Afleveringen
-
if you have a mortgage, you’re likely weighing up your next move after the Reserve Bank cut the Official Cash Rate from 4.25% to 3.75%.
More than 80% of mortgages are due to refix this year, because most people have been opting for floating rates or short terms, waiting for the right time to pounce as interest rates fell.
So is that time now or should you continue to wait?
This week, Nadine looks at what you should do with the founder of Squirrel Mortgages, John Bolton.
If you have a question you want answered, or a financial story to share, get in touch at [email protected]
See omnystudio.com/listener for privacy information.
-
The word ‘Retirement’ can prompt a range of reactions. Some yawn, because it’s ages away and there’s heaps of time to sort it. Some people feel a little uncomfortable because it’s not ages away, and they’re not sure if they’re sorted - and some panic because it’s just around the corner they know they’re not sorted.
Listener Sandra is in one of the latter two stages. She wrote in to Nadine with the following concern:
I am 57, have been single for 20 years, and most of that time I have been self employed.
I have struggled watching my friends over the years with two incomes traveling, upgrading their homes, new cars etc.
I work long hours and don’t feel like I’m getting anywhere. I realize that I actually lack focus. My relationship with money has not been great and as I get closer to retirement age, I’m starting to realize it’s now or never to start turning that around but am so confused at how to do that.
To get the answers for people like Sandra, this week Nadine is joined by Tom Hartman, the personal finance lead at the Retirement Commission.
If you have a question you want answered, or a financial story to share, get in touch at [email protected]
For the tools mentioned by Tom in the episode, visit here: https://sorted.org.nz/tools/
See omnystudio.com/listener for privacy information.
-
Zijn er afleveringen die ontbreken?
-
Having a baby is life-altering in every respect - and your finances are no exception.
But there are ways to navigate how much growing your family can turn your finances upside down.
Stephanie Pow is the founder of Crayon. She’s on a mission to make it easier for parents to effectively manage the dollars and cents alongside the nappies and sleepless nights.
She joins Nadine this week to discuss what people need to know about parental leave, including some 'quirks' in the law that can be surprising - and costly - for parents.
If you have a question you want answered, or a financial story to share, get in touch at [email protected]
See omnystudio.com/listener for privacy information.
-
If every time you have holiday at the beach you think ‘how can I just stay here fulltime and escape the rat race in the city’ - today’s episode is for you.
Dallas and Donna Gurney were two corporate high fliers hustling hard and enjoying city life – when a major life curveball prompted them to re-think everything.
They chucked in their Auckland jobs to take on a bold new adventure as the new owners of the General Store in Whananaki, an idyllic spot in Northland with a regular population of about 500 people
They join Nadine today to discuss why they made the move, what they've learned from it, and how a big change isn’t without its challenges.
If you have a question you want answered, or a financial story to share, get in touch at [email protected]
See omnystudio.com/listener for privacy information.
-
If feel like you’re done working for ‘the man’, and you want lexibility, autonomy, to be the master of your own destiny - you might be considering chucking in your job and working for yourself.
But behind the romantic ideal of self employment, there is a bit to get your head around if you’ve only ever been an employee.
This week, Nadine is joined by James Fuller, the co-founder of Hnry – a platform that helps sole traders and freelancers sort their taxes - to discuss what you need to know about different taxes, ACC, claiming personal expenses and whether you need to register your company.
If you have a question you want answered, or a financial story to share, get in touch at [email protected]
Links for more information:
https://www.tools.business.govt.nz/choose-business-structure/ https://www.nataliecoombe.com/nail-your-pricingSee omnystudio.com/listener for privacy information.
-
If your enthusiasm to maintain your “New Year, new me” financial goals is starting wane already, you’re not alone – most resolutions are abandoned by February!
But experts in finance and psychology say there’s both art and a science to setting financial goals and adopting the behavioural change that helps you stick to them.
Join Nadine this week as she discusses how to stick to your financial goals in 2025 with EnableMe's Hannah McQueen and clinical psychologist Jacqui Maguire.
If you have a question you want answered, or a financial story to share, get in touch at [email protected]
See omnystudio.com/listener for privacy information.
-
If you have a question you want answered, or a financial story to share, get in touch at [email protected]
See omnystudio.com/listener for privacy information.
