – https://bit.ly/Pearler
    ๐Ÿ“Š Get 50% off your first two months using PocketSmith – https://bit.ly/R-PocketSmith
    ๐Ÿ“ˆ View Betashares full range of funds – https://bit.ly/beta-25
    ~~ Rask resources ~~
    ๐Ÿ”— Explore all Rask services – https://bit.ly/R-services
    ๐Ÿ“‹ Learn about Rask Financial Planning – https://bit.ly/R-plan
    ๐Ÿ“ˆ Start investing with Rask – https://bit.ly/R-invest
    ๐Ÿ“œ Access Show Notes – https://bit.ly/R-notes
    โ“ Ask a question – just select the Finance Podcast – https://bit.ly/R-quest
    ๐Ÿ“ฒ Follow us on social media:
    Instagram: @rask.invest – https://www.instagram.com/rask.invest/
    TikTok: @rask.invest – https://www.tiktok.com/@rask.invest
    DISCLAIMER
    This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs before acting on it.
    If you’re unsure, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance.
    The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG) – https://www.rask.com.au/fsg

    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In this episode, Owen and Gemma answer your questions and cover lots of areas: cashflow, investing, debt and how Owen’s nostalgia collection of Pokémon cards has been a pretty good investment. 

    Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.

    Topics covered today:

    Knock on from a previous episode: Mortgagee Sales. Yes, they still exist and how to find!

    Starting an Investing Journey in Your 30s – What Would Owen and Gemma Do If They Were Starting Over Today?

    Using Sale Proceeds – Offset vs Investing

    Managing Big Annual Expenses – Lump Sum or Spread Out?

    Setting Up Investment Accounts for Kids

    How Gemma and Owen invest for their kids 

    Plus, we ask you for your tips for us on what the next big nostalgia investment might be? 


    Resources for this episode

    Presales for Gemma’s book The Money Reset

    Guide to investing for kids

    Ask a question (select the Finance podcast)


    ~~ Show partner resources ~~
    Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
    Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
    View Betashares range of funds:  https://bit.ly/beta-25

    ~~ Rask resources ~~
    All services: https://bit.ly/R-services
    Financial Planning: https://bit.ly/R-plan 
    Invest with us: https://bit.ly/R-invest 
    Access Show Notes: https://bit.ly/R-notes 
    Ask a question: https://bit.ly/R-quest 

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

    #finance #asx
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In this bonus episode of the Australian Finance Podcast, Gemma’s flying solo and tackling budgets – in under 10 minutes. Yep, it’s short, sharp and designed to help you sort your cash flow over your morning coffee. She’ll walk you through 5 simple steps to get your money system working for you. 
    Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.

    Resources for this episode

    Budgeting Without the B-Word: A Smarter Way to Manage Money: https://youtu.be/wuAos1QBHdI

    Ask a question (select the Finance podcast): https://bit.ly/R-quest 


    ~~ Show partner resources ~~
    Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
    Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
    View Betashares range of funds:  https://bit.ly/beta-25
    ~~ Rask resources ~~
    All services: https://bit.ly/R-services
    Financial Planning: https://bit.ly/R-plan 
    Invest with us: https://bit.ly/R-invest 
    Access Show Notes: https://bit.ly/R-notes 
    Ask a question: https://bit.ly/R-quest 

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In this episode of The Australian Finance Podcast, your host Gemma Mitchell chats with Wade – a former financial adviser whose life changed overnight.

    At just 41, Wade suffered a major heart attack that left him fighting for his life. He shares his powerful story of recovery, the unexpected lessons he learned, and why having the right insurance – and the right plans in place – matters more than you think.

    This conversation dives into the emotional, financial and practical realities of what happens when life throws you a curveball, and what you can do now to be prepared for the unexpected.

    If you like this Australian Finance Podcast episode, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.

    Topics covered today:

    Wade’s story of having a heart attack at work at just 41

    The long road to recovery

    How being strategic with insurance from a young age meant he had cover

    The surprising hurdles of claiming on insurance

    The things he wished he had sorted beforehand (that too many of us leave on our to-do lists)

    The importance of telling your family about your wishes


    Resources for this episode

    Talk to our partners about life insurance: Life Insurance via Rask | Income Protection, Life, TPD & more


    Home | DonateLife

    Support Medical Research and Patient Care at The Prince Charles Hospital - The Common Good

    Ask a question (select the Finance podcast): https://bit.ly/R-quest 


    ~~ Show partner resources ~~
    Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
    Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
    View Betashares range of funds:  https://bit.ly/beta-25

    ~~ Rask resources ~~
    All services: https://bit.ly/R-services
    Financial Planning: https://bit.ly/R-plan 
    Invest with us: https://bit.ly/R-invest 
    Access Show Notes: https://bit.ly/R-notes 
    Ask a question: https://bit.ly/R-quest 

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

    #finance #asx
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • Big news – Owen’s officially a dad!
    In this special episode of The Australian Finance Podcast, your hosts Owen Rask and Gemma Mitchell chat about Owen's transition to fatherhood and the 25 life lessons he wants to share with his son, covering everything from love and values to money and mindset. 

    If you like this Australian Finance Podcast episode, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.

    Resources for this episode

    Full list - 25 things I'll tell my son: https://www.raskmedia.com.au/2025/04/11/25-things-ill-teach-my-son/

    Owen recommended podcast with Eric Maddox- Invest Like the Best with Patrick O'Shaughnessy: Eric Maddox – The Ace of Spades - [Invest Like the Best, EP.15]


    Ask a question (select the Finance podcast): https://bit.ly/R-quest 


    ~~ Show partner resources ~~
    Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
    Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
    View Betashares range of funds:  https://bit.ly/beta-25
    ~~ Rask resources ~~
    All services: https://bit.ly/R-services
    Financial Planning: https://bit.ly/R-plan 
    Invest with us: https://bit.ly/R-invest 
    Access Show Notes: https://bit.ly/R-notes 
    Ask a question: https://bit.ly/R-quest 

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In this short episode of The Australian Finance Podcast, your host OwenRask, Chief Investment Officer for Rask Invest, explains why he invested $100,000 into Exchange-Traded Funds (ETFs) this week, despite lots of uncertainty in the stock market.

    Topics covered:
    1. The ETFs Owen bought
    2. Why he invested a lump sum
    3. How he did his equity redraw
    4. Why getting financial advice is important if you're worried
    5. The benefit of diversification
    6. Why timing the market isn't something Owen does

    If you like this Australian Finance Podcast episode, you'll love the series. Don't forget to subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.

    Resources for this episode
    Rask Invest Martian:https://www.rask.com.au/rask-invest/martian
    Owen's LIVE show: https://www.youtube.com/watch?v=SBxxCavI2Lo
    Financial planning: https://www.rask.com.au/advice
    Ask a question (select the Finance podcast): https://bit.ly/R-quest

    ~~ Show partner resources ~~
    Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
    Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
    View Betashares range of funds:  https://bit.ly/beta-25
    ~~ Rask resources ~~
    All services: https://bit.ly/R-services
    Financial Planning: https://bit.ly/R-plan
    Invest with us: https://bit.ly/R-invest
    Access Show Notes: https://bit.ly/R-notes
    Ask a question: https://bit.ly/R-quest

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • The ASX 200 (ASX: XJO) price is crashing down 6.5%. Commonwealth Bank of Australia (ASX:CBA) share price is down 7.7%. BHP Group Ltd (ASX: BHP) share price is down 8%.

    VIDEO VERSION: https://youtube.com/live/SBxxCavI2Lo

    ASX 200 investors, what should you do in a market crash?!

    If you're watching the ASX 200 sell-off in fear, rest assured - at 12 noon today (MEL/SYD time), Chief Investment Officer Owen Rask will break down his 5-part market crash investing checklist.

    โœจ Resources โœจ
    Rask Invest portfolio: https://www.rask.com.au/rask-invest
    Join our community: https://community.rask.com.au
    Get financial advice: https://www.rask.com.au/advice

    Special guest Claude Walker:
    https://arichlife.com.au/

    All information in this podcast is strictly general in nature. It is not personal financial advice as it does not take into account your needs, goals or objectives. So don’t act on it before speaking with your financial planner. Owen Raszkiewicz can be verified on asic.gov.au. He is the ultimate holder of AFSL 563907 and you can read Rask's Financial Services Guide at www.rask.com.au/fsg Investing can be risky and result in permanent capital loss.

    #investing #asx200
    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In this Australian Finance Podcast episode, your host Gemma Mitchell chats with Victoria Vivente, founder of Bad Bitch Money and author of Know Your Worth. They dive into healing your relationship with money, looking after future you, and the incredible work financial counsellors do to support Australians in tough times.
    If you enjoy this episode, you'll love our other conversations designed to help you take control of your finances. Don't forget to subscribe for weekly episodes on Apple, Spotify, YouTube, or wherever you get your podcasts.
    Topics covered in this episode:

    The important work financial counsellors do—beyond just money

    Financial literacy and education: why it matters more than ever

    Practical ways to connect with future you and set yourself up for success

    Building healthy financial habits that actually stick

    Key lessons from Victoria’s time as a financial counsellor

    And the hard-hitting question: What do you wish 20-year-old you knew about money and life?


    Resources for this episode

     Connect with Victoria- Bad Bitch Money | Learn the basics of money


    Sign up Victoria’s Newsletter https://open.substack.com/pub/victoriavivente


    Explore counselling services- Welcome Page - National Debt Helpline


    Buy ‘Know your Worth’ by Victoria Vivente- Know Your Worth by Victoria Vivente - 9781923022430 - Dymocks or Know Your Worth: Heal your relationship with your money and your self : Victoria Vivente: Amazon.com.au: Books


    Kate and Victorias previous episode about Debt Counselling https://youtu.be/VJgRR6oyvD0?feature=shared 

    ~~ Show partner resources ~~
    Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
    Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
    View Betashares range of funds:  https://bit.ly/beta-25
    ~~ Rask resources ~~
    All services: https://bit.ly/R-services
    Financial Planning: https://bit.ly/R-plan 
    Invest with us: https://bit.ly/R-invest 
    Access Show Notes: https://bit.ly/R-notes 
    Ask a question: https://bit.ly/R-quest 

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

    Learn more about your ad choices. Visit megaphone.fm/adchoices

  • In this Australian Finance Podcast episode, your hosts Owen Rask and Gemma Mitchell answer the questions you have sent in, plus they chat about their own investment wins and losses that became lessons. 

    If you like this Australian Finance Podcast episode and want to send in your questions- we’d love to hear from you. Remember, we can't give personal advice, so general questions are great and don't forget to get creative with your names!

    Make sure you subscribe for weekly shows on Apple, Spotify, YouTube or wherever you get your podcasts.

    Topics covered today:
    Listener questions answered:

    Using your leave entitlements after finishing up work

    New super fund – do I need to add $6K to get insurance?

    Best way to use a divorce settlement

    Invest with $50- what am I doing wrong?

    When to DIY and when to see an adviser for ETF investing

    PLUS Gemma and Owen talk about their best investments to date.


    Got questions? Send them in & subscribe for weekly episodes


    Resources for this episode

    Join the Rask Community - Free Rask Account sign up


    Rask Advice: https://www.rask.com.au/advice


    Rask ETF Series- https://youtu.be/r_unbyby6Sg


    Rask ETF free course- Beginner's ETF Investing Course


    Gemma's Instagram: https://www.instagram.com/gemmamitchell.finance


    Ask a question (select the Finance podcast): https://bit.ly/R-quest 


    ~~ Show partner resources ~~
    Join Pearler using code “RASK” for $15 of Pearler Credit: https://bit.ly/Pearler
    Get 50% off your first two months using PocketSmith: https://bit.ly/R-PocketSmith
    View Betashares range of funds:  https://bit.ly/beta-25

    ~~ Rask resources ~~
    All services: https://bit.ly/R-services
    Financial Planning: https://bit.ly/R-plan 
    Invest with us: https://bit.ly/R-invest 
    Access Show Notes: https://bit.ly/R-notes 
    Ask a question: https://bit.ly/R-quest 

    DISCLAIMER: This podcast contains general financial information only. That means the information does not take into account your objectives, financial situation, or needs. Because of that, you should consider if the information is appropriate to you and your needs, before acting on it. If you’re confused about what that means or what your needs are, you should always consult a licensed and trusted financial planner. Unfortunately, we cannot guarantee the accuracy of the information in this podcast, including any financial, taxation, and/or legal information. Remember, past performance is not a reliable indicator of future performance. The Rask Group is NOT a qualified tax accountant, financial (tax) adviser, or financial adviser. Access The Rask Group's Financial Services Guide (FSG): https://www.rask.com.au/fsg

    ๏ปฟ#finance #asx
    Learn more about your ad choices. Visit megaphone.fm/adchoices