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π BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
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Melbourne apartments have become one of the most debated investment opportunities in Australia and the data is starting to tell a very interesting story.
In this episode, we break down three Melbourne suburbs that we're actively investing in right now and explain the exact frameworks behind those decisions. Rather than relying on opinions or headlines, we explore the metrics that matter most: rental yields, vacancy rates, supply constraints, replacement costs, days on market and the growing gap between house and apartment prices.
We dive deep into St Kilda, Prahran and Bundoora, examining why these locations stand out in the current market and how investors can identify similar opportunities before the broader market catches on.
If you're considering Melbourne property investment, apartment investing or simply want to understand where value still exists in today's market, this episode is packed with actionable insights.
If you enjoyed this video, subscribe for more data-driven property investing insights.
#MelbourneProperty #PropertyInvestment #RealEstateAustralia #MelbourneApartments #PropertyMarket
Chapters
00:00 - 00:42 Introduction
00:42 - 02:22 Why Melbourne Apartments Are Gaining Attention
02:22 - 04:10 The Investment Thesis & Previous Market Predictions
04:10 - 06:00 Why Apartments Have Already Started Outperforming
06:00 - 08:15 The Data Framework Used to Rank Suburbs
08:15 - 12:00 St Kilda: The First High-Conviction Pick
12:00 - 15:20 St Kilda Data Breakdown & Growth Potential
15:20 - 18:05 Prahran: Why Demand Remains Strong
18:05 - 22:00 Prahran Metrics, Yields & Supply Constraints
22:00 - 25:55 Bundoora: Affordable Entry With Strong Fundamentals
25:55 - 27:15 Bonus Insights & Finding Similar Opportunities
27:15 - 28:23 Final Thoughts
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au
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Send us Fan Mail
π BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
π Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
π Grab the free budget calculator + Melbourne apartment suburb-ranking tool in the links below.
π Run the numbers on your Melbourne apartment - pick a suburb, enter your situation, get your estimated monthly cost and Alaya's full investment scorecard in under 2 minutes: https://rebrand.ly/melbaptcalculator
π See how the proposed tax changes hit your property portfolio - enter your situation and get your personalised impact estimate in under 2 minutes: https://rebrand.ly/taxreformcalc
Is property investing still worth it in 2026 and beyond?
With interest rate uncertainty, government policy changes, affordability concerns and increasing pressure on investors, many people are questioning whether property remains the best wealth-building asset.
In this debate-style discussion, we break down both sides of the argument. We explore the impact of housing shortages, immigration-driven demand, rental yields, government regulations, interest rates, apartments vs houses, leverage, cash flow and what investors should actually be buying in today's market.
You'll learn:
π Why housing supply remains one of the biggest long-term investment themes
π Whether government policies are making property investing less attractive
π Why doing nothing could be the riskiest financial decision
π How demand and supply dynamics are shaping future property prices
π The role of leverage in building long-term wealth
π Why apartments and higher-yield assets may outperform in the current environment
π How investors should adapt their strategy for 2026β2030
Whether you're a first-home buyer, experienced investor or simply trying to decide where to put your money, this discussion will help you understand the risks, opportunities and realities of property investing in today's market.
Watch until the end for the key takeaway that could completely change how you think about property investing over the next decade.
#PropertyInvesting #RealEstateInvesting #PropertyMarket #WealthBuilding #FinancialFreedom
Chapters
00:00 - 00:46 Introduction
00:46 - 02:35 The Great Property Debate
02:35 - 04:30 The Housing Shortage Argument
04:30 - 06:20 Why Government Changes Aren't the Whole Story?
06:20 - 08:15 Fear, Investor Sentiment & Market Psychology
08:15 - 10:05 Cash, ETFs or Property: Which Makes More Sense?
10:05 - 11:55 How Income Determines Investment Success
11:55 - 13:45 The Real Risk of Doing Nothing
13:45 - 15:35 Understanding Supply, Demand & Population Growth
15:35 - 17:15 Houses vs Apartments
17:15 - 19:00 Why Leverage Still Matters?
19:00 - 20:20 Building Wealth Through Property Over Time
20:20 - 23:31 Final Thoughts
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au
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Zijn er afleveringen die ontbreken?
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Send us Fan Mail
π BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
π Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
Australia's property and economic landscape is shifting fast and if you're a buyer, seller or investor, you need to understand what's happening right now.
In this episode, we break down the full interest rate story for 2026, what the latest inflation data really means, and why Sydney and Melbourne property prices are falling at nearly 1% per month. We unpack the RBA's dual mandate dilemma, the rising unemployment numbers and what leading economists are predicting for the rest of the year.
We take opposing views on what comes next β one of us sees rates flatlining or rising once more before a long period of stability, while the other makes a bold contrarian call: the Australian economy is far weaker than the data suggests, a rate-cutting cycle is coming sooner than most expect, and this current downturn is actually creating a rare golden buying window. Particularly at the top end of Sydney and Melbourne.
We also cover:
π Why May and June are the weakest months for sellers
π How top-end properties are already seeing 10%+ price declines
π The "wealth effect" and how falling house prices flow into the broader economy
π The AI employment storm and its impact on job creation
π Why throwing low-ball offers right now might be the smartest move
π What the smart money (the "heavy hitters") are doing in this market
Whether you're sitting on the fence, actively buying or trying to hold on as a seller this episode gives you the honest, unfiltered view of where we are and where we're heading.
#AustralianProperty #RBAInterestRates #SydneyRealEstate #PropertyInvesting #AustralianEconomy
Chapters
00:00 - 00:43 β Introduction
00:43 - 02:15 β Interest Rates: The 2026 Story So Far
02:15 - 03:40 β Sydney & Melbourne Falling 1% Per Month
03:40 - 07:00 β Rate Predictions: Hold, Rise or Cut?
07:00 - 08:45 β Unemployment Data & Labour Market Warning Signs
08:45 - 10:30 β Is Australia Already in a Recession?
10:30 - 12:00 β No Pathway to Short-Term Rate Relief
12:00 - 13:35 β Rate Cuts Coming This Year
13:35 - 15:05 β Sydney & Melbourne: Double Digit Decline Ahead
15:05 - 17:00 β The Wealth Effect & Trillion Dollar Burn
17:00 - 18:35 β The Golden Buying Window Right Now
18:35 - 19:55 β How to Play the Market as a Buyer
19:55 - 21:31 β Final Thoughts
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au
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Send us Fan Mail
π Work with BEN ROBINSON directly: https://meetings.hubspot.com/benrobinson2/15-mins?uuid=facc459f-7338-47c2-be3c-ed5820f535e6
π BUY smarter with Alaya Propertyβs economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
π Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
Most residential property investors hit a wall βserviceability stalls, borrowing power dries up and growth grinds to a halt. In this episode, we sit down with commercial broker Ben Robinson to break down exactly how to keep building your portfolio by moving into commercial property.
Ben unpacks the real frameworks behind commercial property lending: how lease doc loans work, what LVRs and deposits actually look like, the difference between loan terms and amortization and why those "scary" review clauses are nothing to fear. We also walk through a powerful real-world case study where a client used a mezzanine value-add play to refinance, slash their rate by up to 2%, and pull cash back out.
If you're a residential investor curious about commercial, or already in the commercial space and wanting to grow smarter, this one is packed with insights you won't get anywhere else.
Chapters
00:00 - 00:58 Introduction
00:58 - 01:52 Why Investors Fear Commercial Property
01:52 - 02:46 Going Commercial Too Early
02:46 - 03:59 Funding Speed & Cost Efficiency
03:59 - 04:44 Bank vs Non-Bank Debt
04:44 - 05:48 Residential vs Commercial Upfront Costs
05:48 - 06:49 Solicitor vs Conveyancer & Lease Checks
06:49 - 08:31 Valuations, Net Leases & Buffers
08:31 - 09:54 LVR, Deposits & Lease Doc Loans
09:54 - 11:05 How Lease Doc Loans Work
11:05 - 12:55 Loan Term vs Amortization
12:55 - 14:59 Review Clauses Explained
14:59 - 16:30 Full Doc, Mid Doc & Low Doc
16:30 - 18:50 Case Study: Mezzanine Value-Add
18:50 - 19:50 Creating Value & Final Takeaways
#CommercialProperty #PropertyInvesting #RealEstateInvesting #PropertyFinance #WealthBuilding
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au
-
Send us Fan Mail
π BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
π Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
π Run the numbers on your Melbourne apartment - pick a suburb, enter your situation, get your estimated monthly cost and Alaya's full investment scorecard in under 2 minutes: https://rebrand.ly/melbaptcalculator
π Grab the free budget calculator + Melbourne apartment suburb-ranking tool in the links below.
Two weeks on from what we're calling the worst budget for property investors in our lifetimes, we sit down to unpack exactly what changed and what you need to do about it.
The government has removed negative gearing on existing properties, overhauled capital gains tax with a new indexation method, introduced a 30% minimum tax and changed how trusts and family distributions work. On top of that, the RBA has hit investors with three back-to-back rate rises. Borrowing power has been smashed, and the rules of the property game have flipped almost overnight.
In this episode we go deep on the three major changes, the 1% capital-growth "break-even" rule between new and existing property, who the relative winners and losers are (hint: SMSFs and yield-focused assets just got more attractive), and why borrowing capacity is dropping by hundreds of thousands of dollars for many investors.
But here's the big message: this is noise. Your individual plan still matters most and uncertainty like this is often a golden window of opportunity for decisive buyers.
Chapters
00:00 - 00:38 Introduction
00:38 - 02:12 The Worst Budget for Investors
02:12 - 03:54 Two Weeks to Digest It
03:54 - 05:59 Negative Gearing Changes Explained
05:59 - 08:24 Should You Buy New?
08:24 - 10:42 Grandfathering & Transition Rules
10:42 - 14:12 The New CGT Indexation Method
14:12 - 18:03 The 30% Minimum Tax Trap
18:03 - 20:08 Why SMSFs Just Won
20:08 - 23:40 Borrowing Power Gets Smashed
23:40 - 26:29 The Big Shift to Yield
26:29 - 28:03 Sell-Down & PPOR Strategy
28:03 - 30:54 They Smashed Your Home Value
30:54 - 32:26 What You Should Do Now
32:26 - 34:06 Final Takeaway
#PropertyInvesting #NegativeGearing #AustralianProperty #RealEstateAustralia #PropertyMarket
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au
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Send us Fan Mail
π BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
π Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
π Run the numbers on your Melbourne apartment - pick a suburb, enter your situation, get your estimated monthly cost and Alaya's full investment scorecard in under 2 minutes: https://rebrand.ly/apcalculator
Buying a Melbourne apartment without doing proper due diligence is one of the most expensive mistakes you can make in property. In this episode, Redom sits down with Adi to walk through the exact 49-point checklist they use before recommending any apartment to a client.
This isn't theory. This is the live process a team actively buying Melbourne apartments runs on every single property that comes through their doors - and the reason they reject 9 out of 10.
We unpack:
π Why building size and density is the number one filter
π The owner-occupier mix rule every apartment investor needs to know
π What the strata report actually tells you - and what to look for
π Why natural light and layout affect resale more than most investors realise
π The mixed-use and student accommodation traps to avoid
π How to read a sinking fund and why it matters
π The street-level checks that no desktop DD can replace
π Real examples of apartments that failed the checklist - and why
If you're buying a Melbourne apartment in 2026 - or thinking about it - this episode gives you the exact framework to make sure you get it right.
Whether you're a first-time investor, an experienced buyer or someone trying to understand what separates a great Melbourne apartment from a liability - this one is essential viewing.
#MelbourneApartments #AustralianProperty #PropertyInvesting #DueDiligence #HousingMarket #RealEstateAustralia #MelbourneProperty
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au
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Send us Fan Mail
π Work with BEN ROBINSON directly: https://meetings.hubspot.com/benrobinson2/15-mins?uuid=facc459f-7338-47c2-be3c-ed5820f535e6
π BUY smarter with Alaya Propertyβs economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
π Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
Property investing in Australia has completely changed β and the old βequity release and buy againβ strategy no longer works like it used to.
In this episode, we break down how modern investors are building scalable property portfolios in todayβs lending environment. Joined by Ben Robinson the conversation dives deep into portfolio structuring, borrowing capacity, trusts, tax strategy, cash flow management and the finance mistakes stopping investors from growing.
Using a real client case study with 12 investment properties, this episode explores:
π Why finance is the real game in property investing
π How portfolio structure impacts future borrowing power
π The risks of multiple properties inside one trust
π Why income growth matters more than ever
π How modern investors think strategically about debt
π The importance of cash flow and yield in portfolio scaling
π Common mistakes investors make with accountants and lenders
π The changing landscape of Australian property investing
If youβre serious about building wealth through property, this episode gives you the modern framework needed to grow sustainably in todayβs market.
#PropertyInvesting #RealEstateAustralia #WealthBuilding #InvestmentProperty #PropertyFinance
Chapters
00:00 - 00:24 Introduction
00:24 - 04:08 Why Property Investing Has Changed
04:08 - 08:03 The 12-Property Portfolio Case Study
08:03 - 12:18 Why Finance Is More Important Than Property Selection
12:18 - 16:33 Portfolio Structuring & Trust Strategies
16:33 - 20:54 Borrowing Capacity Challenges Explained
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au
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Send us Fan Mail
π BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
π Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
Australiaβs migration story is changing and this shift could reshape the housing market over the next decade.
In this episode, we break down the key migration trends driving property prices across Australiaβs major capital cities, including Brisbane, Melbourne, Adelaide, Perth, Sydney and beyond.
Over the last five years, interstate migration and overseas migration helped fuel massive growth in Brisbane, Adelaide and Perth. But now the data is starting to flip.
We unpack:
π Why Queensland experienced explosive growth after COVID
π Why Melbourne could become the next major opportunity
π How affordability is changing migration patterns
π The link between population growth and housing demand
π Why interstate migration matters more than ever
π What overseas migration numbers are telling us now
π Which cities may outperform over the next few years
If you want to stay ahead of Australiaβs property market, understand where demand is heading and learn how migration drives real estate cycles, this episode breaks it all down with data, affordability analysis and practical insights.
Whether youβre a property investor, first-home buyer, economist or someone trying to understand what happens next in Australiaβs housing market β this episode is for you.
Chapters
00:00 - 00:46 Introduction
00:46 - 01:44 Migration & Housing
01:44 - 03:20 Interstate vs Overseas Migration
03:20 - 05:20 Queensland Boom
05:20 - 06:50 Brisbane Demand Surge
06:50 - 08:10 Brisbane Affordability
08:10 - 09:40 State Migration Trends
09:40 - 10:55 Melbourne Momentum
10:55 - 12:20 Housing Market Cycle
12:20 - 13:50 Perth & Adelaide
13:50 - 15:00 Overseas Migration Drop
15:00 - 16:30 Brisbane Housing Stress
16:30 - 17:50 Queensland Affordability
17:50 - 19:05 Melbourne Opportunity
19:05 - 20:30 Apartment Market
20:30 - 21:45 Young Australians Moving
21:45 - 23:10 Lifestyle vs Career
23:10 - 24:40 Families Relocating
24:40 - 25:40 Investor Signals
25:40 - 26:29 Final Predictions
#AustralianProperty #HousingMarket #PropertyInvesting #RealEstateAustralia #MelbourneProperty
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au
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Send us Fan Mail
π BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
π Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
In this in-depth conversation, Joe Hart from Obsidian Advisory breaks down the often confusing world of property investment taxes in Australia. This video covers everything from capital gains tax (CGT) and tax planning strategies to superannuation investing and ownership structures.
If youβve ever felt confused by terms like stamp duty, land tax, negative gearing or CGT discounts, this video simplifies it all and explains how these factors impact your real returns and long-term wealth.
Youβll learn:
π Why tax planning is critical (and often ignored)
π The pros and cons of investing through superannuation
π How capital gains tax actually works
π When and why timing a sale matters (e.g., financial year strategies)
π Whether buying property in a trust structure makes sense
π Common mistakes property investors make
Perfect for beginners and experienced investors alike, this guide helps you make smarter, more tax-efficient decisions.
Chapters
00:00 - 00:40 Introduction
00:40 - 01:30 Understanding the Basics of Property Taxes
01:30 - 03:00 Capital Gains Tax Explained Simply
03:00 - 05:00 CGT Discount Changes & What They Mean
05:00 - 07:30 Tax Planning Mistakes Most People Make
07:30 - 10:00 Why Timing Your Property Sale Matters
10:00 - 13:00 Investing Through Super (SMSF Basics)
13:00 - 16:00 Contribution Limits & Restrictions
16:00 - 19:00 Why Not Everyone Uses SMSF for Property
19:00 - 22:00 Trust vs Personal Ownership Explained
22:00 - 25:00 Stamp Duty, Land Tax & Hidden Costs
25:00 - 28:00 Negative Gearing Demystified
28:00 - 31:00 Structuring Your Investments Smartly
31:00 - 34:00 Common Investor Mistakes to Avoid
34:00 - 37:19 Final Advice & Key Takeaways
#PropertyInvesting #TaxTips #RealEstateAustralia #WealthBuilding #FinanceEducation
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au
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Send us Fan Mail
π BUY smarter with Alaya Propertyβs economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
π Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
This episode dives deep into the realities of building wealth through property investing in Australia. It challenges the common belief that buying property repeatedly is the best path, and instead explores the balance between property, shares and financial strategy.
Featuring insights from Riley Jan of Cruz Financial Planning, the discussion uncovers what most investors overlook when trying to scale their portfolio.
In this conversation, youβll learn:
π Why Australians are obsessed with property investing
π The hidden challenge of serviceability vs equity growth
π The importance of having a strong mortgage broker
π Why savings and time are your most valuable assets
π When (and when not) to consider a self-managed super fund (SMSF)
π How to balance property and shares in a growing portfolio
Riley Jan - Cruz Financial Planning
π Book a FREE 20-30 min call with Riley: https://calendly.com/rileyjancruz/initial-call-1
π Connect with Riley:
LinkedIn - https://www.linkedin.com/in/riley-jan/
Instagram - https://www.instagram.com/rileyjanfinancialadvisor/
TikTok - https://www.tiktok.com/@rileyjanfinancialadvisor
YouTube - https://www.youtube.com/@RileyJanFinancialAdvisor
Website - https://www.cruzfinancialplanning.com.au/
#PropertyInvesting #WealthBuilding #RealEstateTips #InvestingStrategy #FinancialFreedom
Chapters
00:00 - 00:36 Introduction
00:36 - 01:20 Wealth Building Goals
01:20 - 03:00 Property vs Shares: The Big Question
03:00 - 05:30 Why Australians Love Property So Much
05:30 - 08:00 The Reality of Scaling Property Portfolios
08:00 - 11:00 Serviceability vs Equity Explained
11:00 - 14:00 The Role of a Mortgage Broker
14:00 - 17:00 Asset Rich vs Cash Poor
17:00 - 20:00 Why Savings Still Matter Most
20:00 - 23:00 Common Beginner Mistakes
23:00 - 26:00 When Property Strategy Breaks Down
26:00 - 29:00 Should You Invest in Shares Too?
29:00 - 32:00 Portfolio Diversification Strategy
32:00 - 35:00 When to Consider SMSFs
35:00 - 38:00 Time as Your Biggest Asset
38:00 - 41:00 Long-Term Wealth Planning Mindset
41:00 - 48:57 Final Advice & Key Takeaways
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au
-
Send us Fan Mail
π BUY smarter with Alaya Propertyβs economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
π Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
The world is changing fast and property investors are right in the middle of it.
In this episode, we break down the dramatic shifts happening in the economy over the past 30 days, from rising inflation and interest rates to global uncertainty and declining confidence. But the biggest shock? The Australian Taxation Office (ATO) is stepping up enforcementβand property investors are directly in the spotlight.
Joined by one of Australiaβs most recognized accountants and YouTube voices, @DavieMach
we uncover:
π Why the ATO is tightening its grip
π What βguilty until proven innocentβ really means for investors
π The risks of outdated strategies in todayβs market
π Why your current property plan might need a complete reset
If you own investment properties or are planning to invest, this is a must-watch conversation to stay ahead of regulatory changes and protect your financial future.
#PropertyInvesting #ATO #RealEstateAustralia #InvestingTips #FinancialEducation
Chapters
00:00 - 00:44 Introduction
00:44 - 01:10 ATO Targets Property Investors
01:10 - 03:00 Economic Uncertainty Explained
03:00 - 06:30 Inflation, Interest Rates & Market Impact
06:30 - 10:00 Why Property Strategies Must Change
10:00 - 15:30 The Role of the ATO in Todayβs Market
15:30 - 20:00 βGuilty Until Proven Innocentβ Explained
20:00 - 25:00 Common Mistakes Investors Are Making
25:00 - 30:00 Why Old Advice No Longer Works
30:00 - 35:00 Protecting Yourself from ATO Audits
35:00 - 40:00 Smart Strategies Moving Forward
40:00 - 45:00 What Investors Should Do Right Now
45:00 - 51:28 Final Thoughts
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au
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Send us Fan Mail
π BUY smarter with Alaya Propertyβs economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
π Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
This video dives deep into one of the biggest investment debates: property vs shares. Featuring insights from a financial expert, Simran Dhillon. we explore how both asset classes work, their pros and cons, and how they fit into long-term wealth-building strategies.
The discussion begins with fundamental questions about financial goals and long-term planning, then moves into the key differences between property and shares, including liquidity, flexibility and risk.
Youβll learn:
π Why property is less liquid but often seen as stable
π How shares provide flexibility and faster access to cash
π The importance of financial advice in wealth creation
π The evolving role of the financial industry and advisors
By the end, youβll have a clearer understanding of how to balance both asset classes and make smarter investment decisions.
#PropertyVsShares #InvestingTips #WealthBuilding #FinancialFreedom #StockMarket
Chapters
00:00 - 00:40 Introduction
00:40 - 02:00 Property vs Shares Overview
02:00 - 04:30 Setting Long-Term Financial Goals
04:30 - 07:00 Key Differences Between Property & Shares
07:00 - 09:30 Liquidity Explained (Why Property is Harder to Sell)
09:30 - 12:00 Flexibility of Shares vs Property
12:00 - 14:30 Risks & Trade-offs in Property Investment
14:30 - 17:00 How the Financial Industry Has Evolved
17:00 - 19:30 The Decline of Financial Advisors & Why It Matters
19:30 - 22:00 The Cost of Not Getting Financial Advice
22:00 - 24:30 Wealth Building Strategies Explained
24:30 - 27:00 When to Choose Property vs Shares
27:00 - 29:30 Combining Property & Shares for Growth
29:30 - 32:00 Common Investment Mistakes
32:00 - 34:30 Real-Life Investment Scenarios
34:30 - 36:30 Expert Tips for Smarter Investing
36:30 - 38:21 Final Thoughts
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au
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Send us Fan Mail
π BUY smarter with Alaya Propertyβs economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
π Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
This episode dives deep into the harsh macroeconomic conditions impacting the Australian property market in 2026. With rising interest rates, shrinking borrowing power and recession fears looming, the landscape appears riskyβbut not without opportunity.
We break down practical lending frameworks and investor strategies to help navigate uncertainty. From releasing equity early, managing interest-only loans and avoiding overexposure, this video serves as a step-by-step playbook for property investors aiming to surviveβand thriveβin a volatile market.
Rather than focusing on fear, the episode reframes downturns as moments where smart positioning can create long-term advantage.
#PropertyInvesting #RealEstateAustralia #InvestingStrategy #HousingMarket #WealthBuilding
Chapters
00:00 - 00:53 Introduction
00:53 - 02:30 Why 2026 is one of the toughest property environments
02:30 - 05:30 Key macro factors
05:30 - 08:00 Borrowing power collapse explained
08:00 - 11:00 Why uncertainty is changing investor behavior
11:00 - 14:00 Risk vs opportunity
14:00 - 17:00 Lending frameworks
17:00 - 20:00 Releasing equity before valuations drop
20:00 - 23:00 Timing strategies in a declining market
23:00 - 26:00 Interest-only loans
26:00 - 29:00 Avoiding overexposure in uncertain conditions
29:00 - 32:00 Structuring your portfolio defensively
32:00 - 35:00 How experienced investors are adapting
35:00 - 38:00 Strategic moves to make right now
38:00 - 42:02 Final playbook: How to βplayβ the 2026 market
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au
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Send us Fan Mail
π BUY smarter with Alaya Propertyβs economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
π Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
Australiaβs property market in 2026 is unlike anything weβve seen before. The latest Q1 data reveals a multi-speed housing market, where performance varies dramatically depending on city, price range and property type.
In this video, we break down:
π Why the market is no longer βtwo-speedβ β but 5β6 different markets
π The growing divide between affordable vs high-end properties
π Whatβs happening in major cities like Sydney and Melbourne
π Why Brisbane, Adelaide, Perth and Darwin are telling a completely different story
π The macroeconomic forces driving these changes
π Where smart investors are moving right now
If youβre investing, buying or just trying to understand whatβs happening in real estate β this breakdown will give you clarity on where the market is heading next.
#PropertyMarket #RealEstateAustralia #HousingMarket #PropertyInvesting #RealEstateTrends
Chapters
00:00 - 00:48 Introduction
00:48 - 02:00 Q1 2026 Data Overview & Market Shock
02:00 - 04:30 From 2-Speed to 6-Speed Property Market
04:30 - 07:30 Why Property Performance Is Splitting Rapidly
07:30 - 11:00 Sydney Market Breakdown: Winners vs Losers
11:00 - 14:30 Melbourne Trends: High-End Decline Explained
14:30 - 18:00 Affordable Housing Boom Across Major Cities
18:00 - 21:00 Brisbane, Adelaide, Perth & Darwin Growth Story
21:00 - 24:30 Macro Factors Driving the Market Shift
24:30 - 28:00 Interest Rates, Economy & Buyer Behavior
28:00 - 31:00 Where Smart Investors Are Moving Now
31:00 - 33:30 Biggest Risks in Todayβs Property Market
33:30 - 35:10 Final Insights & What Happens Next
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au
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Send us Fan Mail
π BUY smarter with Alaya Propertyβs economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
π Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
In Part 1, we made the macro case. Approvals down 70β91% across Melbourne's inner suburbs. Prices below replacement cost. Brisbane apartments did 70β90% growth from the same setup.
This is Part 2. We got on a plane, drove the streets, and found exactly what the data was pointing to.
In this episode we go deep on one specific suburb - Footscray.
We walk the streets, stand in front of the properties, run the numbers live, and reveal the three specific apartment types Alaya is buying for clients right now.
We cover:
π Why Footscray specifically β the local case for this suburb
π The $1.5 billion hospital and 4,500+ jobs changing the inner west permanently
π The feasibility math β why no developer will build here and what that means for you
π The due diligence checklist β what to look for that you won't find in a house purchase
π Opportunity 1: Newish 5β10 year apartments at $450β550k, 6β6.5% yield, below replacement cost
π Opportunity 2: Older double-brick blocks at $350k, 7β8% yield, entry from $35β40k β Alaya's primary buy
π Opportunity 3: Whole blocks for advanced investors β $3β5M, 6.5β7% yield, land component included
π The value-add play: renovate a block, yield goes from 4% to 7β8% on cost, hold to retirement
π Real on-ground clips, real numbers, real properties
This isn't a prediction. Alaya is already buying here.
#MelbourneApartments #Footscray #PropertyInvesting #AlayaProperty #AustralianProperty #BuyersAgent #MelbourneProperty #PropertyInvestment #WealthBuilding #MacroFirstInvesting
00:00 - 01:31 Intro
01:31 - 04:29 Why Melbourne Apartments β Recap of the Macro Case
04:29 - 06:09 Why Footscray: The Suburb Overview
06:09 - 09:18 On the Ground: No Cranes, No Construction, No Feasibility
09:18 - 12:04 The Approvals Data: Footscray Down 70%
12:04 - 14:40 The $1.5B Hospital and 4,500 Jobs β Infrastructure Deep Dive
14:40 - 17:00 Vacancy Rates, Rents, and Demand Drivers
17:00 - 20:20 Footscray's Stigma β The Gentrification Story
20:20 - 22:05 Approvals Breakdown: 10-Year vs Current Numbers
22:05 - 24:32 The Idle DA Site: Why Developers Won't Build
24:32 - 28:57 Apartment Due Diligence Checklist β What's Different from Houses
28:57 - 37:50 Opportunity 1: Newish 5β10 Year Apartments at $450β550k
37:50 - 45:10 Opportunity 2: Older Double-Brick Blocks at $350k β Alaya's Primary Buy
45:10 - 46:25 Opportunity 1 vs 2 β Long Term vs Short Term Comparison
46:25 - 53:55 Opportunity 3: Buying the Whole Block β Alpha Beta Property Play
53:55 - 57:08 The Value-Add Play: Renovate, Yield Uplift, Hold to Retirement
57:08 - 58:52 Final Wrap, Summary of All Three Opportunities and CTA
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au
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Send us Fan Mail
π BUY smarter with Alaya Property's economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
π Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
For 10 years, Melbourne apartments were the worst investment in Australia.
People bought off the plan at $450,000 and sold a decade later at a loss. The data backed it up. Every expert said the same thing - stay away.
But something has changed. And most investors haven't noticed yet.
In this episode, Adi and I make the bold call - Melbourne apartments are about to do what Brisbane apartments did in 2021. The same supply collapse. The same demand surge. The apartments that were $280,000 in Brisbane are now trading close to $600,000. Melbourne is at the same point Brisbane was in 2021.
We cover:
π Why building approvals have collapsed 70-91% across Melbourne's inner suburbs
π The feasibility math that makes new construction impossible right now
π How the Brisbane apartment cycle plays out - and why Melbourne is next
π The demand drivers stacking up - migration, population growth, affordability push
π Why this opportunity suits every type of investor from first-timers to advanced
π The bold call Redom makes live on air - and what he's personally doing about it
If you've been told to avoid Melbourne apartments - this episode will change how you think about that.
#MelbourneProperty #MelbourneApartments #PropertyInvesting #AlayaProperty #AustralianProperty #PropertyInvestment #WealthBuilding #RealEstate
Chapters
00:00 - 01:10 Intro
01:10 - 02:45 Why We're Making This Call
02:45 - 05:20 The Nuance - Not All Apartments
05:20 - 07:02 The Crane Test
07:02 - 10:10 Approvals Data Suburb by Suburb
10:10 - 14:10 Is the Oversupply Still There?
14:10 - 18:00 The Brisbane Parallel - Part 1
18:00 - 21:57 The Feasibility Math - Why It Can't Get Fixed
21:57 - 27:58 The Demand Drivers
27:58 - 31:44 Adi's Personal Evidence - His Old Footscray Block
31:44 - 36:22 How to Play This - The Risk Framework
36:22 - 44:15 The Brisbane Supply Cycle - Final Framework
44:15 - 48:31 The Bold Call + CTA
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au
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Send us Fan Mail
π BUY smarter with Alaya Propertyβs economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
π Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
Most people try to plan their future⦠and get it completely wrong.
In this episode, we break down how to think about your next 10 years financiallyβwithout locking yourself into bad decisions. If you're considering property investing (or already in it), this will change how you approach wealth, strategy and long-term planning.
Joined by Ash Jindal and Harkirat Kaur from Clear Tax Australia, we dive into practical insights around structuring, tax and building a strategy that actually works long-term.
We cover:
π The biggest mistake people make when planning their future
π The 3 core property strategies you need to understand
π How to stay flexible while still building wealth
π Smart ways to think about borrowing, tax, and structure
π Why clarity beats certainty when it comes to investing
If you want to build real wealth (not just guess your way through it), this is the mindset shift you need.
#PropertyInvesting #FinancialFreedom #WealthBuilding #RealEstateTips #MoneyMindset
Chapters
00:00 - 00:45 Introduction
00:45 - 02:30 Why People Feel Lost About Their Future
02:30 - 05:00 Common Mistakes in Financial Planning
05:00 - 07:30 Why Flexibility Beats Rigid Plans
07:30 - 10:00 Understanding Your Borrowing Power
10:00 - 13:00 The 3 Main Property Investment Paths
13:00 - 16:00 How Generational Wealth Is Built
16:00 - 18:30 Planning With Clarity and Intent
18:30 - 21:00 Dealing With Uncertainty in Investing
21:00 - 24:00 Choosing the Right Strategy for You
24:00 - 27:00 How to Set Up Ownership Correctly
27:00 - 30:00 When to Seek Professional Advice
30:00 - 33:00 Tax Basics Every Investor Should Know
33:00 - 36:00 The Importance of Long-Term Thinking
36:00 - 39:00 Real-Life Investment Examples
39:00 - 42:00 Key Lessons to Take Away
42:00 - 45:26 Final Thoughts and Wrap-Up
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au
-
Send us Fan Mail
π BUY smarter with Alaya Propertyβs economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
π Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
Most people look at Melbourne property and see a market going backwards.
They're looking at the wrong data.
In this episode, we go on the ground in western Melbourne β driving the streets, walking past the properties, and showing you exactly what we're buying for clients right now and why. Because while Melbourne's headline numbers are falling, one specific pocket has quietly delivered $400k to $600k in 12 months.
Together, we break down the Melton opportunity β the infrastructure, the land arbitrage, and why this is the western Sydney story playing out all over again.
We cover:
π Why Melbourne is actually 10 different markets β and which one is flying
π The $900M hospital that's about to change everything in the west
π How to get 800sqm of land for effectively $150k
π The one suburb away rule β and why it beats buying new every time
π Why the window to act is closing faster than most people realise
If you want to buy well in 2026 β not just buy β this is the episode that shows you how.
#MelbourneProperty #PropertyInvesting #WesternMelbourne #BuyersAgent #AlayaProperty #RealEstate #PropertyTips #WealthBuilding #Melton #australianproperty
00:00 - 01:09 Introduction
01:09 - 02:13 Why Melbourne Is a Micromarket City
02:13 - 03:51 Adi's Story: Everyone Gave Me Shit About This Market
03:51 - 06:54 Western Melbourne: The Basics
06:54 - 10:11 The Hospital: Victoria's $900M Infrastructure Catalyst
10:11 - 11:31 The Price Arbitrage: We Wanted the House For Free
11:31 - 12:19 On the Ground: The $643k Coranjanong Purchase
12:19 - 13:22 The Land Math: $150k for 800sqm Doesn't Make Sense
13:22 - 14:23 The Vacant Land Comparison
14:23 - 14:53 The One Suburb Away Rule
14:53 - 16:18 The Value-Add Play: Paint, Carpet, Cabinets
16:18 - 16:34 Client Results: $400k to $600k in 12 Months
16:34 - 17:58 On the Ground: The $689β729k Comparable
17:58 - 20:21 Objections: There's So Much Land Around There
20:21 - 21:06 The Population Data
21:06 - 22:24 Vacancy Rates and Due Diligence
22:24 - 24:04 The Buy and Hold Case
24:04 - 28:23 Western Sydney vs Western Melbourne: Compare the Pair
28:23 - 30:21 I Wish I Bought Houses in Western Sydney 10 Years Ago
30:21 - 31:37 Final Wrap and CTA
31:37 - 32:50 Outro
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au
-
Send us Fan Mail
π BUY smarter with Alaya Propertyβs economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
π Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
Should you buy your own home or rent where you want and invest elsewhere?
In this video we break down the two major strategies many property investors debate today: owning your principal place of residence vs rentvesting.
Rentvesting is becoming increasingly popular because it allows people to live where they want while investing where they can afford. But is it actually the smarter financial move?
We explore:
π The difference between buying your home vs rentvesting
π How borrowing power changes your strategy
π Why many investors choose investment debt over owner-occupier debt
π The risks and advantages of both approaches
π How to decide which path works for your financial situation
If you're trying to get into property or wondering whether rentvesting is the smarter move, this video will help you understand the strategy and make better investment decisions.
π Whether you're a first-time buyer or property investor, understanding these two camps could be one of the biggest financial decisions you make.
#Rentvesting #PropertyInvesting #RealEstateInvesting #PropertyStrategy #WealthBuilding
Chapters
00:00 - 00:31 Introduction
00:31 - 02:10 The Idea Behind Rentvesting
02:10 - 04:05 Can You Afford to Buy Where You Want to Live?
04:05 - 06:30 Two Property Strategies Explained
06:30 - 09:10 Camp 1: Buying Your Own Home (PPOR Strategy)
09:10 - 12:05 Camp 2: Rentvesting and Investing Elsewhere
12:05 - 14:50 Borrowing Power & Debt Strategy
14:50 - 18:00 Why Investment Debt Can Be Easier Than Owner Occupied Debt
18:00 - 21:10 Choosing the Right Markets & Assets
21:10 - 24:00 Risks and Trade-Offs of Rentvesting
24:00 - 26:30 How to Reverse Engineer Your Property Strategy
26:30 - 28:36 Final Thoughts: Which Strategy Is Better?
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au
-
Send us Fan Mail
π BUY smarter with Alaya Propertyβs economics-driven strategy, getting in BEFORE the data shifts. Book your FREE call now: https://rebrand.ly/chatwithalaya
π Work with MORTGAGE BROKERS who invest themselves & know markets Australia-wide. Book your FREE strategy session here: https://rebrand.ly/chatwithflintinvest
Australiaβs property market is shifting fast, and this episode breaks down exactly whatβs happening city by city.
Sydney has hit a speed bump, with higher-end homes weakening while more affordable suburbs continue to rise. Melbourneβs headline numbers look soft, but underneath the surface there may still be major opportunities in selected affordable pockets and apartments. Meanwhile, Perth, Brisbane and Adelaide are still flying, driven by low listings and strong demand.
We also unpack what APRA changes, rising rates, investor tax pressure, yields, housing shortages and buyer sentiment could mean for property investors in 2026.
In this episode:
π Why Sydneyβs expensive homes are falling while affordable areas keep rising
π What Melbourneβs weak macro data might be hiding
π Why Perth, Brisbane and Adelaide continue to outperform
π Whether Darwin still offers one of the best yield plays
π Why Hobart is a market to watch
π How changing lending, taxes and rates are reshaping the investing landscape
If you want a clearer view of where the market is moving, this episode gives you the major trends, the risks and the opportunities investors should be paying attention to right now.
#PropertyMarket #AustralianRealEstate #SydneyProperty #PropertyInvesting #HousingMarket
Chapters
00:00 - 00:41 Introduction
00:41 - 01:47 Market Shift
01:47 - 02:48 Sydney Overview
02:48 - 04:05 Sydney Slows
04:05 - 05:34 Sydney Split
05:34 - 07:21 West Sydney Rises
07:21 - 08:12 Melbourne Drops
08:12 - 10:09 Melbourne Opportunities
10:09 - 12:27 Investor Plays
12:27 - 16:21 Macro Pressures
16:21 - 17:45 Boom Markets
17:45 - 19:06 Darwin Update
19:06 - 20:30 Yield Focus
20:30 - 23:25 Hobart Watch
23:25 - 24:47 Final Takeaways
This video is provided by Confidence Finance Pty Ltd (ACL 488313) & Flint Trademark Pty Ltd. This is general information only and not personal advice. Please seek credit advice from us directly and independent tax, legal or financial advice where appropriate.Reach out to us at www.australianpropertytalk.com.au
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