Afleveringen
-
This episode features insights from the launch of the UK Payments Initiative (UKPI) at Money20/20 Europe, focusing on how Commercial Variable Recurring Payments (cVRPs) are transforming the open banking landscape. Experts discuss the phased rollout of these payment methods, regulatory and pricing frameworks, and the ecosystem collaboration required for widespread consumer adoption.
Key Topics
The evolution of UKPI and the shift to commercial-driven open bankingCommercial Variable Recurring Payments (cVRPs) vs. traditional direct debits and cardsThe phased rollout of cVRPs (Wave 1 restricted use cases to Wave 2 broader applications)Consumer benefits, including payment parameters, visibility, and control within banking appsRegulatory considerations, independent pricing principles, and mitigation of litigation risksTechnical plumbing, industry collaboration, and transaction volume as key success metricsHost: Louis Thompsett
Guest: Richard Mould
Producer: Anaya McDonald
Editor: Anaya McDonaldLearn more about the latest payments insights: https://paymentexpert.com
-
This episode features insights from the Money2020 Europe event, focusing on stablecoins, agentic AI, regulation, tokenisation, and fraud prevention in the payments industry. Experts discuss industry milestones, regulatory frameworks, and the future of payment innovations.
Key Topics
Stablecoins and their regulatory landscapeAgentic AI and its impact on paymentsTokenisation projects like Project AgoraIndustry consolidation and M&A activityFraud and identity security advancementsHost: Louis Thompsett
Guest: Justin Jacobs
Producer: Anaya McDonald
Editor: Anaya McDonaldLearn more about the latest payments insights: https://paymentexpert.com
-
Zijn er afleveringen die ontbreken?
-
In this episode Host, Louis Thompsett is joined by Justin Jacobs, Chief Policy and Engagement Officer at Pay.UK, to discuss the future of digital money, interoperability of payment rails, trust, and security in a multi-money world. This episode explores opportunities, risks, and the evolving landscape of payments in the UK.
Key Topics
Multi-money world and payment interoperabilityOpportunities in programmability and new use casesResilience and diversity of payment optionsTrust, consumer protection, and fraud preventionRegulatory adaptation and industry collaboration
Host: Louis Thompsett
Guest: Justin Jacobs
Producer: Anaya McDonald
Editor: Anaya McDonaldLearn more about the latest payments insights: https://paymentexpert.com
-
In today’s episode, Host Louis Thompsett is joined by Shaanil Senarath-Dassanayake, Associate at Charles Russell Speechlys, as the duo discuss the seismic shifts in the UK’s regulatory landscape and what the transition from "unregulated" to "fully authorised" actually means for the next generation of fintech innovators.
Key Discussion Points
The Crypto Authorization Gateway: Why the move from AML registration to full FCA authorization is more than just a paperwork exercise—it’s a total shift in operational expectations.Senior Management Accountability: How the extension of SM&CR to crypto firms is forcing founders to rethink personal liability and governance in a maturing market.The BNPL "Regulation Day": Navigating the July 15, 2026, deadline for Deferred Payment Credit and the compliance hurdles for firms facing FCA consumer credit rules for the first time.Structural Shakeups: What the consolidation of the PSR into the FCA means for payments firms and whether a "single supervisor" model will truly simplify the complex UK ecosystem.The AI Liability Gap: Insights from the FCA’s Mills Review on where the legal "buck stops" when agentic and generative AI systems cause consumer harm.Host: Louis Thompsett
Guest: Shaanil Senarath-Dassanayake
Producer: Anaya McDonald
Editor: Anaya McDonaldLearn more about the latest payments insights: https://paymentexpert.com
-
This episode explores how mobile network intelligence is transforming fraud prevention in the financial industry. Samantha Kight from GSMA discusses emerging threats, innovative API solutions, and the importance of cross-industry collaboration.
Key Topics
Emerging mobile fraud threats and trendsGSMA's role in securing the mobile ecosystemInnovative API solutions for fraud detectionCross-industry collaboration against scamsImpact of open source and AI on security
Host: Louis Thompsett
Guest: Samantha Kight
Producer: Anaya McDonald
Editor: Anaya McDonaldLearn more about the latest payments insights: https://paymentexpert.com
-
In today's episode, Host Louis Thompsett is joined by Nick Kerigan, Managing Director and Head of Innovation at Swift, as the duo discuss the evolving landscape of global value transfer, focusing on how Swift is integrating blockchain technology and shared ledgers into its infrastructure to solve real-world payment friction.
Tune in to today's episode to find out:
How Swift’s new blockchain-based shared ledger enables real-time, 24/7 cross-border payments and synchronized obligations between participating banks.The critical role of interoperability in connecting fragmented digital asset "islands" with existing financial infrastructure.Why the industry is shifting toward wholesale use cases for orchestration and how this helps banks manage liquidity and risk more effectively.Swift's "multi-money, multi-chain" vision that embraces CBDCs, stablecoins, and tokenized deposits as complementary tools.The strategy behind tackling the "last mile" of retail payments to ensure upfront cost certainty and full value delivery for consumers.Host: Louis Thompsett
Guests: Nick Kerigan
Producer: Anaya McDonald
Editor: Anaya McDonald -
In today's episode, Host Louis Thompsett is joined by Payment Expert Editor Rachael Kennedy and Senior Business Journalist Kieran O'Connor as the trio discuss the major regulatory shifts emerging from UK FinTech Week, specifically the government's push for a unified framework for digital money and the FCA's evolving stance on AI.
Tune in to today's episode to find out:
How the UK plans to bring stablecoins, tokenized deposits, and e-money under a single regulatory umbrella by 2027.What the official folding of the Payment Systems Regulator (PSR) into the FCA means for future industry oversight.Why the Bank of England is considering a £20,000 limit on individual stablecoin holdings to prevent deposit flight.The FCA’s "no new rules" approach to agentic AI and how industry labs are shaping future practice.Whether the UK’s "pro-innovation" strategy will successfully balance centralised strategy with decentralised rule making.Host: Louis Thompsett
Guests: Rachael Kennedy & Kieran O’Connor
Producer: Anaya McDonald
Editor: Anaya McDonaldLearn more about the latest payments insights: https://paymentexpert.com
-
In today's episode, Host Louis Thompsett is joined by Payment Expert Senior Business Journalists Kieran O'Connor and Callum Williams to discuss their key takeaways from the first day of the Money20/20 Asia conference in Bangkok, focusing on the evolution of digital payments and infrastructure across the Asian market.
Tune in to today’s episode to find out:
The rise of tokenized deposits: Why banks are increasingly exploring tokenized deposits over stablecoins to leverage traditional infrastructure while gaining the benefits of 24/7 blockchain settlement. Thailand’s unique payment landscape: How the country has positioned itself as a financial hub through its PromptPay scheme and the widespread adoption of QR code payments among local merchants and street vendors. Barriers to financial inclusion: Why high-tech solutions like digital IDs and tokenization face skepticism in rural areas and markets like Azerbaijan due to low technological literacy and a deep-rooted trust in cash. The future of "AI Super Apps": How leaders in the Chinese market are moving beyond traditional super apps toward AI-driven agents that can handle payments and user interactions at every layer. Japan’s approach to tokenized money: Insights into how Japan is testing the synergy between stablecoins, CBDCs, and tokenized deposits through inclusive, multi-bank networks.Host: Louis Thompsett
Guests: Callum Williams & Kieran O’Connor
Producer: Anaya McDonald
Editor: Anaya McDonaldLearn more about the latest payments insights: https://paymentexpert.com
-
In today's episode, Payment Expert Editor & Host Louis Thompsett and Payment Expert Senior Journalists Kieran O'Connor & Callum Williams discuss the Reserve Bank of India’s radical proposal to introduce a one-hour pause on digital payments to combat the 10x rise in fraud cases, comparing this pragmatic approach to Brazil’s PICS system and the emerging regulations in the UK and EU
Tune in to today's episode to find out:
Why India is proposing a 1-hour lag for instant UPI transactions and how it gives users a "cancel" button for suspicious paymentsA comparison between India and Brazil’s fraud strategies, specifically the difference between a proactive buffer and a 7-day dispute mechanism.The "safety vs. speed" dilemma facing the EU as they mandate instant payments while potentially overlooking robust fraud controlsWhy social media platforms are dodging responsibility for the rise in Authorized Push Payment (APP) scams.A preview of Money 20/20 Asia in Thailand, covering the explosion of QR codes, tokenised money, and the real-world adoption of stablecoinsHost: Louis Thompsett
Guests: Callum Williams & Kieran O’Connor
Producer: Anaya McDonald
Editor: Anaya McDonaldLearn more about the latest payments insights: https://paymentexpert.com
-
We explore:
Why New York is legally protecting cash payments
The reality of unbanked and underbanked populations
Whether digital payments can truly replace cash
The risks of relying on digital infrastructure
How war, outages and crises expose payment vulnerabilities
Why central banks are still investing in physical money
This isn’t just about payments, it’s about access, resilience and the future of money itself.Host: Louis Thompsett
Guests: Rachael Kennedy & Kieran O’Connor
Producer: Anaya McDonald
Editor: Anaya McDonaldLearn more about the latest payments insights: https://paymentexpert.com
-
The CLARITY Act was supposed to bring order to US stablecoin regulation. Instead it's stalled – and Coinbase just rejected the latest draft for the second time. We break down why the yield ban is so specifically damaging to Coinbase's revenue model, what it means for the Circle-Coinbase relationship ahead of their August renegotiation, and whether Armstrong's opposition is a genuine veto or a negotiating position.
Plus: what happens to yield demand if it's simply banned on compliant products, whether US gridlock hands Europe and Asia a real advantage, and what USDC falls back on if passive holding incentives disappear.Host: Louis Thompsett
Guests: Callum Williams & Kieran O'Connor
Producer: Anaya McDonald
Editor: Anaya McDonald -
Wero is making its move – but can Europe's pan-European A2A scheme succeed where every previous attempt has failed? We break down the chargeback gamble, the ECB's interoperability doubts, and what it will take to achieve the scale Europe needs.
Plus: Mastercard acquires stablecoin firm BVNK for $1.8bn – we speculate what's driving the deal, what it signals about where card networks see their future, and whether calls for “collaboration over competition” hold upElon Musk's X Money launches April 2026 – but is it a payments product or a revenue pivot? We break down the Visa Direct integration, the WeChat super app myth, and whether X can earn the trust financial services demands. Plus: a CBDC ban buried in a US housing bill, what a permanent digital dollar block means for stablecoin infrastructure, and how MiCA shapes X Money's global ambitions.
Host: Louis Thompsett
Guests: Rachael Kennedy & Callum Williams
Producer: Anaya McDonald
Editor: Anaya McDonald -
Elon Musk's X Money launches April 2026 – but is it a payments product or a revenue pivot? We break down the Visa Direct integration, the WeChat super app myth, and whether X can earn the trust financial services demands. Plus: a CBDC ban buried in a US housing bill, what a permanent digital dollar block means for stablecoin infrastructure, and how MiCA shapes X Money's global ambitions.
Host: Louis Thompsett
Guests: Kieran O'Connor & Callum Williams
Producer: Anaya McDonald
Editor: Anaya McDonald -
Welcome to The Payment Expert Podcast – a new podcast hosted by Payment Expert’s News Editor, Louis Thompsett, who will be joined by Payment Expert’s editorial team each week to dissect the breaking news throughout the global payments industry.
